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Lending brokers, fintech platforms, and alternative providers may see some near-term opportunity as CDFI lending recedes, but the loss of CDFI activity means fewer healthy, growing businesses in underserved regions, and potentially riskier lending portfolios overall.

PayPal has officially entered the next frontier of digital commerce, one where artificial intelligence doesn’t just recommend products, but buys them for you.

Stockholm-listed Maha Capital acquired Keo World’s credit subsidiaries in Mexico, Brazil, Canada, and the U.S., instantly expanding the company’s reach and giving Keo access to $1 billion in lending capacity for business customers.

We spoke with Trey Markel of Centrex Software, Inc., last week about the latest trends in business lending, what he is working on at Centrex, new products for the market, and how business loan brokers can excel with technology.

TAB Bank concluded the third quarter of 2025 with a significant lending surge, successfully closing $67.3 million in new credit facilities spanning 200 diverse deals. This robust performance demonstrates the bank's deep commitment to providing agile capital solutions and highlights a resilient demand for flexible financing in today's dynamic commercial credit market.

The recent announcement of a partnership between leading lending technology firm iBusiness Funding and BizBuySell, the internet's largest business-for-sale marketplace, isn't just a corporate handshake; it’s a strategic integration designed to inject liquidity and speed into the market.

Early Monday morning, millions of users woke up to find much of the internet down. Amazon Web Services (AWS), the world’s largest cloud infrastructure provider, experienced a major outage that rippled across industries, from fintech to airlines to fast food apps. The disruption, which began around 3 a.m. Eastern, affected major platforms including Facebook, Robinhood, Venmo, Reddit, Lyft, United Airlines, The New York Times, and even McDonald’s mobile app.

According to the latest Equipment Leasing and Finance Foundation Monthly Confidence Index, confidence scored 60.1, up slightly from September’s 59.9, marking five consecutive months of positive sentiment in the $1.3 trillion market.​

Small businesses have none of these advantages. They can't stockpile because they lack warehouse space and capital. They can't negotiate better terms because they lack volume. And they can't tap credit markets easily because banks demand multi-year business plans for credit approval, but trade policies change weekly. So they end up taking whatever financing they can get, even at 32% interest. Even if it means mortgaging their home. Because the alternative is shutting down.

When First Brands Group filed for bankruptcy on September 28, 2025, Wall Street expected a messy restructuring. What they got instead was a financial crime thriller involving $2.3 billion in factoring deals that simply vanished, and a DOJ investigation into one of the most brazen alleged frauds in recent memory.

According to the announcement, Newton Commercial Finance will aim to deliver structured finance solutions tailored to 'essential-use assets backed by strong collateral.' Backed by seasoned institutions, the platform is expected to offer a combination of reliable capital, speed, and flexibility, all essential traits in today’s evolving business lending landscape.

Libertas, a fintech platform based in Greenwich, Connecticut, specializes in revenue-based financing and other non-bank funding solutions tailored for growing businesses. According to the press release, the new credit facility will enhance Libertas’ ability to scale its offerings and extend capital access to more business owners nationwide.

The LendingTree study tracked three primary small business financing products: traditional term loans (lump sums repaid over a set period with interest), lines of credit (borrow-as-needed revolving credit up to a limit), and merchant cash advances (advances on future revenue). Each serves a different purpose, term loans for major investments, such as equipment or expansion, lines of credit for managing cash flow fluctuations, and MCAs for quick capital needs,

Last month, we hit the floor at the Brokers Expo in New York City to capture what makes this industry tick, the people behind the deals, the platforms, and the ideas shaping the future of business lending.

Worldpay, the payments giant processing 50 billion transactions annually, just launched something that should terrify traditional banks and excite every software CEO: The Embedded Finance Engine.

Parafin makes this plug-and-play. Platform gets happy customers + revenue share. Small businesses get instant capital. Parafin gets scale. Cross River gets yield. Everyone wins except traditional banks still requiring fax machines.

The most notable takeaway may be the drop in the number of CDFIs that say they can fully meet demand. While many still report being able to meet most needs, the decline in full satisfaction rates suggests growing constraints, whether in capital, staffing, technology, or compliance.

The convicted individual, Rosalend Way, 40, was found guilty of wire fraud conspiracy and money laundering after a three-day trial in the Middle District of Georgia. Prosecutors say she and a co‑defendant, James Frank Austin of Americus, strategically misrepresented payroll data and company ownership to secure millions in PPP funds guaranteed by the Small Business Administration.

For those unfamiliar, Ualett provides fast cash advances to rideshare drivers, delivery couriers, and other independent contractors. What makes the platform stand out is its focus on flexibility. There are no credit checks, no personal guarantees, and no traditional loan structures. Instead, Ualett verifies a worker’s earnings in real-time and offers advances based on actual performance.

Fundkite, founded in 2015, offers multiple financial solutions to the ongoing problems businesses face. Its CEO, Alex Shvarts, has been featured on CNBC and on the Forbes Technology Council. In speaking with Mr. Shvarts, he says that their financing structure is proprietary, and he will only say they have created a payment system that complies with Texas law. 

LendOS, a rising fintech platform, has secured its Series A funding round with a major backer, Blackstone. This investment marks a major milestone for the company, signaling strong confidence from institutional capital in its business model and market potential.

Armstrong confirmed that Coinbase is focused on expanding beyond cryptocurrency trading. The company aims to offer a broader suite of financial services, including payments and potentially banking products, within a single unified app.

Top observations from Brokers Expo NYC 2025, where the business funding industry came together this week to network and learn from some of the top experts in the industry. Additionally, what is happening at the SBA that they have reversed the reinstatement of Upfront fees for Borrowers, to now waive them for manufacturers? I talk about the hypocrisy and politics involved.

Blackbridge Investment Group, a revenue-based finance company, today announced it has rebranded as BIG Funding. The new name reflects the company’s mission to be more recognizable and accessible to its growing network of partners and merchant clients across the country.