Capybara Capital / Large Whale Funder.
Capybara Capital has carved itself out as a premier funder for the power-MCA/RBF Brokers. We are known to win most counteroffers.
for ISO agreement
Positions: 1st-4th
Paper: A-C
Sweet Spot for Deals you like:
LARGE-FILES (we actually a top whale funder winning lots of contracts in the $500,000-3M (we price them hourly and now have one of the largest portfolios of the whale size deals). WE LOVE CONSTRUCTION!
Min # of Deposits (per month): Average of 4
Min TIB: 12 months
Min Average Daily Balances preferred: dependent on file
Max NSFs: average of 5
Max # Negative Days: average of 5
Min FICO: 525
Min Gross deposits (monthly): $25,000
Min funding: 10k
Max Funding: 3 Million
Max Term: 12 months
Payment Options: daily and weekly
Credit Pull: soft
Max Commission: Max-Upsell-per-deal.
Renewal Max Commission: Max-Upsell-per-deal.
Clawback period: 30 days
Lender Fees/origination fees: Generally 5% but again dependent on file
Early payoff: generally 30/60/90
Absolutely.