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STATE COMMERCIAL FINANCING LAW

 

Kansas Commercial Financing Law

 

Commercial Financing Disclosure Act (2024)

 

At a glance

 

  • Status: Law enacted

  • Signed: Apr 2024

  • Effective: Jul 1, 2024

  • Who it covers: Broad — commercial loans, accounts receivable purchases, open-end credit

  • Size cap: $500,000 or less

  • Regulator: Enforced via KS Attorney General

Type of rules: Broad coverage

 

Key requirements

 

  • Modeled on the Utah/Georgia total-cost framework — familiar to providers already disclosing in those states.

  • Applies to providers with more than five commercial financing transactions in Kansas per year.

  • No APR requirement and no registration requirement.

 

What to watch

 

One disclosure per transaction; no new disclosure required for modifications or forbearance.

 

Kansas coverage from Funder Intel

 

 

Compare every state

 

Open the Commercial Financing Regulation Tracker map to compare all state laws side by side.

Search the Commercial Registration Database (members) to check who is registered.

Other states with laws: California · New York · Utah · Virginia · Georgia · Florida · Connecticut · Missouri · Louisiana · Texas · Vermont · North Dakota

States with pending bills: New Jersey · Illinois · Maryland · North Carolina · Pennsylvania

 

Last verified October 2026. Compiled and verified by Funder Intel for general industry information. This is not legal advice. Laws change often, so check the statute and a qualified attorney before making compliance decisions.

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