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The Ultimate Revenue Based Financing Calculator Guide: Analyzing the Real Cost of Capital
If you are looking for a reliable Revenue Based Financing calculator, you need more than just a simple factor rate tool—you need a way to visualize how daily or weekly payments impact your bottom line.

F.I. Editorial Team
1 day ago2 min read


A Family Affair in Fraud: Sentenced for $11.5M in Pandemic Loans
Four defendants sentenced to federal prison for a massive $11.5M PPP and EIDL fraud involving 120 pandemic loans. Get the full case breakdown and analysis.

F.I. Editorial Team
2 days ago2 min read


SBA Suspends 111,620 California Borrowers Over PPP & EIDL Fraud - Facts vs. Claims
The SBA suspended over 111,000 California borrowers tied to suspected PPP and EIDL fraud. Here’s what the agency claims and how it compares to documented federal enforcement.

F.I. Editorial Team
3 days ago3 min read


Kris Roglieri's sentencing is pushed back again
By the time Kris Roglieri learns the number of years in prison he will serve, it will have been almost four months after he pleaded guilty in federal court to one count of Conspiracy to Commit Wire Fraud.

Shane Mahabir
5 days ago1 min read


AdvanceIQ.ai Launches AIQ Platform for SMB Lending | Analysis
AdvanceIQ.ai launches AIQ Platform with AI-powered risk scoring and portfolio intelligence for merchant cash advance and SMB lending. Read our analysis.

F.I. Editorial Team
Feb 73 min read


Lightspeed Capital Surges 34%: A Deep Dive into Q3 2026 Results
An analyst’s view on Lightspeed’s Q3 2026 earnings. Discover how Lightspeed Capital’s 34% growth is reshaping the merchant lending and fintech landscape.

F.I. Editorial Team
Feb 63 min read


Sage and Lendio Bring Embedded Financing to the Point of Business Formation
Lendio has partnered with Company Sage to bring embedded capital to the Wyoming LLC Attorney platform. This move signals the expansion of embedded finance...

F.I. Editorial Team
Feb 43 min read


SBA Tightens Eligibility: Green Card Holders Now Barred From SBA 7(a) and 504 Loans Starting March 1, 2026
The SBA will require 100% U.S. citizen or U.S. national ownership for SBA 7(a) and 504 loans starting March 1, 2026, excluding green card holders.

F.I. Editorial Team
Feb 43 min read


Small Business Cash Flow Trends Q4 2025: Confidence Is High, Credit Shifts Steady, and AI Continues to Rise
The Q4 2025 OnDeck & Ocrolus report shows 94% of small businesses expect growth, traditional bank lending lagging, increased fintech financing, and rising AI adoption across sectors.

F.I. Editorial Team
Feb 41 min read


Alternative Business Funding Year-End 2025 Deep Dive
The alternative business funding industry closed 2025 in a position of strength, capturing unprecedented market share as traditional banks continued their multi-year retreat from small business lending.

F.I. Editorial Team
Feb 41 min read


Ty Crandall, Credit Suite File Ch. 11 Bankruptcy
If you know what Credit Suite does and how well-known Ty Crandall is for offering services related to business credit and financing, then the irony of their bankruptcy filing is off the charts.

Shane Mahabir
Feb 23 min read


Nu Wins Conditional Approval to Become a U.S. Bank
Latin American fintech giant Nu (Nubank) has received conditional approval for a US national bank charter. We analyze how this changes the competitive landscape for US neobanks and lenders.

F.I. Editorial Team
Feb 22 min read


VOX Funding and Cloudsquare Partner to Accelerate API-Driven Capital Automation
AI capabilities are advancing faster than the infrastructure that delivers them. VOX Funding and Cloudsquare just tackled this problem head-on with a full API integration that eliminates the manual workflow bottleneck.
Press Release
Feb 22 min read


The $9 Billion Lie: First Brands Execs Charged & Raistone Collapses
Patrick and Edward James have been indicted for a multibillion-dollar fraud at First Brands Group. We break down the "Ponzi" scheme.

F.I. Editorial Team
Jan 302 min read


Float Raises Nearly $100M to Expand Business Spending Power in Canada
Canadian fintech Float secures close to $100M in funding to unlock $1.5B in business spending power, highlighting growth in embedded finance across Canada.

F.I. Editorial Team
Jan 302 min read


Covid Loan Fraud Tracker: The "Fake Business" Crackdown Continues in NJ
Funder Intel's DOJ Fraud Tracker: A New Jersey couple faces federal charges for allegedly using fake businesses and falsified tax documents to fraudulently obtain COVID-19 relief funds.

F.I. Editorial Team
Jan 282 min read


Government Shutdown Watch: What a Partial Shutdown Could Mean for SBA Loans and Business Lending
Could a government shutdown affect SBA loans? Learn how a potential partial shutdown may slow SBA approvals, impact lenders, and push borrowers toward alternative financing.

F.I. Editorial Team
Jan 273 min read


Affirm’s Industrial Bank Push: What It Means for Small Business Credit (and Beyond)
Affirm has applied for an ILC bank charter. We analyze why this move mirrors Square's strategy and how it unlocks a new suite of commercial lending products for small businesses.

F.I. Editorial Team
Jan 264 min read


Capital One Buys Brex for $5.15B: The Deal breakdown
We break down the winners, losers, and hidden strategy behind Capital One's $5.15 billion acquisition of Brex. See why this changes the game for Ramp, Amex, and B2B finance.

F.I. Editorial Team
Jan 235 min read


10x Oversubscribed: NewtekOne's $295M Securitization Proves Wall St Demand
NewtekOne just closed a $295 million securitization for its Alternative Loan Program (ALP). With the deal 10x oversubscribed, it signals massive institutional appetite for non-SBA business credit.

F.I. Editorial Team
Jan 212 min read


Fundbox Goes Down Under: The Global Race for Embedded SMB Capital Heats Up
Fundbox expands to Australia with $100M backing, bringing embedded SMB lending to platforms like Stripe as global B2B finance market heads to $15.6T by 2030.

F.I. Editorial Team
Jan 216 min read


Thank You for an Incredible Capital After Hours Event
Thank you to everyone who attended Capital After Hours in Fort Lauderdale. View event photos, sponsor highlights, and our donation to Second Chance Society.

F.I. Editorial Team
Jan 201 min read


Exploring the Benefits of the American Express Platinum Card and Why It Might Be Right for You
Upgrading to the American Express Platinum Card brought me more than just a credit card; it opened up a world of travel comfort, rewards, and exclusive experiences.

F.I. Editorial Team
Jan 124 min read


Trump Admin Forced to Fund CFPB: The Standoff Ends (For Now)
Breaking: The Trump Administration has agreed to release funding to the CFPB following a federal court order. The "starve the beast" strategy has failed. Here is what lenders need to know.

F.I. Editorial Team
Jan 121 min read
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