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The CFPB's proposed Section 1071 amendments slash data requirements, raise thresholds, and exclude MCAs. Here's what lenders need to know before the Dec. 15 deadline.

North Mill Equipment Finance (NMEF) secured $30M through investment-grade corporate notes, advised by Brean Capital, to expand its small- and mid-ticket equipment financing portfolio.

On Nov 13th, Kris Roglieri, once one of the biggest names in commercial finance who owned several companies, left his prison cell to change his plea to wire fraud and conspiracy to commit wire fraud charges.

The DOJ investigation into First Brands' opaque financing and the reported $2.3 billion in "vanished" factoring debt is still the elephant in the room.

"lenders allege that companies tied to Bankim Brahmbhatt fabricated accounts receivable to secure hundreds of millions in loans."

Lending brokers, fintech platforms, and alternative providers may see some near-term opportunity as CDFI lending recedes, but the loss of CDFI activity means fewer healthy, growing businesses in underserved regions, and potentially riskier lending portfolios overall.

We spoke with Trey Markel of Centrex Software, Inc., last week about the latest trends in business lending, what he is working on at Centrex, new products for the market, and how business loan brokers can excel with technology.

TAB Bank concluded the third quarter of 2025 with a significant lending surge, successfully closing $67.3 million in new credit facilities spanning 200 diverse deals. This robust performance demonstrates the bank's deep commitment to providing agile capital solutions and highlights a resilient demand for flexible financing in today's dynamic commercial credit market.

Small businesses have none of these advantages. They can't stockpile because they lack warehouse space and capital. They can't negotiate better terms because they lack volume. And they can't tap credit markets easily because banks demand multi-year business plans for credit approval, but trade policies change weekly. So they end up taking whatever financing they can get, even at 32% interest. Even if it means mortgaging their home. Because the alternative is shutting down.

The LendingTree study tracked three primary small business financing products: traditional term loans (lump sums repaid over a set period with interest), lines of credit (borrow-as-needed revolving credit up to a limit), and merchant cash advances (advances on future revenue). Each serves a different purpose, term loans for major investments, such as equipment or expansion, lines of credit for managing cash flow fluctuations, and MCAs for quick capital needs,

Top observations from Brokers Expo NYC 2025, where the business funding industry came together this week to network and learn from some of the top experts in the industry. Additionally, what is happening at the SBA that they have reversed the reinstatement of Upfront fees for Borrowers, to now waive them for manufacturers? I talk about the hypocrisy and politics involved.

Football, food, drinks, and networking, what better way to spend a Monday night? On Monday, September 29th, Funder Intel is hosting a tailgate party in the ORANGE LOT at Hard Rock Stadium before the Miami Dolphins take on the New York Jets on Monday Night Football.

The future of brokerage and lead generation is digital-first. Clients don’t just want access to capital — they want a smooth, modern experience. By building your own portals and apps, you elevate your business from “traditional broker” to “tech-enabled partner.” With Base44, you can build these tools yourself in days — at a fraction of the cost of custom development.

As of September 1, 2025, Texas HB 700 officially reshapes the commercial funding environment in the state. This landmark legislation introduces significant regulatory requirements for merchant cash advance (MCA) and revenue-based financing—also known as commercial sales-based financing (CSBF).

With HB 700 going into effect on September 1, 2025, bringing new limitations to sales-based financing, Everest has moved swiftly to provide a compliant and transparent lending alternative. The company is already accepting files for the term loan product from both merchants and referral partners.

Small businesses across the U.S. are showing remarkable resilience in 2025. According to the latest Small Business Cash Flow Trend Report from OnDeck and Ocrolus, owners remain broadly optimistic about their growth prospects even as inflation, access to capital, and day-to-day cash flow remain top concerns. The report, which combines survey insights with cash flow data from millions of applications, provides a revealing snapshot of how entrepreneurs are adapting, innovating,