All Posts

Stripe's Parafin acquisition puts embedded lending in front of 5M+ businesses. What it means for brokers, lead buyers, and anyone competing on the open market.

NMI added term loans and starter offers to Business Capital, its Parafin-powered embedded lending program, putting merchant financing in the hands of 6,000 platform partners and ISOs.

Parafin now powers SpotOn Capital, bringing embedded financing, business-performance underwriting and lower costs to restaurant operators.

Lightspeed's CFO says MCA is its biggest use of cash outside buybacks, $160M outstanding, low single-digit defaults, and capital customers churn less.

Parafin closed a $300M forward-flow deal with a NY alternative asset manager, adding to Goldman, Cross River, and EverBank ties.

Square, Shopify, Enova & PayPal originated $18.2B in small business financing in 2025. See the interactive quarterly data tracker for funding small businesses.

Goldman Sachs Joins Parafin: The latest rung on Parafins capital ladder.

Pipe, Parafin and Lili show how embedded lending is moving small business financing into platforms, banking apps and merchant workflows.

Embedded lending isn’t coming. It’s here. And it’s moving faster than anyone can keep up with. including me.

YouLend just secured a $225M forward-flow facility from Värde Partners. Here's why this deal matters for small business lending, and who it threatens.

Fundbox integrates financing into Wave's accounting platform. Here's why embedded lending is shrinking the pool of borrowers who talk to a business loan brokers.

Pipe reduces workforce by 50% in a major strategic pivot. We analyze how AI agents and embedded partnerships are redefining fintech efficiency for 2025.

Worldpay, the payments giant processing 50 billion transactions annually, just launched something that should terrify traditional banks and excite every software CEO: The Embedded Finance Engine.

The embedded lending market continues its steady expansion as Fundbox, the embedded capital infrastructure provider, announces its integration with EverCommerce (NASDAQ: EVCM) platforms. The partnership brings capital access directly into the SaaS tools used by over 350,000 small businesses across multiple countries, adding another data point to the growing embedded finance trend.

Uber Eats is not a fintech company, but by embedding Pipe’s capital access into its platform, it becomes a lender in the eyes of its restaurant partners. It’s frictionless, it's contextual, and it’s likely to be highly effective.

Squarespace Capital enables eligible U.S. and U.K. sellers to access business funding with the structure of revenue-based/sales-based/merchant cash advances with financing offered by Celtic Bank and YouLend, respectively, powered by Stripe, and plans to expand to further geographies.