Pennsylvania Commercial Financing Bill (Pending)

At a glance

• Status: Bill introduced, not enacted

• Effective: Not enacted

• Who it covers: Would apply to small business financing

• Size cap: Varies by draft

• Regulator: Would amend the 1974 Loan Interest and Protection Law

Type of rules: Broad coverage

What the bill would do

• A short amendment introduced in Oct 2023 mandating specific lender disclosures to small businesses.

• Narrower than most state frameworks — notably omits a requirement to disclose the full financing amount.

• Not enacted as of October 2026.

What to watch

Pennsylvania’s year-round legislature means this can move at any time.

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States with pending bills: New Jersey · Illinois · Maryland · North Carolina

Last verified October 2026. Compiled and verified by Funder Intel for general industry information. This is not legal advice. Laws change often, so check the statute and a qualified attorney before making compliance decisions.