Cardiff Secures Major Bank Backing with New Senior Credit Facility

The liquidity landscape just got a boost. Cardiff, Inc. has announced the closing of a new senior revolving credit facility with a prominent U.S.-based bank, a move set to significantly expand its lending capacity for small and mid-sized businesses.

While the specific dollar amount of the new facility was not disclosed, the scale of Cardiff's operations suggests a substantial war chest. The company noted that it has deployed over $12 billion to businesses since its inception and is currently projecting $2.5 billion in funding volume for 2025 alone. This new facility is explicitly aimed at supporting that massive transaction flow.

Key Takeaways for Partners:

• Fueling the $2.5B Goal: This liquidity ensures Cardiff has the dry powder to meet its aggressive 2025 origination targets without friction.

• Institutional Validation: Securing a senior facility from a major bank underscores the durability of the asset class, even in a shifting economy.

• Growth Mode: With Brean Capital advising on the deal, Cardiff is positioning itself to capture more market share while other lenders may be tightening standards.

As credit markets fluctuate, Cardiff’s latest win signals to brokers and ISOs that their "America’s Favorite Small Business Lender" is open for business and ready to fund.