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MCA / Revenue Based Financing  Companies List

You can apply for an MCA in minutes through any of the below list of merchant cash advance companies and get an offer within hours if not sooner. Businesses are typically required to provide documentation such as bank statements and if they process credit cards then statements for the last 3 months, among other essential documents. 

Terms of the offer enable you to repay the advance to the mca funder as a % of sales, or in a fixed amount, meaning it's set based on an amount that keeps the impact on your cash flow low.

Funding approval could take place within 1-2 days once all contracts are signed and any other documents verified.





Some criteria for being Listed and Verified as an MCA Direct Funder:

  • Proof of contracts and ISO agreement

  • Funds to business owner are provided directly from funder

  • At least some min % of business is from Direct Funding

**Still, no promise or guarantees of service as business practices can change.**

If you see any company that doesn't fit these criteria please contact us with that information.

Why get Verified?

So users know at least some minimum review has been completed.


Want to get Verified as a Direct MCA funder?

Submit the information here ->

Below are MCA, also called revenue based financing, companies that directly provide financing to business owners across the country. This is mainly a list of merchant cash advance companies (or sales-based financing) but some also offer business Term Loans and Lines of Credit with amounts to $500,000 or more. This mca companies list includes the best merchant cash advance companies which are very well known and others that are new. This is the most extensive merchant cash advace companies list available publicly.

For lenders that offer Invoice Factoring, Equipment Leasing, SBA Loans, and Real Estate backed loans, please see our Menu-Provider Lists.

ISOs/business loan brokers can request to be contacted by any of the mca companies who have claimed their profile by going to their funding company page.

Merchant Cash Advance

What is a Merchant Cash Advance? 

By definition, a Merchant Cash Advance (revenue-based advance) is a purchase of Future Receivables at a discount. This is where the Buyer is the MCA direct funder(mca lender) and the Seller is the Merchant. An MCA agreement must have an indefinite term for repayment contingencies. 

A business owner in need of quick access to capital may be wondering if a merchant cash advance is right for their business?

As opposed to a typical term loan, the approval process for an MCA(also known as working capital or revenue-based financing) is short, can be done online and the credit requirements are minimal. Although some providers may check your credit, having a lower than average credit or no collateral is generally not a problem. Some mca companies don't even have a minimum credit score required. Oftentimes referred to as an mca lender, since this product is not a loan the correct terminology is mca funder, not mca lender. 

This is not an endorsement for these companies so please perform your own  due diligence before working with them.

(*) Denotes a sponsor, "From Our Sponsor", "Sponsored by", "Promoted by", or "By (Sponsor's Name)". Being a Sponsor may affect where they appear on a page.

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No promises or guarantees of verifications as business practices can change.**
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