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The SBA doubled the combined 7(a) and 504 loan limit from $5M to $10M, effective July 4, 2026. Here's what the rule actually changes, who benefits most, and what it means for the lending market.

Senators Markey and Wyden accuse the SBA of trapping small businesses in MCA debt after a June 2025 rule change eliminated SBA refinancing of merchant cash advances. But the $20B MCA industry, led by Square, PayPal, and Shopify, tells a different story.

Explore SBA 7(a) and 504 loan market data including annual volume, average interest rates, default rates, and program trends from FY2022 through FY2024. Interactive dashboard updated April 2026.

On March 4, 2026, the U.S. Small Business Administration initiated termination proceedings against 628 companies participating in the federal government’s 8(a) Business Development Program.

In this week's podcast, we catch up on the new SBA policies that are preventing non-citizens from obtaining SBA 7 (a) and 504 loans, with Chris Tomlinson from Optimum Bank.

The SBA will require 100% U.S. citizen or U.S. national ownership for SBA 7(a) and 504 loans starting March 1, 2026, excluding green card holders.

New 2025 data on SBA 7(a) loan performance reveals massive gaps in default rates by industry. See why trucking and restaurants are spiking, while healthcare remains nearly bulletproof.

The SBA has suspended nearly 7,000 Minnesota borrowers following a $400M fraud crackdown. We analyze if this is a standard cleanup or a political siege.

Barry Sloane, President, Chairman, and CEO of NewtekOne, highlighted the company's exceptional track record in loan performance. He noted...

Easier Refinancing: Small businesses will find it simpler to refinance physical property such as land, machinery, or facilities.

SBA Administrator Isabel Casillas Guzman announced that this working capital pilot program will be launched in the coming months to...

Glenn Giro, Vice President, SBA Lending Officer with Huntington National Bank, joins us today to discuss SBA loans and more.