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OnDeck and Ocrolus' Q1 2026 trend report shows 93% of small businesses expect growth, 76% are bypassing banks, and cash flow has overtaken inflation as the top concern.

The Q4 2025 OnDeck & Ocrolus report shows 94% of small businesses expect growth, traditional bank lending lagging, increased fintech financing, and rising AI adoption across sectors.

Enova (ENVA) to acquire Grasshopper Bank for $369M. We analyze the cost of capital benefits and how becoming a bank exempts them from state laws like Texas HB 700.

I break down the major findings from the latest Q3 OnDeck & Ocrolus Small Business Cash Flow Trend Report which captures business lending trends, what’s driving optimism, what challenges are most pressing, and much more.

Small businesses across the U.S. are showing remarkable resilience in 2025. According to the latest Small Business Cash Flow Trend Report from OnDeck and Ocrolus, owners remain broadly optimistic about their growth prospects even as inflation, access to capital, and day-to-day cash flow remain top concerns. The report, which combines survey insights with cash flow data from millions of applications, provides a revealing snapshot of how entrepreneurs are adapting, innovating,

Enova's small business lending, including business units OnDeck and Headway Capital, has reached a new record, with small and medium-sized business (SMB) offerings constituting approximately two-thirds of the company's loan portfolio. SMB revenue alone increased by 30% year-over-year to a record $326 million, and SMB originations hit a record $1.2 billion in Q2.

Two new business outlook reports came out this week from OnDeck in combination with Ocrolus and Bluevine who also does a report using a...

Survey responses from 422 small businesses with working capital loans from OnDeck plus cashflow data from over 2.3 million SMBs.

The latest report from OnDeck and Ocrolus highlights a significant rise in optimism among small businesses on Main Street as they navigate..

"Growth expectations are generally consistent across the country, with 25% of businesses expecting significant growth over the next 12...

The revamping of ODC's LOC product incorporates features such as fixed or variable repayment programs, instant fundings via Interac...