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Credit Cards for businesses are essential when operating most small to medium size businesses. This list will help you decifer which credit card companies to contact and apply through directly. Best Business Credit Cards The best business credit cards of 2024 can help you get more out of your everyday expenses. Earn rewards like cash back or travel miles, build your business credit and get organized with expense tracking tools. Whether you’re a freelancer or the owner of a brick and mortar storefront, responsible use of a business credit card can save you thousands every year. While some business cards offer a flat rewards rate on all purchases, others are designed to reward common types of business purchases, like internet services or travel, at a higher rate. The other major differentiator is redemption style, as most business credit cards allow you to exchange rewards earnings for either airline miles or cash back. When choosing the best credit card for your small business, it depends on spending habits, rewards preference, and a number of other factors. We have reviewed hundreds of options to identify the best business credit cards available. This is not an endorsement for these companies so please perform your own due diligence before working with them. Advertising Disclosure Capital One Spark Capital One's Spark business credit cards offer a range of options catering to diverse business needs. Whether you are a small business owner looking to build credit or a larger enterprise seeking robust rewards, there's a Spark card for you. Here's an overview to help you choose the best option for your business: Spark 1% Classic: Ideal for businesses building credit, this card offers unlimited 1% cash back on every purchase and 5% cash back on bookings through Capital One Travel. It has no annual fee and a variable APR of 30.74%. Spark 1.5% Cash Select (Good Credit): This card provides unlimited 1.5% cash back on all purchases, 5% cash back on Capital One Travel bookings, no annual fee, and an introductory 0% APR for the first 12 months (21.24% - 29.24% variable APR thereafter). Spark 1.5% Cash Select (Excellent Credit): Similar to the Good Credit variant, this card offers the same cash back rates but with a lower variable APR of 18.49% - 24.49%. It also includes a $750 cash bonus when you spend $6,000 in the first 3 months Visit Site Chase Ink Business Cash® Credit Card $750 Sign-up Bonus; 5% Cash Back on Communications & at Office Supply Stores; 2% Cash Back at Gas Stations & Restaurants Chase Ink Business Cash is a popular business credit card with a generous cash back rewards program, solid sign-up bonus, and reasonable APR. It holds down the Ink stable with the Chase Ink Business Preferred and Unlimited Cards (see below and above), both of which offer different (but no less rewarding) opportunities for frequent spenders. When you spend at least $7,500 within 3 months of opening your account, you get $750 bonus cash back. From day one, you earn 5% cash back for office supply store and communications purchases (including Internet, TV, landline, and cell phone services), up to $25,000 per year. You earn 2% cash back on gas station and restaurant purchases, up to $25,000 per year. After reaching the $25,000 cap, you earn unlimited 1% cash back on these spending categories. All other purchases earn 1% unlimited cash back as well. Redeem accumulated cash back for statement credits or direct deposits starting at $20, airfare booked through Chase’s Ultimate Rewards portal (which offers the opportunity to boost your cash back by 20%, turning $500 in cash back into $625 in travel purchases), gift cards, and Amazon purchases. Redemptions start at $20. Sign-up Bonus: Earn $750 bonus cash back when you spend at least $7,500 within 3 months of signing up. Key Fees: There’s no annual fee. Foreign transactions cost 3% of the total transaction amount. Introductory APR: 0% on purchases for 12 months. Regular APR: Following the conclusion of the introductory period, the regular purchase APR is 13.24% to 19.24% variable, depending on your personal creditworthiness and prevailing interest rates. The cash advance APR is 24.99% variable. Other Perks: Chase’s Purchase Protection plan covers new purchases against damage or theft for 120 days, up to $10,000 per claim and $50,000 total per account. The Extended Warranty plan offers complimentary extended warranty protection for an additional 12 months on warranties originally set to expire after three years or less. Visit Site The Business Platinum Card® from American Express Enjoy a Fantastic Welcome Offer and 5x Points on Airfare & Hotels Booked Through Amex Travel American Express Business Platinum is a popular business card that comes with a generous welcome offer and lavish perks that compensate for a hefty annual fee of $595. This card’s top perks include: A $200 statement credit for purchases made with an airline of your choice Complimentary access to more than 1,100 airport lounges worldwide through the American Express Global Lounge Collection Free Wi-Fi at more than 1 million Boingo hotspots worldwide Reimbursement for TSA Precheck application fees (up to $100) A 35% bonus when using Membership Rewards® points to book travel with your selected qualifying airline, up to 500,000 bonus Membership Rewards® points each calendar year The Business Platinum Card from American Express has a points-based rewards system and a fantastic welcome offer: 85,000 Membership Rewards points after you spend at least $15,000 on qualifying purchases in the first 3 months, plus 5 points per $1 spent on eligible purchases in 5 select business categories (up to 80,000 bonus points per category) during the first 3 months. Moving forward, airfare and prepaid hotel purchases booked through American Express Travel earn 5 points per $1 spent. Purchases greater than $5,000 earn 1.5 points per $1 spent, up to a total of 1 million bonus Membership Rewards® each year. All other purchases earn an 1 point per $1. Redeem accumulated points for gift cards, online shopping, travel purchases, statement credits, and more. Redemption minimums start at 1,000 points. Point values vary by redemption method, but rarely exceed $0.01 – for instance, statement credits value points at $0.006 apiece, while gift cards value points at $0.01 apiece. Terms and conditions apply – see the full list of rates and fees. Welcome Offer : Earn 85,000 Membership Rewards® points after you spend at least $15,000 in qualifying purchases within 3 months of opening your account. Plus, earn 5 points per $1 spent on eligible purchases in 5 select business categories, all up to 80,000 bonus points per category, during the first 3 months Key Fees : There’s a $595 annual fee, but no foreign transaction fee. Late payments cost up to $39 or 2.99% of the outstanding balance, and returned payments cost up to $39. For rates and fees of the the Business Platinum Card® from American Express, please visit this rates and fees page. Introductory APR: None. Other Perks: Notable benefits for small business owners include up to $100 in annual purchase credits (statement credits) for U.S. purchases with Dell (terms apply). The Business Platinum Card has a host of lesser perks, including insurance coverage up to $2,000 for checked baggage ($3,000 cumulatively for checked and carry-on baggage) and 24/7 travel concierge service. Learn more American Express Blue Business Cash™ Card 2% Cash Back on the First $50,000 in Eligible Purchases American Express Blue Business Cash is a popular American Express credit card with a generous 0% APR introductory promotion (12 months), solid cash rewards program, and relatively low fees. All eligible purchases made with this card earn 2% cash back, up to $50,000 per year. Purchases over the $50,000 annual spending cap earn 1% cash back. Cash back automatically comes as a statement credit on the second statement after it’s earned. Terms and conditions apply – see rates and fees. Key Fees: There’s no annual fee, but foreign transactions cost 2.7%, and late and returned payments cost up to $39. Introductory APR: 0% APR for 12 months from account opening on purchases. For rates and fees of the American Express Blue Business Cash™ Card, please visit this rates and fees page. Regular APR: Following the end of the introductory period, variable regular APR applies: 13.24% to 19.24% variable, depending on your personal creditworthiness and prevailing interest rates. See rates and fees for more details. Other Perks : The Purchase Protection plan reimburses you for purchased items that are lost, stolen, or damaged within 90 days of purchase. This card also comes with extended warranties on purchased items with existing manufacturers’ warranties and access to exclusive offers from American Express®. Terms and Conditions Apply: See rates and fees Visit Site Chase Ink Business Unlimited® Credit Card $750 Sign-up Bonus; Unlimited 1.5% Cash Back on All Eligible Purchases Chase Ink Business Unlimited is an annual-fee-free business credit card that echoes Chase Freedom Unlimited, a consumer credit card that also earns unlimited 1.5% cash back. Ink Business Unlimited accrues cash back via Ultimate Rewards points, which can be redeemed for cash, gift cards, travel purchase, and general merchandise. Additional perks include a generous sign-up bonus – worth $750 after you spend $7,500 in purchases within 3 months – and a 12-month, 0% APR promotion on purchases. The latter is a rarity among small business credit cards. Sign-up Bonus: Earn $750 bonus cash after you spend $7,500 in purchases within 3 months after account opening. Key Fees: This card has no annual fee and no employee card fees. The foreign transaction fee is 3%. Introductory APR: 0% APR on purchases for 12 months from account opening. Regular APR: Once the promotional period ends, the regular APR ranges between 13.24% to 19.24% variable, depending on your personal creditworthiness and prevailing interest rates. Other Perks: Value-added benefits include complimentary auto rental insurance when you pay for your rental in full with your card, purchase protection on covered items for 120 days up to $10,000 per claim, and a 1-year extended warranty on items with existing eligible warranties of 3 years or less. Visit Site U.S. Bank Business Leverage Visa Card® Earn 75,000 Points (Worth $750 Cash Back) When You Spend $7,500 in Eligible Net Purchases in the First 4 Months The U.S. Bank Business Leverage Visa Card ® has a fantastic sign-up bonus and a generous rewards program that automatically earns 2 points per $1 spent on purchases in the top two categories where you spend the most each month – with no action required on your part. All other eligible purchases earn 1 point per $1 spent, and you can redeem for cash back, travel, general merchandise, and more. If you process lots of payments, don’t miss the optional Encore Relationship Rewards program, which earns points based on net payment processing volume. Sign-up Bonus: Earn 75,000 bonus points after spending $7,500 in eligible purchases within the first 4 months your account is open on the account owner’s card. That’s worth $750 when redeemed for cash back. Key Fees: The annual fee is $95 after the first year. There is no fee for additional employee cards. The foreign transaction fee is 2% to 3% of the transaction amount, depending on denomination. Introductory APR: None. Other Perks: With U.S. Bank’s optional Encore Relationship Rewards program, you can earn points for taking credit card payments (based on net payment processing volume) in addition to regular spending with your Leverage card. Visit Site Bank of America® Business Advantage Cash Rewards Mastercard® Credit Card $300 Statement Credit With $3,000 in Eligible Spending in the First 90 Days; Up to 3% Cash Back on Select Purchases Bank of America Business Advantage Cash Rewards is another no-annual-fee business rewards credit card from Bank of America®. This one earns up to 3% cash back on select purchases and boasts an easy-to-attain sign-up bonus. This card has a three-tiered cash back rewards program. Eligible purchases in one of your choice of six spending categories earn 3% cash back, while eligible dining purchases earn 2% cash back, up to $50,000 in annual combined category spending. All other eligible purchases earn unlimited 1% cash back, including 3% and 2% category purchases above the $50,000 spending cap. Plus, if you’re enrolled in the Preferred Rewards for Business program as a Platinum Honors member, you’ll earn 75% more cash back. Sign-up Bonus: Earn a $300 statement credit bonus when you spend at least $3,000 in net eligible purchases in the first 90 days after opening your account. Key Fees: There’s no annual fee. The foreign transaction fee is 3% of the total transaction amount. Cash advances cost the greater of $10 or 4%, except overdraft cash advances, which cost the greater of $10 or 3% (though you must enroll in the Bank of America® overdraft protection program to qualify for the lower fee). Introductory APR: See terms for the latest APR information. Regular APR: See terms for the latest APR information. Other Perks: Enjoy cash flow management tools, complimentary travel coverages, and overdraft protection transfers from your cash advance account. Visit site CitiBusiness® / AAdvantage® Platinum Select® Mastercard® 65,000 Bonus Miles After Spending $4,000 in Eligible Purchases Within the First 4 Months The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is a fantastic spending aid for frequent American Airlines flyers (and anyone who flies with American’s alliance partners). Its rewards program promises 2 AAdvantage miles per $1 spent on American Airlines purchases, plus 2 miles per $1 spent on purchases in four business spending categories: Telecommunications (including cell phones and plans) Cable and satellite providers Gas stations Car rental merchants All other purchases earn an unlimited 1 mile per $1 spent. This card has an excellent sign-up bonus that should more than cover the mileage cost of a round-trip main cabin award flight anywhere in the United States. Don’t miss the companion certificate offer, a nice perk for heavy spenders, and the multitude of in-flight benefits. Sign-up Bonus: Earn 65,000 bonus AAdvantage miles after spending $4,000 in eligible purchases within the first 4 months your account is open. Key Fees: The annual fee is $99 after the first year. There’s no foreign transaction fee. Introductory APR : None. Other Perks: Enjoy a companion certificate (good for one round-trip main cabin domestic airfare) after spending $30,000 or more in purchases in a card membership year. Plus, get priority boarding, 25% off in-flight Wi-Fi, and a free checked bag for yourself and up to four ticketed traveling companions on American Airlines flights. Visit Site U.S. Bank Business Cash Rewards World Elite™ Mastercard® 3% Cash Back on Eligible Purchases & 25% Annual Bonus on Cash Back Earnings (Up to $250 Bonus Cash) The U.S. Bank Business Cash Rewards World Elite™ Mastercard ® is an excellent business cash back credit card that earns 3% cash back on eligible net gas station, office supply store and cell phone or service provider purchases and 1% cash back on all other eligible purchases. Plus, you’ll get a 25% annual cash back bonus, up to $250. And there’s no limit to how much you can earn or redeem. Sign-up Bonus: Earn $500 bonus cash back after spending $4,500 in eligible purchases during the first 150 days your account is open. Key Fees: There is no annual fee or fee for additional employee cards. The foreign transaction fee is 2% to 3% of the transaction amount, depending on denomination. Introductory APR: 0% APR on purchases and balance transfers for the first 15 billing cycles your account is open, then variable regular APR applies. Other Perks: This card comes with a standard lineup of World Elite Mastercard protections and benefits. Visit Site The Blue Business® Plus Credit Card from American Express 2X Points on up to $50,000 in Purchases per Year Blue Business Plus is a popular American Express business card with a nice rewards program and a long 0% APR introductory promotion. This card rewards you for conducting business as usual. You earn 2X points on everyday business purchases such as office supplies or client dinners. The 2X rate applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Redeem accumulated points for gift cards, online merchandise purchases, travel purchases, and more through American Express’s Membership Rewards® portal. Points are typically worth $0.005 to $0.01 when redeemed, and redemption minimums start at 5,000 points. Terms and conditions apply – see the full list of rates and fees. Key Fees: There’s no annual fee. Foreign transactions cost 2.7% and balance transfers cost $5 or 3%. Late and returned payments cost up to $39. Introductory APR: 0% APR on purchases for 12 months from account opening date. Then variable regular APR applies, based on your creditworthiness and other factors. For rates and fees of the Blue Business® Plus Credit Card from American Express, please visit this rates and fees page. Regular APR: Following the end of the introductory period, the variable regular APR for purchases currently rises to 13.24% to 19.24% variable, depending on prevailing interest rates and your personal creditworthiness. Please visit this rates and fees page for more detail. Other Perks: Get a complimentary 12-month extended warranty on items covered by manufacturers’ warranties of five years or less. Terms and Conditions Apply : See rates and fees Visit Site

The top merchant cash advance funding companies. Some of the companies also provide other financing products to business owners across the USA. Click each one to apply or signup as a referral partner. Top MCA Funders Whether you need working capital to grow your business or navigate through tough times, chances are there’s a merchant cash advance(revenue-based financing) option out there that will fit your needs. Here is our list of the top direct funding companies that provide merchant cash advances and possibly other products like short-term loans. We do have a separate list of lenders who provide business term loans and lines of credit . The list was determined based on volume, reputation, experiences with them, client reviews, and product terms . For our full list of business funding companies click here. What is a Merchant Cash Advance(MCA)? A merchant cash advance (MCA) isn’t technically a loan, but rather a cash advance based upon the true sales combined with credit card sales of a business. A small business can apply for an MCA and have an advance deposited into its account fairly quickly. Merchant cash advance providers evaluate risk and weight credit criteria differently than a banker. An MCA provider looks at the daily true sales deposits and credit card receipts to determine if the business can pay back the funds in a timely manner. Basically, a small business “sells” a portion of future receivables(sales) or credit card sales to acquire capital immediately. Rates on a merchant cash advance can be much higher than other financing options and depending on the company, can be prohibitively high. It’s critical you understand the terms you’re being offered so you can make an informed decision about ROI. How to Know if a Merchant Cash Advance is Right for Your Business? When does it make sense for a business to use a merchant cash advance (revenue-based financing? An MCA is an option when a business needs access to capital quickly to take advantage of an opportunity to purchase inventory at a discount, a special marketing opportunity, or other short-term capital need. And, because credit requirements are less stringent, it could be an option for a business that does a lot of credit card transactions but might have less-than-perfect credit. This is not an endorsement for these funders/lenders so please perform your own due diligence before working with them. Advertising Disclosure Paypal Working Capital Loan Amount $2K-200K Min Credit 500 Repayment Term 3-12 Months Learn More Apply Square Capital Loan Amount $500-100K Min Credit NA Repayment Term 3-18 Months Learn More Apply Rapid Finance Loan Amount $5K-1M Min Credit 550 Repayment Term 3-60 Months Learn More Apply Shopify Capital Loan Amount 20K-2M Min Credit 500 Repayment Term 3-24 Months Learn More Apply Kapitus Loan Amount $2,500-500K Min Credit 575 Repayment Term 3-18 Months Learn More Apply Credibly Loan Amount $5K-400K Min Credit 500 Repayment Term 6-18 Months Learn More Apply National Funding Loan Amount $5K-500K Min Credit 575 Repayment Term 4-24 Months Learn More Apply Join the Conversation Do you want to add a comment? Submit Comment Cancel Please check your inputs Daniel - October 9th 2023 NRG is great to work with. 1.2 Factor minimum, with flexible terms. Also offers consolidation type solutions for multi-stacked MCA clients. 949-439-7808 Robert Tager - May 18th 2023 If you are looking for snap funding with NO stips, look no Further than Cobalt Funding Solution. We max out at $3MM per funding and have terms up to 10 months for qualified merchants. Always looking for a quality ISO to give solid offers to. Looking for A- to C+ paper. Buy rates start at 1.30. Marcus Clapman - March 12th 2023 Capybara Capital will be high on a list of direct funders that fund the large whale size deals (we also have a below 500K division). Great Longer Term Offers with Great Low-Buy-Rates (for maxup/down-sell) -- Focus on A-Minus-C+-Paper. No Direct Sales. 100% 3rd party broker driven. marcus@capybarausa.com 646-708-5986 Text-OK. Christopher Rosa - March 3rd 2020 To Merchants and Independent brokers alike, As the managing partner of Infusion Capital my company and i take great pride pride in maintaining efficient, profitable and transparent business relationships .Whether you are a client looking for early refinancing options or our referral partners looking for expeditious updates and offers, We will make sure all of your business needs are met. Feel free to contract me Directly at any time. Christopher Rosa Crosa@infusioncapllc.om 646-774-3050 clayton - February 24th 2020 I used Kabbage. They did wonders for me and will keep on going to them if needed! Angela - February 24th 2020 Thank you for this. I've been working with a company but since I found this slist I've stopped working with them and am working with one of the above + View More

Within the business lending industry managing relationships might be the most important part of running a business. A lot can happen between the time someone first hears about your business and when they eventually become a customer. Best CRM Software For Small Business Within the business lending industry managing relationships might be the most important part of running a business. A lot can happen between the time someone first hears about your business and when they eventually become a customer. Customer relationship management (CRM) software helps make this crucial process possible. Without CRM software, there are too many shifting pieces to remember without something or someone falling through the cracks. But because CRMs can perform so many different functions, finding the right one can feel overwhelming. Here are a few of the most used CRM software programs in the loan broker industry. You will notice several offer other services or all in one marketing systems. This is not an endorsement for these companies so please perform your own due diligence before working with them. Advertising Disclosure Centrex Software CRM and LOS for brokers, lenders, and fintechs A platform designed and architected for a finance and/or fintech company. Finance products are not simple and can be difficult to track. Centrex CRM takes everything you need and puts it one organized place for you and your team to manage. Business Loans Build amortization schedules, document management, multiple offers, mobile app, track commissions and fees. Merchant Cash Advance Track advances, submit deals to multiple funders, factor rate calculator, track commissions, monitor renewals, syndicates. Fintech Track customers, email and SMS, calendar, esign, doc mgmt, task mgmt, client portal, payment processing. Sales Pipeline management Loan and advance management List building with filters Website integration SMS and email communication Client portal Google maps integration Call Tracking and notes Visit Site Hubspot Think CRM software is just about contact management? Think again. HubSpot CRM has free tools for everyone on your team, and it’s 100% free. HubSpot CRM for Sales Leaders With the easy-to-use HubSpot CRM, you’ll never have to manually update reports or wonder how your team is tracking toward quota. Because you have more important things to do. Track and analyze sales activity in real-time. Get a real-time view of your entire sales pipeline on a visual dashboard. Access detailed reports on sales activity, productivity, and individual performance. Then use those insights to track team performance and spot opportunities for growth. Enjoy unlimited users, data, and up to 1,000,000 contacts with no time limit or expiration date — whether you're a team of 1 or 1,000. Arm your sales team with time-saving tools they’ll actually use. Close more deals with less work using tools that remove friction from the sales process. Visit Site HighLevel HighLevel Helps Agencies & Marketers Thrive With Our All-In-One Sales & Marketing Platform All the tools you need in one platform without having to "duct-tape" multiple platforms together! CAPTURE Capture leads using our landing pages, surveys, forms, calendars, inbound phone system & more! NURTURE Automatically message leads via voicemail, forced calls, SMS, emails, FB Messenger & more! CLOSE Use our built-in tools to collect payments, schedule appointments, and track analytics! Close More Deals Our thriving community of the most successful and visionary digital marketers on the planet. Get all the training and resources you need to start or grow your digital agency. MANAGE YOUR WORKFLOW AND PIPELINE With our built-in Pipeline Management feature, you can keep track of where the leads are and what stage they are in the sales funnel. COLLECT CUSTOMER PAYMENTS We integrate directly with Stripe so you can collect payments on websites, funnels, and even when someone books an appointment. ALL THE ANALYTICS & REPORTS IN ONE PLACE Our dashboard keeps an overview of where the leads are, and how much money has been generated on each phase. Visit Site MCA Track The Very Best in Funding Automation Smash your goals with the most reliable and complete solution in the industry. Easy automation and deal management add unmatched leverage to any funding environment. MCA Track is the trusted and hassle-free way to grow your Merchant Cash Advance company now! Visit Site Keap Absolutely everything an entrepreneur needs to win More of what you need to manage your business efficiently. Keap is your all-in-one CRM, sales and marketing automation software to help you consistently win more business. All your client information, accessible on all your devices. Collect new leads with minimal effort Collect more leads, convert them to clients, and turn those clients into fans with Keap’s powerful CRM and sales and marketing automation. Messages that your audience actually wants to read Write emails and texts using Keap’s curated templates, send them to segmented lists in your CRM, and watch the results roll in. Business stays business, personal stays personal Keap Business Line gives you access to work calls and texts on your smartphone, while keeping your personal conversations separate. 14-day free trial. No credit card required. Visit Site Pipedrive Founded in 2010, Pipedrive is an easy and effective sales CRM that drives small business growth. Today, Pipedrive is used by revenue teams at more than 100,000 companies worldwide. Sales pipeline and deals When looking for a CRM solution, start by exploring its core functionality. Pipelines and deals are the foundation of every professional sales CRM. These features allow you to visualize your sales process and move your deals to won. With Pipedrive, you can add deals, their value, win probability and expected close date, then organize and track them by your pipeline stages. Customize the stages to suit your sales cycle, create team pipelines and filter results by team member or stage. Colored cues draw your attention to deals about to go cold, so you know what to tackle first. Kick your sales into gear In sales, spreadsheets and email tools are only a baseline. To drive sales consistently, you need more advanced software solutions. Sales software – or a sales platform – is a centralized sales hub that’s designed to empower salespeople to collaborate, optimize their sales process and forecast sales cycles. And that’s not all – a sales platform is excellent for enhancing the customer journey and customer experience, generating new business and reducing overall costs. Want to see what a sales platform looks and feels like? Visit Site Dominate Sales Sales Domination Systems was created, designed and built to empower salespeople by saving them time and dramatically reducing the friction created by a ‘CRM’. We handle data entry, prospecting, lead generation, contact data enrichment and pipeline organization so you don’t have to. Visit Site Converge Hub ConvergeHub is the all-in-one Customer Relationship Management software that lets you take charge of business growth and manage your Sales, Marketing, Service and Billing from one platform. Visit Site Insightly Customers today want relationships, not transactions. If customers feel poorly treated, they’ll leave you. Insightly gives you everything you need to build a complete view of your customers across the entire buying experience, and deliver exactly what they want—from the first ‘hello’ to delivery and beyond. Visit site Salesforce Connect to your customers in a whole new way with the world’s #1 CRM platform. Over 150,000 companies, both big and small, are growing their business with Salesforce. It's one integrated CRM platform that gives all your departments — including marketing, sales, commerce, and service — a single, shared view of every customer Visit Site

A powerful tool built for business loan brokers. Get matched with the most compatible funders based on real underwriting criteria — no guesswork, no scraping PDFs. Find the Right Funder for Your Deals, Instantly A powerful tool built for business loan brokers. Get matched with the most compatible funders based on real underwriting criteria - no guesswork, no scraping PDFs. Deal Tools Plus Access our Funder Matching Tool and updated Underwriting Calculator , essential tools used by top funders, brokers, and underwriters to evaluate, price, and close deals with conviction. How It Works 1 Submit deal info Enter business details like revenue, FICO, time in business, and funding request. 2 Get matched instantly See top funders scored by match strength — with introduction options and signup links. 3 Close with confidence Stop wasting time sending deals to the wrong funders. Know exactly who to submit your deal to or sign up with. Start Matching Now Benefits ✅ Built for brokers ✅ 50+ funders with underwriting guidelines ✅ No commission cuts or lead poaching - you stay in control ✅ Find funders according to industry, amount, positions, and more ✅ Access featured partners by introduction directly through the platform ✅ Save hours with intelligent matching and match score Deal Tools Plus $6 $ 6 Every month Valid until canceled 1 day free trial Subscribe Underwriting Calculator Estimate total payback, daily payments, and holdback percentages instantly on one or multiple positions. Deal Tools Plus $6 $ 6 Every month Valid until canceled 1 day free trial Subscribe Qualifications for Funders to be included in our tool Be on our RBF Funders List Verified status on RBF Funders List Updated Underwriting Guidelines Company LinkedIn page One person from company a member of Funder Intel site And other considerations

There are many alternative business finance companies but not all offer unsecured term loans. We put together a list of lenders that offer business term loans in 2021. Contact any of the listed companies to get funding or sign up as a referral partner. Business Term Loan Lenders Securing the right financing is crucial for business growth. In 2025, numerous lenders offer business term loans tailored to various needs. Whether you're looking to expand operations, purchase equipment, or manage cash flow, selecting the appropriate lender can make a significant difference. There are many alternative business finance companies, but not all offer unsecured term loans. We put together a list of lenders that offer a business loan product directly with merchants or through ISO partners and other channels. Rates, maximum funding amount, and terms vary. Some funding companies below have recently introduced a loan product, and others have been doing so for quite some time, but they may also offer lines of credit , merchant cash advances , equipment financing , or other business financing products. Several companies offer a term loan product that is structured legally as a simple interest loan. The key is in the language and terms in the contract, which should be thoroughly explained by ISOs and brokers to the merchant. Why Choose a Business Term Loan? One of the main advantages of a term loan is its payment structure. Unlike other types of financing, term loans have a set payment schedule. This means that you can track and know exactly how much money you owe each month. A business term loan is flexible and can be used for a wide variety of business purposes. Usually, most loan providers will allow you to use their loan for a variety of purposes. Online lenders can provide fast and flexible term loan solutions to businesses. Although banks and credit unions can also offer term loan solutions, they typically require more time to fund. Term loans are typically the best way to finance large business investments. They can provide you with access to large amounts of capital over time, and they're also great for building credit. Factors to Consider When Choosing a Lender When evaluating potential lenders, consider the following: Interest Rates and Fees: Compare APRs and any associated fees to understand the true cost of the loan. Repayment Terms: Ensure the repayment schedule aligns with your business's cash flow. Qualification Requirements: Review credit score, revenue, and time-in-business criteria. Funding Speed: Determine how quickly the lender can provide funds Tips for a Successful Loan Application To enhance your chances of approval: Maintain a Strong Credit Profile: Ensure your business and personal credit scores are in good standing. Prepare Financial Documents: Have up-to-date financial statements, tax returns, and business plans ready. Demonstrate Repayment Ability: Show consistent revenue streams and cash flow projections. Ready to Secure Your Business Term Loan? Explore the lenders listed below to find the best fit for your business needs. Each offers unique advantages tailored to different business profiles. Remember to conduct thorough research and consider consulting with a financial advisor to make an informed decision. This is not an endorsement for these companies, so please perform your own due diligence before working with them. Advertising Disclosure © Copyright Ascentium Capital Need cash in a hurry? Get on the fast track with Ascentium Capital. Their short-term business loans provide the cash you need to drive growth and accelerate profits. With an Ascentium Capital short-term business financing, you’ll get the working capital you need to not just survive, but also thrive. Use the cash to expand, purchase inventory, advertise, or even pay taxes. They will work with you to get a fast and flexible loan that meets your specific needs and budget. Ascentium Capital’s business working capital loan approval process isn’t just based on your credit score. Instead, they take a complete, holistic view of your business, allowing us to make short-term business loan decisions quickly, and to deliver credit approval for up to $250,000 of working capital. Simple credit application Flexible terms from one to 24 months Fast approvals with same-day funding Convenient business loans (not a cash advance on future sales) Flexible uses for funds for your diverse business needs Apply For Loan Visit Site Breakout Finance At Breakout Finance, they understand that every business is one-of-a-kind. That’s why they believe in tailored financing strategies. Their expertise in alternative financing, including working capital term loans, invoice factoring, asset-based loans and purchase order financing, allows us to cater to the specific needs of our clients by offering customized lending options under one roof. Our transparent lending approach and relentless drive to stay ahead of the curve mean that they’re always focused on what comes next for our clients. Flexible Payback Schedule Daily, Weekly, or Monthly! Up to $1,000,000 Up to 24-Months Starting at 1.25%/Month Requirements: Time in Business -1 Year Minimum FICO - 600 Profitability Required - No Monthly Minimum Revenue - $10,000 One-Time Origination Fee - 1-5% Rebate for Prepayment - Rebates are available and are tailored for bridge loans Lower Interest Costs - Their loans with your factoring can lower interest costs. Apply For Loan Visit Site CAN Capital Can Capital offer term loans for your small business. A loan scheduled to be repaid in a relatively short period of time to finance your business's working capital needs. Generally used for many of the same purposes as a line of credit or to supplement an existing line of credit. Funding $2,500 to $250,000 6 to 24 Month Terms Fast Approval Upon final underwriting approval, funds can be deposited as fast as the next business day Fixed Daily or Weekly Payments Automated ACH Deduction Pre-Payment Discount Available Apply For Loan Visit Site Funding Circle Explore our most flexible loan, with funds in as few as 3 days. Low monthly payments, no prepayment penalties, and faster-than-the-bank decisions: term loans are just one of three flexible financing options covered under our simple application. Approval as fast as 24 hours Receive your funds in as few as 3 days Flexible loans up to $500,000 with fixed rates Term lengths from 6 months to 7 years No prepayment penalties Apply For Loan Visit Site IOU Financial Flexible Small Business Loans from IOU. IOU Financial is publicly traded on the Canadian TSX-V exchange under the ticker symbol IOU (TSX-V: IOU). 3-Minute Application, Pre-Approved in Seconds! IOU’s new Premier PLUS term loan is available to businesses that have been in operation for at least 5 years and rewards those with high credit scores. This product is designed to provide small business owners with easy access to larger loan amounts and payments spread out over 36 monthly installments: Apply For Loan Visit Site NewtekOne NewtekOne (NASDAQ: NEWT) and its portfolio companies are premier providers of business solutions that are designed to help organizations grow sales, reduce costs, and minimize risk. We can often do what banks can not, including: loans from $1,000 to $15 million payback terms as long as 7 to 25 years 48 hour pre-qualification turnaround they complete ALL application documents for you you get a dedicated lending specialist throughout the process refinance existing debt, working capital Apply For Loan Visit Site OnDeck Created to support and empower small businesses, OnDeck is 100% committed to serving our customers with the smartest financing solutions and world-class service. OnDeck is the secure financing service that business owners everywhere can truly rely on. Every business is different. You can customize an OnDeck Short Term Loan to meet your needs. Short term loans are a great option when you need to borrow money for a specific investment in your business, like starting a new project, expanding, or making a large purchase. With an OnDeck short term loan, you get a one-time lump sum of cash to use for your business as you see fit. You’ll have your funds as early as the day you finalize your loan, and you can pay it back on your schedule to match your specific project timeline. Features: Loan amounts of $5K-$250K Repayment terms up to 24 months Automatic daily or weekly payments Same Day Funding Prepayment Benefits Business credit building Transparent pricing Loyalty benefits Apply For Loan Visit Site Quickbooks Capital Apply for a QuickBooks Term Loan to fuel your growth plans. QUICKBOOKS TERM LOAN Loans for expansion and growth. Whether it's to cover a big expense or fund a new venture, a business loan through QuickBooks can help support your goals. There are no origination fees, no prepayment penalties, and no late fees. You’ll pay only loan interest. When you apply for QuickBooks Term Loan it won’t affect your personal credit score in any way. Apply For Loan Visit Site

Factoring for Funders. Companies that offer factoring to merchant cash advance direct funding companies. Factoring for Funders Being a direct funder, you need to have your available capital, credit lines, or other financing set up to match up your funding volume expectations and goals. If not, you will lose out on business and potentially more serious cash shortfall issues. There are several options to obtain large amounts of capital to continue growing your funding business, and one of those ways is for a direct funder to factor their RTR. In other words, funding for other direct funders. Below are the main companies offering such a service for Direct Funders. If you know of any other providers that fit this list please contact us with that information. This is not an endorsement of any company listed on our site. Lender Capital Partners Are You a Merchant Cash Advance/Alternative Business Loan Provider? Lender Capital Partners provides capital to commercial lenders, particularly in the merchant cash advance / alternative business loan space. Lender Capital Partners provides the following products to merchant cash advance, alternative, and online business lenders: PARTICIPATIONS / SYNDICATIONS -Allow lending platforms to offer larger size approvals to their customers while reducing their concentration risk associated with larger deals FORWARD FLOW PROGRAMS - They can provide lending platforms with the capital to purchase assets the platform originates and allow companies to free up cash flow and not have to worry about equity requirements or “hair cut” money associated with traditional asset based credit lines. CREDIT FACILITIES BROKER GRADUATION PROGRAM - For Brokers currently originating a minimum of $500k a month and would like to take “the next step” by becoming your own funder and increasing your margins but don’t have the equity capital to do so POINT OF SALE / CREDIT CARD PROCESSOR/ MERCHANT FINANCING PROGRAM Visit Site

We looked into a number of commercial lenders and loan programs and compiled a list of the top commercial real estate loans available to small business owners and real estate investors.  Best Commercial Real Estate Lenders You'll almost certainly need a commercial real estate loan to meet the costs of acquiring a new building or refurbishing an existing one for your company. Countless commercial lenders across the country can provide the loans needed, which may not be the large banks you would know. We looked into dozens of commercial lenders and loan programs and compiled a list of the top commercial real estate loans available to small business owners and real estate investors. In evaluating the best commercial real estate loans, we looked at the top lenders and considered the following: Use of funds Customer experience Fees and rates Repayment terms Minimmum qualifications Speed of funding If you have financing needs that doesn't include real estate, you can view our lists of providers for a term loan, a line of credit , SBA Loan , or revenue-based financing funders . This is not an endorsement for these companies so please perform your own due diligence before working with them. Advertising Disclosure © Copyright NuBridge Commercial Lending The mission at NuBridge is to be your business partner and lending solution by offering premier commercial loan product and program options, competitive rates, and excellent customer service. Commercial Bridge Loan Specialist 12-24 months from $1,000,000 to $10,000,000 No Recourse, No Appraisal, NO Credit Check, No Financials. Non-Stabilized-Property, Close in 21-28 Days Nationwide Direct Lender - they service all their Loans. Tell them about the loan you are seeking and they'll find value by weighing the strengths of the property, its cash flow, and the borrower. You’ll have options with a direct lender who can see the uniqueness of every lending opportunity and if what they have to offer is right for you. They protect their brokers with: Low deposit fees No appraisal needed No restrictions on broker fees Apply Visit Site Brookview Financial, Inc. Brookview is a seasoned boutique private lender providing creative quick-close financing solutions for your real estate projects. Founded in 1992, they have been the trusted capital partner to thousands of real estate investors nationwide. They offer personal service, flexible terms and creative solutions. Their direct loans provide acquisition and improvement funding ranging from residential fix & flip to larger commercial bridge projects up to $50 million. They can close as fast 10 days. They are nimble, flexible and exceptionally responsive. Loan Types: Fix and Flip Commercial Bridge Mezzanine Construction Discounted Note Purchases Apply Visit Site North Avenue Capital North Avenue Capital is a nationwide direct lender focused on funding the flourishing of rural America in partnership with USDA Rural Development’s business loan programs. Fueled by a talented team and unwavering commitment to excellence, NAC was recognized as America’s #1 USDA Business & Industry lender in 2020 and one of Inc. magazine’s 5000 fastest growing companies in 2021. Loans Starting at $2 Million North Avenue Capital’s suite of loan programs offers competitively priced solutions for commercial enterprises primarily in areas with populations under 50k They serve startups, new construction, refinance, business acquisition, and business expansion. The USDA loan programs they facilitate offer funding to rural employers and entrepreneurs, those building community facilities, investing in renewable energy, and those involved in the food supply chain.* Robust, easy-to-use catalog of broker resources that take the guesswork out of describing our niche offering Apply Visit Site Liberty SBF Liberty SBF is a national commercial real estate lender specializing in Conventional and SBA 504 loans for owner-user properties and bridge loans for investors. Since 2011, Liberty SBF has funded over $2 billion in loans to small and medium businesses as well as commercial property investors. Whether you’re a business owner or broker, they provide low-cost financing to operating businesses for commercial real estate and term loans for working capital. Up to 90% LTV financing for owner-occupied CRE properties. Quick closings Low-cost financing for small and medium businesses Flexible, custom loan options for specific business cases Fast, transparent and secure online loan application Access to a real human to help you navigate the process Options for multifamily / commercial property investors Apply Visit Site Wilshire Finance Partners Formed in 2008, Wilshire Finance Partners, Inc. (“Wilshire”) is a direct portfolio bridge lender that funds loans secured by multifamily (5+ units), commercial real estate, and senior housing facilities. Wilshire uses its balance sheet to deliver fast and efficient closings. Property Types Apartment / Multifamily (5+ units) Mixed Use Self-storage Warehouse/Light Industrial Senior Living Healthcare Real Estate/Medical Office Buildings No land, development, rural, or tertiary Transaction Types Purchase Refinance Cash Out Refinance Stabilization 1031 Exchange (forward and reverse) Special Situation Lending (e.g. debt restructuring, discounted payoffs and others) Apply Visit Site RCN Capital RCN Capital, LLC was established in 2010 to provide time-sensitive, bridge financing to real estate investors to fund the purchase of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit. Formed towards the end of the recession, RCN Capital has benefited from a turbulent housing market in which many real estate investors see great opportunity. A lack of liquidity in the credit markets and increased regulation of the banking industry has restricted conventional financing as an option for investors in fast-moving and competitive real estate markets. As the nation’s premier direct private lender, RCN Capital helps fill this void. As a direct, private lender, RCN Capital takes a common-sense approach to underwriting, with all approvals made in-house. They are dedicated to providing quick responses to time-sensitive loans, oftentimes with the ability to close in as few as 10 business days. At RCN Capital, they value referrals and our brokers are protected. They are committed to the highest level of customer service, because our success lies in building relationships. Loan Types: Fix and Flip Bridge Rental 'Hard money' RCN Capital offers simple referral options for brokers. Apply Visit Site iBorrow iBorrow is a nationwide direct lender that provides bridge loans on all commercial real estate property types to borrowers who are looking for a fast, flexible and reliable financing option. They offer individually structured bridge lending solutions for borrowers of all commercial property types from $2 - $30 million, across the United States. They are a non-recourse lender, other than for bad-boy and certain other qualifying events. Quick and Reliable Closing iBorrow closes deals quickly and reliably within 2-4 weeks, while banks and other traditional lenders average 90 days or longer to close a deal Flexible Capital iBorrow works with business owners and real estate operators, who are under-served by traditional financial institutions, to provide unique private financing solutions tailored to individual borrower needs. Funding Sources iBorrow manages an investment fund in addition to having a deep and broad pool of institutional capital sources. Credit / Cash Flow Issues We fund loans for borrowers with sub-standard credit scores and on pre-cash flow properties. We prioritize the value of borrower’s collateral over credit score and cash flow. Loan Types Refinancing, Repositioning, Value-Add Apply Visit Site Knighthead Funding Knighthead Funding, LLC is a real estate finance company specializing in loans for acquisition, renovation, construction, and refinancing secured by a broad range of real estate assets. Real estate financing up to $100MM+ TRANSACTION TYPES: Acquisitions, Refinancing, Construction/Rehab, Pre-Development, Value-add/Transitional, Limited or Non-cashflowing, Time Sensitive Closings, Condo Inventory, Bank Turndowns LOAN-TO-VALUE - Up to 75% of Stabilized Value INTEREST RATES - Starting at L+3.75, Fixed Rates Available TERM - Bridge, 3 year and 5 Year Terms Available CLOSING TIME - 1 to 2 Week Closings Available COLLATERAL - All types of Real Estate Considered Apply Visit Site Maxim Capital Group Maxim Capital Group is a leading direct commercial real estate bridge lender. Based in New York, with a nationwide presence, they originate, service, and asset manage event-driven CRE bridge loans. With five discretionary investment vehicles, their investor base includes insurance companies, pension funds, endowments, family offices, and ultrahigh net worth individuals. With over $2.5B of loans issued since inception, our underwriting is focused on basis, sponsorship, alignment of interest, and capital preservation. Loan Types: Value Add AMOUNT $10-100 million LIEN POSITION First Mortgages INTEREST RATE Starting at 5%, Interest-Only LOAN TO VALUE 65% TRANSACTION TYPES Traditional acquisition/recapitalization, performing collateral assignment, value-add repositioning, pre-development, and light transitional business plans. Bridge Loans AMOUNT $2-50 million LIEN POSITION First & Second Mortgages and Mezzanine Loans INTEREST RATE Starting at 7%, Interest-Only LOAN TO VALUE 65% TRANSACTION TYPES Note/NPL acquisition financing, debtor-in-possession financing, special situations, time sensitive closings, partnership restructuring and ground-up construction. Apply Visit Site Ready Capital Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. They specialize in loans backed by commercial real estate, including agency multifamily, investor and bridge as well as SBA 7(a) business loans. Ready Capital provides short-term, non-recourse bridge and mezzanine loans nationwide on transitional, value-add and event-driven commercial and multifamily real estate. They lend up to $45 million (larger for select assets and portfolios) for middle-market and institutional commercial real estate sponsors, and larger on a case-by-case basis. They provide floating and fixed-rate terms to 5 years for: multifamily, office, retail, industrial, mixed-use, self-storage, student housing, hospitality, residential and commercial condo, and specialty use properties. They consider the full range of value add strategies and deliver structured finance solutions backed by experienced bridge lending professionals. Ready Capital offers fixed rate permanent loans to $25 million for multifamily, office, retail mixed use, self-storage, industrial and select other property types . As a non-bank capital source, they bring speed to the commercial lending process and help borrowers capitalize on more opportunities. Ready Capital is one of the few non-bank commercial mortgage lenders providing financing nationwide. Ready Capital is an approved Freddie Mac SBL seller/servicer, providing small balance loans from $1 million up to $7.5 million with both fixed- and hybrid- rate structures. They provide capital for acquisition, refinancing and cash-out requests, and take pride in delivering quick closings backed by flexibility and common-sense underwriting. Apply Visit Site CV Capital Funding CV Capital Funding, LLC (“CVCF”) is a commercial real estate direct lender with nationwide coverage that offers loans for acquisitions, refinancing, restructurings, discounted payoffs, lease-up stabilizations, and other special situations. CVCF is a balance sheet lender and utilizes its own capital to fund loans for a wide range of commercial real estate asset classes. CVCF also has extensive relationships and strategic partners, including private equity funds and institutional lenders, that allow them to competitively consider deals beyond their core size. CV Capital Funding takes the responsibility to add value and maximize their client’s potential. They take great pride in accepting each project by carefully noting our client’s objectives and expectations so that we may ensure the best service possible. Loan Types: Acquisitions Equity Recapture Refinance Renovation Assets Type: Condo Inventory, Hotels/Hospitality, Industrial, Luxury Residential Investment Properties, Mixed-Use, Mobile Home Parks, Multifamily, Offices, Parking, Retail, and Storage Apply Visit Site

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Since the economy has advanced even more consumers online since the shutdown, there is now more demand online than ever before. That demand is causing companies to increase their capacity to deliver their products or services or risk being left behind. Thus the need for funding. Specialty Business Funding Platforms The traditional financing landscape can feel restrictive, leaving businesses yearning for more tailored and flexible solutions. Enter the dynamic world of specialty revenue-based financing (RBF), where innovative lenders cater to specific industries and their unique growth needs. Unlike the opaque merchant cash advances of the past, today's RBF landscape is driven by transparency, data-driven insights, and a deep understanding of industry nuances. Here, you'll find a diverse range of lenders, each specializing in empowering businesses within defined sectors: Choosing the right RBF partner hinges on understanding your specific industry and growth goals. Each lender brings unique expertise and terms to the table, ensuring a perfect fit for your business needs. The Benefits of Specialty RBF: Industry-Specific Expertise: Benefit from in-depth knowledge of your sector's challenges and opportunities. Tailored Solutions: Access financing structures designed to align with your unique business model and risk profile. Transparency and Flexibility: Enjoy clear terms, predictable payments, and the agility to adapt to market shifts. Faster Decisions and Funding: Streamlined processes and data-driven analysis lead to quicker approvals and funding disbursements. Focus on Growth: Partner with a lender committed to fueling your business's expansion and long-term success. This is not an endorsement for these companies so please perform your own due diligence before working with them. Advertising Disclosure Capchase Non-dilutive financing and flexible payment options for SaaS Capchase is the growth partner for ambitious software-as-a-service (SaaS) and comparable recurring-revenue companies. They empower businesses to grow faster through non-dilutive capital, payments and revenue acceleration software. Grow with scalable capital and close deals faster while collecting revenue upfront. Capchase Grow Flexible, non-dilutive revenue-based financing that gives you access to up to 60% of your ARR in as little as 48 hours. Gain flexibility Draw on working capital as needed, without restrictions. Offer monthly payments to customers without sacrificing annual contract values. Increase revenue Use our funding that grows alongside your ARR and a payment option for your customers that reduces time to revenue. Apply for Loan Visit Site Braavo Braavo is a technology company changing the way mobile entrepreneurs finance and grow their app businesses. Non-dilutive funding for every stage of your business Get the capital you need, when you need it. Scale your business, drive enterprise value — and hold onto your equity. RECEIVABLES Access up to 85% of weekly earnings. Qualify in under 24 hours, based on monthly revenue. USER ACQUISITION Double (or triple!) this month’s UA spend. Easy qualification based on marketing and product performance analytics. SUBSCRIPTION RENEWALS Get next year’s renewal revenue today. Qualify for more funding based on annual subscriber retention. Apply for Loan Visit Site Sellers Fi Get working capital in as little as 48 hrs. to grow your eCommerce store. With SellersFi , you’ll quickly receive the funding you need to drive more sales and increase your profitability. SellersFunding financial platform has three tools to help you sell more. Funding: Pre-qualify for up to $1 Million with our working capital solution, so you’ll have the free-flowing cash to grow your business. Daily: Stop waiting on Amazon to disburse your marketplace payouts. We’ll advance up to 90% of your previous day’s sales the following day. Wallet: Receive your marketplace payouts, hold balances in multiple currencies, and pay suppliers in over 180 countries. Save the hassle and time of applying for a traditional loan or using multiple platforms to convert currency. We connect with major eCommerce platforms and marketplaces to financially fund you in under 48 hrs. or make global payments all from one platform. Apply for Loan Visit Site Flow Capital Flow Capital: Fuel your company’s growth where payments match your ability to pay Regions: United States; Canada; United Kingdom Raise $1M to $7M in Revenue-Based Financing Non-Amortizing Royalty Loan Term: No Fixed Term (Avg. 3-5 Years) Sectors: Primarily tech and SaaS DEFER To defer dilutive equity issuance using venture debt as a bridge or as growth capital Repayment Flexibility Royalty debt investments can be repaid at the company's option Apply for Loan Visit Site Pipe Whether you're planning for tomorrow or budgeting for today, P ipe connects you with the working capital you need to run your business on your terms. Pipe was built to help founders and entrepreneurs grow their businesses without dilution or restrictive debt. How does it work? • Sign up for Pipe in minutes • Securely connect your live data and confirm your details • Accept your offer and get back to doing what you love Pipe makes capital accessible, by giving you non-dilutive funding that’s based on your revenue and the health of your business with simple, fair payment terms. You can access Pipe directly through Pipe.com, or embedded in the apps and platforms you use to run your business every day. However you connect, Pipe is here to help business builders build something bigger. Apply for Loan Visit Site Yardline Capital We partner with professional ecommerce sellers to provide growth capital, tools, and knowledge which accelerates their businesses. Our clients gain access to data-science-backed-tools which improve their operations. Our partnership approach enables sellers to leverage our technology and expertise to work smarter and grow faster. Qualified borrowers can get up to $1 million in as soon as 48 hours with our easy application process. Once you’re onboard, we’ll connect you with a dedicated Seller Success Manager, an e-commerce expert who will consult on a variety of issues from sales to operations, and identify tactics to expedite growth and increase profits. Grow your e-commerce store with funding from Yardline Capital. Apply for Loan Visit Site OARE X OAREX is a digital revenue exchange where online businesses can exchange future digital payouts and sales for upfront capital. Backed by East West Bank and Arena Investors with a $100M credit facility. Funding Amounts: $5K-$5M Time to Access: 24-48 hrs. Daily Fee: As Low As 0.033% Open an account Connect your platforms. Sell future events. Funds on demand. Scale like an internet BOSS Apply for Loan Visit Site Clearco Working capital for growth Unlock revenue opportunities for your ecommerce business with predictable and scalable funding. Determine Your Funding Amount You’ll be prompted to connect your store and bank accounts (Shopify, Amazon, Plaid) via our seamless integrations. We’ll generate your funding capacity based on your business fundamentals. Submit Your Invoices Upload your invoices, or receipts that you’ve paid up to 45 days ago, and choose a payment plan of up to 6 months. Pay Later You'll know exactly how much you have to pay each week. No equity dilution, undrawn fees, or compounding cost of capital–only a flat fee. Apply for Loan Visit Site

List of registered providers consisting of business lenders and business loan brokers. VIRGINIA SALES-BASED FINANCING PROVIDER REGISTRANTS (Per BUREAU OF FINANCIAL INSTITUTIONS- STATE CORPORATION COMMISSION-COMMONWEALTH OF VIRGINIA). This list will be updated regularly. If you are a sales-based financing provider or broker seeking to do business in Virginia, you need to be registered with the state to comply with the new sales-based financing laws. To summarize the steps, you should: download the ccb13001 form, fill it out, and get notarized send the notarized form to the email address provided BFIApplications@scc.virginia.gov and wait for the invoice, OR mail the ccb13001 form with a $1,000 check to the following address on the form: Bureau of Financial Institutions State Corporation Commission 1300 East Main Street, Suite 800 Post Office Box 640 Richmond, Virginia 23218-0640 Once you send the form, you can call (804) 371-9690 with any questions or wait until you hear from their office. It can take several weeks to hear back. If they have any questions or issues they might reject the registration but tell you what you need to provide to overcome any issues. For more details on the process READ HERE Company Street City State Zip ADVANCE SERVICING INC. 15 Main Street Holmdel, NJ 07733 AKF, INC. d/b/a FundKite d/b/a Fundkite Direct 88 Pine Street, Suite 2430 New York, NY 10005 Accredited business solutions LLC d/b/a The Accredited Group 1 Huntington Quadrangle Suite 1C20 Melville, NY 11747 Advance Funds Network LLC d/b/a Advance Funds Network 464 Kings Highway 2nd. Floor Brooklyn, NY 11223 AdvancePoint Capital LLC d/b/a advancepoint 51 Haddonfield Road, Suite 135 Cherry Hill, NJ 08002 Ally Merchant Services LLC 5572 War Admiral Road Virginia Beach, VA 23462 Alpine Funding Partners, LLC 8200 NW 52 Terrace, 2nd Floor Doral, FL 33166 BUSINESS CAPITAL LLC 5201 Ravenswood Road, Suite 103 Fort Lauderdale, FL 33312 BYZFUNDER NY LLC d/b/a Tandem d/b/a Nano-FI 530 7th Avenue, Suite 505 New York, NY 10018 Bridge Capital Services, LLC 1777 Reisterstown Road, Suite 390 Pikesville, MD 21208 CFG Merchant Solutions, LLC 180 Maiden Lane, 15th. Floor New York , NY 10038 CLARIFY CAPITAL II LLC d/b/a Clarify Capital 5 Livengood Court Woodbury, NY 11797 CLOUDFUND VA LLC (Used in VA by: CLOUDFUND LLC) 400 Rella Boulevard, Suite 165-101 Suffern, NY 10901 Capflow Funding Group Managers LLC 180 Maiden Lane, 15th Floor New York, NY 10038 Clara Capital Servicing LLC 6901 Jericho Turnpike, Suite 215 Syosset, NY 11791 Clear Finance Technology (U.S.) Corp. d/b/a Clearco 251 Little Falls Drive Wilmington, DE 19808 Coast Premier LLC d/b/a Coast Funding 4365 Executive Drive, Suite 230 San Diego, CA 92121 Commercial Servicing Company, LLC 4500 East-West Highway, 6th Floor Bethesda, MD 20814 Corporate Lodging Consultants, Inc. 8111 E. 32nd. Street, Suite 300 Witchita, KS 67226 Crown Funding Source LLC d/b/a Crown Funding Source 4000 Hollywood Boulevard, 520N Hollywood, FL 33021 DIESEL FUNDING LLC 1100 NE 163rd Street, Suite 404 Miami, FL 33162 DIRECT CAPITAL SOURCE INC. 132 Franklin Place, Suite 490 Woodmere, NY 11598 Dealstruck Capital LLC 4014 Chase Avenue, Suite #201 Miami Beach, FL 33140 EBF HOLDINGS, LLC 8200 NW 52 Terrace, 2nd Floor Doral, FL 33166 ESSENTIAL FUNDING GROUP INC 1025 Old Country Road, Suite 200 Westbury, NY 11590 Emerald Group Holdings, LLC d/b/a VitalCap 48 Wall Street, 10th Floor New York, NY 10005 Errant Venture LLC 301 N Scales Street Reidsville, NC 27320 FC CAPITAL HOLDINGS, LLC d/b/a FundCanna 420 Stevens Avenue, Suite 120 Solana Beach, CA 92075 FIDELITY FUNDING GROUP LLC 1655 Richmond Avenue, Suite D Staten Island, NY 10314 FRONT CAPITAL LLC 111 NE !st Street, 8th Floor, #8449 Miami, FL 33132 Finova Capital, LLC 365 W Passaic Street, Suite 490 New Rochelle, NJ 07662 Fintegra, LLC 1150 First Avenue, Suite 105 King of Prussia, PA 19406 Finvest VA LLC (USED IN VA BY: Finvest LLC) 77 Spruce Street, Suite 204 Cedarhurst, NY 11516 First Data Merchant Services LLC 2900 Westside Parkway Alpharetta, GA 30004 First Path Capital Ventures LLC d/b/a First Path Capital 55 N County Line Road, Suite 5 Jackson, NJ 08527 FleetCor Technologies Operating Company, LLC 109 Northpark Boulevard, Suite 500 Covington, LA 70433 Flexibility Capital Inc. 1501 Broadway, Suite 1515 New York , NY 10036 Fora Financial East LLC 1385 Broadway, 15th Floor New York, NY 10018 Forward Financing LLC 53 State Street, 20th. Floor Boston, MA 02109 Fox Capital Group Inc. 1920 Hallandale Beach Boulevard #704 Hallandale Beach, FL 33009 Fundamental Capital LLC 20803 Biscayne Boulevard, Suite 300 Aventura, FL 33180 Funding Metrics, LLC d/b/a Lendini d/b/a Quick Fix Capital 3220 Tillman Drive, Suite 200 Bensalem, PA 19020 GREEN NOTE CAPITAL PARTNERS SPV LLC 1019 Avenue P, Suite 401 Brooklyn, NY 11223 Good Funding, LLC Granite Merchant Funding, LLC 8200 NW 52 Terrace, 2nd Floor Doral, FL 33166 Hardwick Investors Group LLC d/b/a Quick Fi Capital 336 Smith Road Lake Ronkonkoma, NY 11779 Invision Funding LLC 2500 Wilson Boulevard, Suite 350 Arlington, VA 22201 Itria Ventures LLC 1 Penn Plaza, Suite 3101 New York, NY 10119 JAYDEE VENTURES, LLC d/b/a 1 WEST d/b/a 1 WEST COMMERCIAL 368 9th Avenue, Floor 6 New York, NY 10001 Kapitus LLC 2500 Wilson Boulevard, Suite 350 Arlington, VA 22201 Knight Capital Funding III, LLC 110 SE 6th Street, Suite 700 Fort Lauderdale, FL 33301 LEXINGTON CAPITAL HOLDINGS LTD 2100 Middle Country Rd Suite 300 Centereach, NY 11784 LG Funding LLC 1218 Union Street Brooklyn, NY 11225 Legend Advance Funding II, LLC d/b/a Legend Funding 800 Brickell Avenue, Suite 902 Miami, FL 33131 Liberis US Inc. 228 E. 45th Street, Suite 9E New York, NY 10017 Libertas Funding, LLC 411 West Putnam Avenue, Suite 220 Greenwich, CT 06830 Liquidibee 1 LLC d/b/a Liquidibee LLC d/b/a Liquidibee d/b/a ALTFUNDING.COM 295 Madison Avenue, Floor 22 New York, NY 10017 Loanability, Inc. 610 York Road, Suite 107 Jenkintown, PA 19046 Millstone Funding Inc. 2 Huntington Quad, Suite 1N15 Melville, NY 11747 National Funding, Inc. 9530 Towne Centre Drive, Suite 120 San Diego, CA 92121 Nav Technologies, Inc. 13693 S. 200 W., Suite 200 Draper, UT 84020 ORANGE ADVANCE LLC 395 Brentwood Avenue Toms River, NJ 08755 PEARL ALPHA FUNDING, LLC 410 Jericho Turnpike Jericho, NY 11753 PIRS CAPITAL, LLC 1688 Meridian Avenue, Suite 700 Miami Beach, FL 33139 PROTO FINANCIAL CORP. 1025 Old Country Road, Suite 200 Westbury, NY 11590 PWCC Marketplace, LLC 7560 SW Durham Road Tigard, OR 97224 Parafin, Inc. 611 Mission Street, 7th Floor San Francisco, CA 94105 PayPal, Inc. 2211 North First Street San Jose, CA 95131 Payability Commercial Factors, LLC 61 Broadway New York , NY 10006 Pinnacle Business Funding LLC d/b/a Custom Capital USA d/b/a EnN OD Capital 1777 Reisterstown Road, Suite 390 Pikesville, MD 21208 Platform Funding LLC 150 West Flagler Street Suite 1460 Miami, FL 33130 Prosperum Capital Partners LLC d/b/a Arsenal Funding 15 West 36th Street, 11th Floor New York, NY 10018 QFS Capital LLC 16192 Coastal Highway Lewes, DE 19958 QS Capital Partners LLC 181 South Franklin Avenue, Suite 300 Valley Stream, NY 11581 RFG USA INC. 180 Maiden Lane New York, NY 10038 RIVAL FUNDING, LLC 4201 Neshaminy Boulevard, Suite 108-211 Bensalem, PA 19020 RIVERPOINT FINANCIAL GROUP INC. 450 N Park Road, Suite 610 Hollywood, FL 33021 ROCKET CAPITAL NY LLC 11900 Biscayne Boulevard, Suite 520 North Miami , FL 33181 ROKFI LLC 3500 Sunrise Highway Great River, NY 11739 RUBY CAPITAL GROUP LLC 260 Broadway Avenue Newark, NJ 07104 Rapid Financial Services, LLC 4500 East-West Highway, 6th. Floor Bethesda, MD 20814 Reliant Services Group, LLC 9540 Towne Centre Drive, Suite 200 San Diego, CA 92121 Retail Capital LLC d/b/a Credibly 25200 Telegraph Road, Suite 350 Southfield, MI 48033 Revenued LLC 410 Jericho Turnpike Jericho, NY 11753 Rewards Network Establishment Services Inc. 540 West Madison Street, Suite 2400 Chicago, IL 60661 SECURE CAPITAL SOLUTIONS INC. 21 Darien Drive West Long Branch, NJ 07764 SKY BRIDGE BUSINESS FUNDING, LLC 410 Jericho Turnpike Jericho, NY 11753 SMB COMPASS LLC d/b/a SMB Compass 9 Holly Lane Rye Brook, NY 10573 SUNRISE FUNDING LLC 1050 Wall Street W, Suite 330 Lyndhurst, NJ 07071 Santa Barbara Tax Products Group, LLC 4675 Cornell Road, Suite 280 Cincinnati, OH 45241 SellersFunding Corp. 1290 Weston Road, Suite 306 Weston, FL 33326 Sharpe Capital, LLC 78 Beaver Road, Suite 1C Wethersfield, CT 06109 Shine Capital Group LLC 124 Grove Avenue Suite 309 Cedarhurst, NY 11516 Shopify Capital Inc. 151 O'Connor Street, Ground Floor Ottawa, Ontario, K2P 2L8, Canada Shore Funding Solutions Inc. 2 Huntington Quad, Suite 1N15 Melville, NY 11747 Smart Step Funding LLC 111 Town Square Place, Suite 700 Jersey City, NJ 07310 Streamline Funding, LLC 60 Cuttermill Road, Suite 204 Great Neck, NY 11021 Stripe Brokering, Inc. 112 Gull Drive South San Francisco, CA 94080 THE LCF GROUP, INC. 3000 Marcus Avenue, Suite 2W15 New Hyde Park, NY 11042 UNIQUE FUNDING SOLUTIONS LLC 71 S. Central Avenue, Suite 200 Valley Stream, NY 11580 United Capital Source Inc. 1001 Franklin Avenue, Suite 200 Garden City, NY 11530 Upfront Rent Holdings LLC 379 W. Broadway, 4th Floor New York, NY 10012 Upperline Capital LLC 11 Putnam Drive NW Atlanta, GA 30342 Vader Servicing, LLC 8200 NW 52 Terrace, 2nd Floor Doral, FL 33166 Velocity Capital Group LLC 333 Pearsall Avenue Cedarhurst, NY 11516 Vivian Capital Group LLC 260 Broadway, 2nd Floor Newark, NJ 07140 Vox Funding, LLC 1395 Brickell Avenue, Suite 800 Miami, FL 33131 ZING FUNDING I, LLC 125 Townpark Drive, Suite 300 Kennesaw, GA 30144

Merchant Service companies offering payment processing as well as merchant cash advances and other business loan products. Merchant Services Companies Below are merchant services companies that do mainly credit card processing but some also offer loan products to their clients including Merchant Cash Advances. They are potential partners of both Funders and ISOs as they could have many opportunities to refer you business and often have higher quality relationships than typical referral sources. Merchant service providers work as an intermediary between the bank, a person or organization wanting to receive funds and the person or organization looking to purchase goods or services. The merchant service provider will provide businesses and individuals with the requirements to accept credit cards, debit cards, and other forms of electronic payment for the transaction to take place. Ad Disclosure © Copyright Company State URL 1st Choice Merchant Services TX null 1st Etech Inc Happy Solutions UT null 1st Financial Credit Solutions IL null 1st Florida Merchant Services FL null 1st National Merchant Services HI null 1st Premier Bancard Solutions, Inc OH null 1st Rate Merchant Services FL null 1st Service Bank Card MI null 250 Commerce, LLC Velocity CO null 250 Stephenson Assoc LLC MI null 2nd Chance Credit TX null A 1 Merchant 4 U CT null A C Ryu, Inc. CA null A-1 Merchant Service TX null A-Aaccess Online Payment GA www.cocard.info A.C.C.S. MI null AAA Viza, Inc. NY www.aaaviza.com ABS LLC NY null Aaccess Merchant Services FL null Aadion Services, LLC GA null Ace Credit Card Service, Inc. VA null Acuity Merchant Services, LLC TN www.acuityonline.com Adk Merchant Services, Inc. Client Solutions Group NY www.client-solutions-group.com Advance Merchant Systems WI null Advanced Business Consulting LLC Advanced Business Consulting CO null Advanced Cash Flow Systems OK null Advanced Merchant Services, Inc. FL www.advancedhq.com Advanced Merchant Solutions CO null Advanced Payment Services NY www.apscredit.com Advanced Payments LLC Com Data NJ null Advanced Processing International, LLC FL www.myapillc.com Advantage Bakcard Services MA null Advantage Collection Agency IL null Advantage Merchant Servic TX null Advantage Merchant Services Inc FL null Advocate Merchant Solutions Inc. Advopay IN www.advopayment.com Affil Merchant Svcs MA null Age Platinum Merchant Services CO null Aliant Payment Systems, Inc. FL www.aliantpayments.com Alkebulan Botanical LLC WA null All Credit Card Services Inc CA www.allcreditcardservices.com All Data Payment Services TX null All For The Trinity, Inc. Credit Card Guy TX null Allegiant Payments WA www.allegiantpayments.com Alliance Bankcard Systems, Inc. FL null Alliance Eft, L.L.C. GA www.allianceeft.com Aloha Credit Card and Machine Services, Inc. HI null Alternative Credit Solutions NJ null Amerasian Group, Inc. CT null Ameribanc National, LLC IL null American Bankcard Services CA null American Central Payment, Inc CA www.acppays.com American Credit Card Processing NY null American Credit Card Processing Corp. III TX null American Credit Card Service MN null American Credit Card Systems AK www.americancreditcardsystems.com American Credit Exchange Inc NV null American Merchant Center, Inc CA www.americanmerchant.com American Merchant Systems LLC NV null American Merchants Inc CA www.ignitepaymentsam.com American Verification Processing Solutions, LLC Avp Solutions CA www.avpsolutions.com Americas Vac Center American Expresss MD null Amerotrans LLC FL null Amh Processing, Inc. CA www.snsbankcard.com Ann M Czapeczka AC Payment Services NY null Any Merchant Services MI null Aperture Payment Solutions, LLC CA null Apogee Payment Systems WI null Applied Merchant Systems West Coast, LLC CA www.appliedmerchant.com Approval Payment Solutions, Inc. IN www.apsolutions.net Arcadia Merchant Services Inc. NY null Ardnas Management Company, Inc IL www.worlddatasystems.com Arndt Industries Inc Cardservice Paradise AZ www.charge-it-now.com Art Merchant Acquiring, Inc. TX null Aseed & Assoc. GA null Asn Agency LLC NY null Atlantic Merchant Service NC www.atlanticmerchant.com Augu-Tech Inc FL null Aurum Merchant Services LLC Aurum Bankcard AZ null Automated Business Systems FL null Automated Merchant Service Inc Preferred Card Services FL null Automated Merchant Services NY www.amsprocessing.com Automated Merchant Systems Inc AMS UT null Automated Merchant Systems, Inc FL www.automatedmerchant.com Azm Inc PA null B T E Inc VA null BR Merchant Service LLC CA www.bestratemerchantservice.com Babylon Funding NY null Bamfam Corp MN null Bams Holdings Group LLC NY www.bams.com Banc Certified Merchant Services, LLC OH www.banccertified.com Bancard Services International B S I WA null Bancard Services, Inc. WA www.bancard-services.com Bancard Systems CA www.bancardsystems.com Bancnet Corporation TX null Bank Card Advantage, Inc. CA null Bank Card Alliance CT null Bank Card Empire CA null Bank Card Empire 888 NY null Bank Card Processing System MI www.bankcardprocessingsystems.com Page 1 of 12

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