CDFIs & Microlenders

SBA Preferred Lender offering SBA 7(a) loans up to $5 million and MyPace Capital working-capital loans up to $500,000; also lends to and buys loans from other CDFIs.

The National Council for Community Development, formerly the National Development Council (NDC), now operates as Grow America; ndconline.org redirects to growamerica.org.

Nonprofit crowdfunding platform rather than a direct lender; U.S. loans carry no interest or fees and repayment usually takes 12 to 36 months.

Its SBA loans are made by subsidiary Lendistry SBLC, LLC, an SBA Preferred Lender; it says it is open to referral partnerships.

Describes itself as a nonprofit CDFI; its site gives loan amounts of $500 up to $10 million in one place and up to $1 million in its FAQ, so no maximum is listed here.

Formed when Opportunity Fund and the Accion U.S. Network combined; SBA Preferred Lender whose SBA 7(a) loans run $100,000 to $350,000 on 10-year terms; HQ shown is the mailing address on its contact page.

Founded in 1997 as the Business Center for New Americans (BCNA) and renamed Accompany Capital in 2020.

Formerly Accion Chicago and relaunched under its current name in January 2021; loans of $25,000 or less are priced at 14.1% APR.

Describes itself as a CDFI; microloans go up to $50,000, small business loans start at $50,000 and revenue-based financing starts at $100,000.

Formerly Accion East; requires a referral from a partner such as an SBDC, SCORE, a bank or a community group, plus a FICO score of 575 or higher and 6 months of revenue.

Describes itself as a nonprofit CDFI; SBA lists it as Black Business Investment Fund Inc. in Orlando, and its contractor financing covers up to 90% of contract value.

Lends to businesses, nonprofits and real estate in low- to moderate-income areas of its tri-state region.

Formerly Seattle Economic Development Fund and later Community Capital Development; commercial real estate loans go up to $1.5 million.

Became a certified CDFI in 2013 and lends statewide in all 100 North Carolina counties.

Part of the Momentus Capital family; SBA 504 real estate loans run $250,000 to $30 million or more.

Its Wicked Fast Microloans go up to $30,000 for existing businesses at 7.25%; meat and poultry processing loans go up to $2.5 million.

Lending arm of Chicanos Por La Causa; microloans $5,000 to $50,000 and Community Advantage loans $100,000 to $350,000.

Describes itself as a nonprofit CDFI; fixed rates of 7.5% to 11% on 3- to 7-year terms; HQ shown is its mailing address.

Listed by SBA as Northeast Entrepreneur Fund, Inc. dba Entrepreneur Fund; SBA Microloans up to $50,000.

Lends to low-income women entrepreneurs in groups near its branches; first loans are $500 to $2,500, with larger loans available after repayment; its FAQ cites 15% to 18% interest on a declining balance.

Hope Enterprise Corporation and Hope Credit Union, a Deep South credit union and loan fund; its 'up to $250,000' small business loan offer was limited to applications submitted in May 2026, so no maximum is listed here.

Named SBA Microlender of the Year for 2024; its subsidiary Great Rivers Community Capital is a certified CDFI, and its IgniteMO participation loans go up to $500,000.

Consolidated with Working Solutions CDFI under a parent-subsidiary model announced Oct. 20, 2026; borrowers can apply through either organization.

Its predecessor, Montana CDC, was certified as a CDFI in 1996; offices in Missoula, Bozeman, Boise and Salt Lake City.

Treasury-certified CDFI focused only on western North Carolina; its High Gear working-capital loans go up to $20,000.

Describes itself as a nonprofit CDFI lending to small businesses throughout Michigan.

Lends only to California-based businesses on 1- to 7-year terms; its loan page quotes an 8.75% fixed rate and 3.5% closing fee.

Treasury-certified CDFI with Texas offices; the $5 million figure applies to its SBA lending.

SBA Preferred Lender and SBA Express lender offering more than 15 loan programs.

Its SBA Community Advantage loans run $50,000 to $250,000 and are offered in New York, Louisiana and Alabama.