Commercial Financing Regulation Tracker
Financing Laws by State
Every state that has enacted or introduced disclosure, registration, and licensing laws covering alternative financing, including MCA, revenue-based financing, and other commercial financing since 2018. Tap a state or use the filters to compare requirements.
States With Enacted Commercial Financing Laws (13)
As of July 2026, thirteen states have enacted laws regulating commercial financing, sales-based financing, and merchant cash advances: California (SB 1235, amended by SB 362), Connecticut (SB 1032), Florida (Commercial Financing Disclosure Law, HB 1353), Georgia (SB 90), Kansas (Commercial Financing Disclosure Act), Louisiana (HB 470), Missouri (SB 1359), New York (Commercial Finance Disclosure Law), North Dakota (HB 1127), Texas (HB 700), Utah (Commercial Financing Registration and Disclosure Act), Vermont (H.648, effective July 2027), and Virginia (HB 1027).