SBA Express
Transparent closing costs
• Expedited loan closing process
• Streamlined loan process including
digital application and loan closing
• Minimum documentation needed
• Interest-only available on the
front end for new builds
• No prepayment penalties
• Loan amounts from
$10,000 to $500,000
• No collateral required
• Terms up to 10 years
Use of Proceeds:
Equipment
• Startups
• Working Capital
• Leasehold Improvements
Acquisition
• Refinance
Program requirements:
Existing owners:
Minimum FICO of 650
• Current on all business and personal debt
• No bankruptcies within last 4 years
Start ups:
Minimum FICO of 680
• Current on all business and personal debt
• Outside income preferred
• Post-transaction liquidity preferred
• Min of 10% equity injection
• No bankruptcies within last 4 years
Docs needed:
Existing owners:
Minimum FICO of 680
• Current on all business and personal debt
• Outside income preferred
• Post-transaction liquidity preferred
• Min of 10% equity injection
• No bankruptcies within last 4 years
Start ups:
Application
• Copy of driver’s license
• 2 years of projections
Reach out:
Steve Benjamin
Professional Business Loans
Irvine, CA 92620
949-228-1050