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Parafin now powers SpotOn Capital, bringing embedded financing, business-performance underwriting and lower costs to restaurant operators.

Lightspeed's CFO says MCA is its biggest use of cash outside buybacks, $160M outstanding, low single-digit defaults, and capital customers churn less.

Parafin closed a $300M forward-flow deal with a NY alternative asset manager, adding to Goldman, Cross River, and EverBank ties.

Square, Shopify, Enova & PayPal originated $18.2B in small business financing in 2025. See the interactive quarterly data tracker for funding small businesses.

Goldman Sachs Joins Parafin: The latest rung on Parafins capital ladder.

Pipe, Parafin and Lili show how embedded lending is moving small business financing into platforms, banking apps and merchant workflows.

Embedded lending isn’t coming. It’s here. And it’s moving faster than anyone can keep up with. including me.

YouLend just secured a $225M forward-flow facility from Värde Partners. Here's why this deal matters for small business lending, and who it threatens.

Fundbox integrates financing into Wave's accounting platform. Here's why embedded lending is shrinking the pool of borrowers who talk to a business loan brokers.

Pipe reduces workforce by 50% in a major strategic pivot. We analyze how AI agents and embedded partnerships are redefining fintech efficiency for 2025.

Worldpay, the payments giant processing 50 billion transactions annually, just launched something that should terrify traditional banks and excite every software CEO: The Embedded Finance Engine.

The embedded lending market continues its steady expansion as Fundbox, the embedded capital infrastructure provider, announces its integration with EverCommerce (NASDAQ: EVCM) platforms. The partnership brings capital access directly into the SaaS tools used by over 350,000 small businesses across multiple countries, adding another data point to the growing embedded finance trend.

Uber Eats is not a fintech company, but by embedding Pipe’s capital access into its platform, it becomes a lender in the eyes of its restaurant partners. It’s frictionless, it's contextual, and it’s likely to be highly effective.

Squarespace Capital enables eligible U.S. and U.K. sellers to access business funding with the structure of revenue-based/sales-based/merchant cash advances with financing offered by Celtic Bank and YouLend, respectively, powered by Stripe, and plans to expand to further geographies.

This partnership brings Liberis' funding capabilities to over 275,000 U.S. merchants through Elavon's merchant portal, joining the expanding roster of embedded lending options that have been proliferating across payment platforms, POS systems, and business software providers. While it's certainly a welcome addition for businesses seeking capital, it represents the continued growth of an already robust market rather than a revolutionary breakthrough.

One of the largest website builder platforms, which has many apps and plugins, has launched Wix Checking and Wix Capital for its clients. This is long overdue, as I wrote about the lack of financing offered by Wix and GoDaddy a couple of years ago. I discuss this in the video and another recent story of embedded lending, explaining how it affects the market and what you should be doing in this evolving market.