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Invoice Factoring Companies

It’s common for businesses that rely on accounts receivables to run into cashflow problems. Invoices aren’t due for 30 to 90 days, potentially leaving you without the capital you need to take on a new project.

Invoice factoring is a form of financing that allows small and medium businesses to receive cash advances on their accounts receivables. It grants you the ability to provide an immediate solution to your cash flow needs and eliminates the usual 30-60 day waiting period for your outstanding invoices. 

As a business owner, you understand the frustration of late payment cycles. It can lead to serious cash flow constraints, causing business owners to fall behind on important expenses or force them to pass up opportunities to expand the business. 

For brokers, included in this list are companies that have been recommended by other loan brokers.

Get started with invoice factoring today. Choose the right invoice factoring company for your business. 

This is not an endorsement for these companies so please perform your own due diligence before working with them.

Advertising Disclosure

Advertising Disclosure
Unlike other factoring companies, they're a bank.
Founded in 1936, The Southern Bank has served as a reputable and reliable community lender in its Northeast Alabama footprint for over 80 years.

Factoring with a bank has its benefits. We’re a direct source of funds, whereas our competitors are middlemen between you and their senior lender. That increases their cost of funding your invoices. Without those additional borrowing costs, we can pass our savings on to you.

Looking for the highest degree of flexibility? Invoice factoring gives you the freedom to sell open invoices and receive cash for a set discount fee.
FundThrough is a leading fintech company that enables businesses to access unlimited capital based on the value of their outstanding customer invoices. Its platform lets businesses connect their accounting software and directly submit invoices for funding.
On average, FundThrough improves its clients’ cash flow position by reducing their wait time by 97%. The company serves clients across the United States and Canada.
FundThrough is the most powerful invoice funding platform that lets you access capital on your terms.

Stop Waiting for Payments
FundThrough's invoice funding platform lets you access working capital that's tied up in accounts receivable due to slow-paying customers.

Take On Large Clients
Have full confidence knowing you can unlock the full value of your unpaid customer invoices. Fill larger orders and take on bigger customers, on your terms.

FundThrough provides a dedicated support team to help you identify funding opportunities and help your business grow. Your success is the true measurement of our own.
For almost two decades, Triumph Business Capital has provided invoice factoring to thousands of businesses and transportation companies. At their core, they are in the business of helping people Triumph and they know their success is measured by the value they bring to each of our relationships.
The strength of their commitment is reflected in product innovation, the strong strategic partnerships they’ve established, and the clients who have allowed them to help others achieve a better financial life.

Get paid the same day while Triumph takes care of invoicing and collections for you.

You need a partner that is sized to scale and focused on your drivers getting paid on time. Our integrated solutions give you access to truck insurance, fuel savings programs and equipment financing.

We know managing cash flow, protecting your credit rating and securing truck capacity is top of mind. Fast financing from Triumph protects your shipper relationships, gets your carriers paid fast and guides you on your path toward success.


LSQ expands access to financing with an end-to-end platform that provides on-demand access to capital and seamless management of invoices & payments.
LSQ FastTrack™ enables faster, more transparent decision-making, payment certainty, and risk mitigation—all through an intuitive interface. Easy to implement, FastTrack accelerates the delivery of working capital.

With over $25 billion in funds deployed over the last 25 years, LSQ understands how business gets done, ensuring success for enterprises of all sizes.
  • LSQ will pay up to 90% of your invoice within 24 hours, and the remaining amount is paid on the due date. 
  • Access credit facilities up to $50MM to scale with your business’s growth.
    Get same day funding by freeing up cash trapped in unpaid invoices.
universal funding

 Universal Funding Corp

Universal Funding will turn your unpaid invoices into cash through invoice factoring. Apply online in minutes and get the capital you need to grow your business.

Factoring rates can vary from below one percent to over five percent of the face value of the receivable. Universal Funding’s fee can be as low as 0.55%. They will typically advance from 80 – 95% of your accounts receivable.

  • Funding within 24 hours
  • Rate as low as 0.55%
  • $25,000 - $5,000,000 Invoice Credit Line
  • Apply online in minutes 
  • No hidden fees

Gateway Commercial Finance

Gateway Commercial Finance’s goal is to become a strategic partner by offering an array of financial products to pre-bankable businesses.
Whether they lack the operating history or present financial condition to qualify for traditional financing, Gateway Commercial Finance may have a solution.

Sell Your Outstanding Invoices to Get an Instant Cash Flow Boost
  • GCF customer retention rate is 1.9 times the industry average. They offer 30-minute application approval, low rates, high advances and 24-hour funding.
  • Don’t wait 30, 60 or 90 days for your customers to make payments anymore. Learn how to turn your debtors into assets. Sell your outstanding accounts receivables to GCF and get fast cash flow funding.
  • Currently offering accessible and quick cash flow solutions to businesses in most fields up to $5,000,000.

GCF application process is simple, and we offer same day account approval. Their rates are the most competitive in the industry and they are ready to work for you to put cash in your company's bank account quickly!
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