All Business Lending & Fintech

If your merchant is over leveraged or if they want something better than a MCA, reach out. I have done multiple MCA take outs using asset based lending, personal loans, term loans, factoring, real estate cash out, etc.

For all you brokers and reps out there....please reach out if you have ANY questions about alternative financing. I am more than happy to do a conference call with you and your merchant/client to investigate options for them.

Steve Benjamin

Professional Business Loans

Irvine, CA  92620

SteveProBiz@gmail.com   

Hey everyone,Excited to introduce U.S. Fund Advisor AI, a new AI-powered funding platform designed to help U.S. business owners find the most suitable financing options — 100% free and fully automated.

The platform analyzes each business’s data in real time and matches it with verified lenders that best fit their profile — with no human involvement, no bias, and no credit card required.

What makes it unique:

• ⚙️ AI-driven matching system

• ⏱️ Results in under 60 seconds

• 💵 Personalized funding report for each business

Q3 2025 Key Findings

1. Growth Expectations. Small businesses remain confident, with 93% expecting growth in the next year and 31% projecting significant growth — the highest since Q1 2024.

2. Access to Working Capital. Seventy-five percent (75%) of small businesses surveyed are bypassing traditional banks in favor of non-bank or fintech lenders, a continuing and steady trend with companies preferring the quicker lending decisions and simpler process offered by fintechs.

3. Top Challenges. Cash flow and inflation remain the top concerns for small business owners, reported by 30% of respondents in Q3.

4. AI Adoption. A majority of business owners (52%) report that they have incorporated AI into their operations.

5. Navigating Tariffs. Most small business owners (65%) remain unsure about tariff impacts, saying other factors — such as seasonal demand (40%) and credit access (38%) — will shape their business strategy more than tariffs (18%) for the rest of the year.

・FBI reportedly executed an arrest warrant at Evolve Bank & Trust headquarters in Arkansas.

・Reports are that CEO Bob Hartheimer was escorted from the building by agents.

・The bank remains under scrutiny for its role in the Synapse fintech collapse.

A source close to the bank said its recently appointed CEO, Bob Hartheimer — nicknamed “Boyscout Bob” — was escorted from the building by federal agents during the operation. He was just named CEO in August.

Sources are reporting that this may be a "personal matter", and not directly related to the bank itself.

Read Story on MSN