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With HB 700 going into effect on September 1, 2025, bringing new limitations to sales-based financing, Everest has moved swiftly to provide a compliant and transparent lending alternative. The company is already accepting files for the term loan product from both merchants and referral partners.

Small businesses across the U.S. are showing remarkable resilience in 2025. According to the latest Small Business Cash Flow Trend Report from OnDeck and Ocrolus, owners remain broadly optimistic about their growth prospects even as inflation, access to capital, and day-to-day cash flow remain top concerns. The report, which combines survey insights with cash flow data from millions of applications, provides a revealing snapshot of how entrepreneurs are adapting, innovating,

In today’s lending environment, small business owners expect speed, transparency, and a digital experience that feels like working with a top fintech. Until recently, building tools like this meant spending thousands on developers and waiting months to launch. But with Base44, an AI-powered app builder, brokers can now...

This report presents a comprehensive analysis demonstrating that the current landscape of non-traditional financing, characterized by its limited scale, restrictive loan terms, and high costs, is incapable of meeting the diverse and immense capital needs of the over 33 million small businesses in the United States. The analysis reveals a critical mismatch between the short-term, high-cost products offered by non-bank lenders and the long-term, strategic capital required for s

Last Thursday’s Funder Intel Industry Mixer at CT Cantina & Taqueria was one for the books, and a sold-out success! We’re thrilled to have brought together brokers, funders, fintech providers, and industry partners for an evening of conversations, connections, and plenty of good vibes. 📸 Pictures are now live! Relive the night or spot yourself in the crowd here: Mixer Photo Gallery

The Department of Justice announced last week that three women, including former SBA Loan Officer Rena Barrett, have pleaded guilty in separate COVID-19 relief fraud schemes that have become all too familiar at this point. These cases, prosecuted in the Northern District of Georgia, demonstrate both the scale of pandemic-era fraud and the government’s ongoing push to hold offenders accountable.

But banking groups say not so fast. They argue that: Data security costs real money. Maintaining safe, secure, and compliant systems for data-sharing is expensive, and expecting banks to provide this infrastructure for free puts an unfair burden on them. “Free rides” could undermine trust. If fintechs can simply plug in without oversight or cost-sharing, banks fear it could open the door to cybersecurity risks and misuse of sensitive consumer data.

“Open Banking helps to make the eBay Seller Capital application process easier, faster and more holistic for small businesses, so we can help more eBay sellers start and grow their businesses,”

Tonight, the Funder Intel Industry Mixer takes over CT Cantina & Taqueria, and the room is going to be buzzing. We’ve got brokers, funders, lenders, fintech pros, and service providers all under one roof starting at 6:30 PM. The energy is set, the cocktails are ready, and the opportunities are real.

Reis, aged 47 and residing in Puerto Rico after relocating from Arizona, admitted to conspiring to commit wire fraud, orchestrating fake Paycheck Protection Program (PPP) loan applications through Blueacorn.

In one of the more notable COVID-relief fraud cases to hit the lending industry, a California business loan broker has been sentenced to nearly four years in prison for orchestrating a scheme to defraud the Small Business Administration’s Economic Injury Disaster Loan (EIDL) program.

“We continue to see strong demand from both consumers and businesses seeking bankruptcy protection... Overall volumes are steadily climbing back toward pre-pandemic levels,” said Michael Hunter, VP at Epiq AACER.

GoDaddy’s Q2 2025 Earnings; Louisiana Mandates New Disclosures for Revenue-Based Financing; Shopify’s Q2 2025; Bankruptcy Court Ruling Redefines Merchant Cash Advances; BlackRock’s $1 Billion Bet on LendingClub’s Marketplace; Lenders Remain Bullish on Manufacturing & Construction Equipment

In a move that signals a broader shift in how small businesses access capital, iBusiness Funding has announced a collaboration with Intuit to offer SBA financing options directly within the QuickBooks platform. This integration means that millions of small business owners using QuickBooks will now have the ability to explore SBA loan opportunities, streamlining one of the historically most cumbersome funding processes.

Fintech giant Revolut is reportedly considering the acquisition of a U.S. bank, a strategic move to accelerate its American ambitions without waiting years for a bank charter approval. By purchasing a bank with a national license, Revolut could vastly expand its financial services, including the addition of business lending to its suite of corporate credit cards.

The math is compelling. As average loan sizes decreased by 36% since 2021, the number of approvals surged. This trend suggests we're witnessing the democratization of SBA lending, with more entrepreneurs gaining access to the capital that was previously concentrated among fewer, larger borrowers.