Best Equipment Finance Companies

SCF leases and finances assets located primarily in North America and select other jurisdictions worldwide currently through four distinct lines of business - General Equipment, Aviation Capital, Rail Leasing and Real Estate.

SCF structures include tax leases, finance leases, sale-leasebacks, TRAC leases, term loans, refinances, construction-to-permanent facilities, capital expenditures lines of credit, leverage to support mergers and acquisitions and other structures tailored to meet the specific objectives of its customers.

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Investment Characteristics

• Deal Size: $5 – 500+ million

• Term: 3 – 20 years

• Fixed & Floating

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Industries

• Manufacturing

• Energy

• Maritime Vessels

• Construction

• Transportation

• Metals & Mining

• Technology

• Healthcare

For over 30 years Providence Equipment Finance (PEF) specialists have been funding commercial equipment needs quickly and decisively on a national scale to privately held businesses.

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PEF credit specialists take a comprehensive approach to underwriting. They consider most types of equipment and differentiate ourselves by providing creative financing structures for both experienced and growth-oriented entrepreneurs. With their history, they especially understand risks inherent to emerging growth businesses and create solutions to finance your customer’s equipment needs when others cannot.

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At PEF, their focus is on providing high quality and customized equipment financing product offerings to your customers. PEF dedicates resources to realizable revenue opportunities, which results in their highly efficient funding ratio.

When your business needs equipment financing fast, look no further than Universal Finance Corp. for all your asset-based lending needs. They offer a personalized approach backed by years of experience and equipment knowledge in various industries. Their decision to finance a new customer is done internally and is determined by 3 C’s – Credit, Collateral & Character.
As a Direct Lender, all final decisions are made “in-house”. This advantage allows us to offer fast, flexible financing options.

FUNDING OPTIONS: Financing for all your business needs from one piece to commercial fleets.
RAPID RESPONSE: All decisions are made in-house, so you never have to wait long for a decision.
FLEXIBLE TERMS: We offer a wide variety of payment options, rates, and schedules.

Choose the equipment you need, from the seller of your choice, and Crest Capital will provide you with no-hassle financing.
In business since 1989, Crest is a direct lender, providing new and used equipment, vehicle, and software financing at great fixed rates and business-friendly terms.
Finance amounts range from $5,000 to $500,000; 24 to 72 months. 

• Low Rates / Flexible Terms

• Better (and Easier) than a Bank

• Fast Approvals (Within Hours)

• Section 179 Friendly!

• Easy “No Paperwork” Application

• Progress Payments / Re-fi’s / Payoffs

• Used Equipment = OK

• Private Party Financing is Welcome
  
   

Need new or used business equipment or technology to generate business growth? Turn to Ascentium Capital, one of the nation’s leading equipment financing companies. Their finance specialists are ready to offer you fast, flexible financing options.
It typically only takes minutes to apply. If approved, you may structure payments with potential tax advantages!

Ascentium offers:

• Flexibility: We offer financing up to $2 million for new and used equipment and technology 

• Simplicity: For up to $250,000, all that’s typically required is a quick application

• Fast service: Quick credit decisions for most transactions

• Low-to-no upfront costs: Deferred payment options

• Buying confidence: With pre-approvals, companies know what they can afford to spend when shopping for equipment

Ascentium has provided businesses with over $7 billion in financing.

Get the equipment financing you need to grow and maintain your business.

LendSpark provides Equipment Financing to businesses of all sizes. We are client focused, and offer responsive, flexible, and solution oriented options to fuel their business growth and achieve their business goals.
 

• Likely Tax Advantages Under IRS 179

• Finance Rates as Low as 5%

• Flexible Payback Terms from 3 Months – 5 years

• Numerous Types of Leases (True, FMV, $1 buyout, etc.) for All Businesses

• Fast Approvals – Often Same Business Day

They are looking to build relationships that help businesses grow and thrive through all economic cycles. Business owners can feel confident in their business funding decisions when they use LendSpark Business Financing.

Equipment financing is a type of small-business financing designed specifically for the purchase of machinery and equipment essential to running your business. This product allows you to purchase the equipment that you need to run your business at affordable monthly payments.

The process is fast and easy allowing you to be approved and funded as fast as the same business day once the simple application process is complete.

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• Funding from $5K to $250K

• Application Only Up to $150K

• 24-to-72-month terms

• Monthly Payment Options

• New or Used Equipment

• Soft Credit Pulls – No Impact to Your Credit

Crestmark, a division of MetaBank, is a skilled provider of financial solutions for business-to-business companies. They can create a fixed rate leasing solution to acquire equipment from one or multiple manufacturers. Their team can quote competitive payments designed to fit into your budget.
You simply select all of the equipment; then, Crestmark develops a buyout (Fair Market Value, $1) and pricing (monthly, quarterly, annually) options for you to choose for your lease financing program.

As the full-service leasing division of Crestmark, their financing professionals work with your team throughout the lease period to handle the many facets of equipment acquisition:

• procurement of equipment (quotes, purchase orders, reviews, etc.)

• online asset management during the lease through their proprietary assetCONNECT® secure portal

• and a full complement of end of lease services such as logistics, removal, certified recycling, destruction, or purchase.

Amur Equipment Finance draws upon years of asset financing knowledge, diverse industry coverage and situation-specific underwriting expertise to provide fast, friendly and flexible financing solutions. They are active in both small-ticket and middle-market lending, from $10k to $2MM and beyond, servicing A-C credit profiles with terms of 36 to 84 months.
Amur Equipment Finance works with small businesses, entrepreneurs, manufacturers, distributors, brokers, and resellers to help them fulfill their business dreams. 

Products:

• Operating Lease

• Finance Lease

• Equipment Finance Agreements

Flexible Structures:

• Deferred Payment Plan

• Step Payment Plan

• Seasonal Payment Plans

• Balloon Payment Plan

Work with National funding to upgrade your equipment and free up working capital in the process. Sometimes getting the right equipment for your business may require additional working capital. National Funding equipment financing loans help businesses get the equipment they need.
 

• Get up to $150,000 for equipment that’s crucial for running your business

• Lease new or pre-owned equipment

• Lease about any type of new or pre-owned equipment

• You decide what equipment your business really needs

• Improve your business efficiency with new equipment

• Get equipment financing without a significant outlay of money

• Hold onto hard-earned cash for use in other parts of the business

• Flexible payment options are available
  
  Qualifications:

• in business 6 months

• over 575 FICO score

• from a vendor Equipment quote 

North Mill Equipment Finance, headquartered in Norwalk, CT, is a small-ticket finance company that works with third-party referral sources to originate and service leases and loans ranging from $10,000 to $250,000 in value. 
 
As a premier lender with a national footprint, North Mill specializes in financing essential-use business assets in a variety of equipment categories including transportation, construction, manufacturing, materials handling and other select industries.
 
The company works with multiple credit types (A through D), provides quick credit decisions, and offers “application only” lending.   Equipment finance brokers who choose to work with North Mill are joining forces with a veteran lender that has decades of experience in the capital markets.  North Mill Equipment Finances knows this business.