Q3 2025 Small Business Lending Trends: Key Insights from OnDeck & Ocrolus Report

How are small businesses navigating lending and cash flow in 2025?

In this video, we break down the major business lending trends from the latest Q3 OnDeck & Ocrolus Small Business Cash Flow Trend Report, what’s driving optimism, what challenges are most pressing, and how the landscape is shifting for lenders, brokers, and business owners.

Highlights include:

• Record-high growth expectations

• The shift toward fintech and non-bank lenders

• Top pain points

• How AI adoption is transforming small business operations

• Why tariffs aren’t the focus for most, and what really matters going into the holiday season

Whether you’re a business lender, broker, or entrepreneur looking for actionable data and context, this quick video gives you the key takeaways from the Q3 trend report and what to watch for as we move toward year-end.