Worldpay, the payments giant processing 50 billion transactions annually, just launched something that should terrify traditional banks and excite every software CEO: The Embedded Finance Engine.

Parafin makes this plug-and-play. Platform gets happy customers + revenue share. Small businesses get instant capital. Parafin gets scale. Cross River gets yield. Everyone wins except traditional banks still requiring fax machines.

For those unfamiliar, Ualett provides fast cash advances to rideshare drivers, delivery couriers, and other independent contractors. What makes the platform stand out is its focus on flexibility. There are no credit checks, no personal guarantees, and no traditional loan structures. Instead, Ualett verifies a worker’s earnings in real-time and offers advances based on actual performance.

Fundkite, founded in 2015, offers multiple financial solutions to the ongoing problems businesses face. Its CEO, Alex Shvarts, has been featured on CNBC and on the Forbes Technology Council. In speaking with Mr. Shvarts, he says that their financing structure is proprietary, and he will only say they have created a payment system that complies with Texas law. 

Top observations from Brokers Expo NYC 2025, where the business funding industry came together this week to network and learn from some of the top experts in the industry. Additionally, what is happening at the SBA that they have reversed the reinstatement of Upfront fees for Borrowers, to now waive them for manufacturers? I talk about the hypocrisy and politics involved.

As Stripe continues its expansion into new markets with its broader suite of tools, this move signals that capital access is becoming a core offering in the global fintech playbook.

Football, food, drinks, and networking, what better way to spend a Monday night? On Monday, September 29th, Funder Intel is hosting a tailgate party in the ORANGE LOT at Hard Rock Stadium before the Miami Dolphins take on the New York Jets on Monday Night Football.

The embedded lending market continues its steady expansion as Fundbox, the embedded capital infrastructure provider, announces its integration with EverCommerce (NASDAQ: EVCM) platforms. The partnership brings capital access directly into the SaaS tools used by over 350,000 small businesses across multiple countries, adding another data point to the growing embedded finance trend.

Uber Eats is not a fintech company, but by embedding Pipe’s capital access into its platform, it becomes a lender in the eyes of its restaurant partners. It’s frictionless, it's contextual, and it’s likely to be highly effective.

Squarespace Capital enables eligible U.S. and U.K. sellers to access business funding with the structure of revenue-based/sales-based/merchant cash advances with financing offered by Celtic Bank and YouLend, respectively, powered by Stripe, and plans to expand to further geographies.

The future of brokerage and lead generation is digital-first. Clients don’t just want access to capital — they want a smooth, modern experience. By building your own portals and apps, you elevate your business from “traditional broker” to “tech-enabled partner.” With Base44, you can build these tools yourself in days — at a fraction of the cost of custom development.

A chat with Boris Mendes, CEO of B2 Systems, about all things business lending and fintech, as he recently launched the B2 software platform for business loan brokers. With more than 10 years in alternative business funding, Boris shares valuable insights with new entrants and veterans alike.

Funder Intel President Shane Mahabir discusses the news of Fora Financial and Celtic Bank partnering up to expand lending services. He dives into the news, what it means, how funders of sales-based financing (MCA/RBF) are proceeding in Texas, and more.

Always Evolving, Always Improving. Our mission is to stay ahead of the curve, continuously updating the course to reflect today’s underwriting realities, not last year’s. That’s why we’re thrilled to announce a powerful new addition to the course…

As of September 1, 2025, Texas HB 700 officially reshapes the commercial funding environment in the state. This landmark legislation introduces significant regulatory requirements for merchant cash advance (MCA) and revenue-based financing—also known as commercial sales-based financing (CSBF).

With HB 700 going into effect on September 1, 2025, bringing new limitations to sales-based financing, Everest has moved swiftly to provide a compliant and transparent lending alternative. The company is already accepting files for the term loan product from both merchants and referral partners.