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Plans for increasing brand awareness, tools to match with funders and calculate deals for underwriting and much more! Plans for Members ENHANCE YOUR BRAND, GET MORE REFERRAL PARTNERS, FIND FUNDERS FOR YOUR DEALS! For site members , join one of the plans below. Upgrade Today Plans Exclusive Content $ 0 0$ Get access to content that is only for Funder Intel members Free Plan Select Exclusive blogs and industry commentary In-depth reports and original analysis Members-only webinars and sessions Tools and resources released exclusively to subscribers Early and priority access to select events Best Value Deal Tools Plus $ 6 6$ Every month Funder Matching Tool, Compare Offers, & Underwriting Calculator. Find Funders for your deals. Calculate total payback, daily payments, and dynamic holdback percentages. 1 day free trial Start Free Trial Find new funders for your deals Compare RBF Offers Calculate all details with holdback % Get personalized introductions to Funders Reduce submission declines Price deals faster Funders Pro Plan $ 57 57$ Every month Benefits for MCA Funders to gain more ISOs, brand awareness, and site traffic. Select Top placement on MCA Funders list Featured listing in our Newsletter 1x/week 'Connect with Funder' button to refer ISOs to you Added to Broker Course Group to newtwork with brokers Listed as recommended Funder in our Loan Broker Course Highlighted in the Compare Funders tool Providers Pro Plan $ 57 57$ Every month Benefits for all providers listed on our site to gain more clients, brand awareness, and site traffic. Select Top placement on Provider or Software lists Featured listing in our Newsletters 1x/week Leads from our site forwarded or referred to you Added to our Broker Course group to network with brokers Listed as recommended Provider in our Loan Broker Course Announcement of your events in our newsletter By purchasing this subscription, you agree to an automatic renewal at the end of each billing period. You will be charged the applicable rate unless you cancel before the renewal date. You can manage or cancel your subscription at any time through your account settings.

The Funder Intel Exclusive Content Plan gives members access to premium insights, tools, and education designed specifically for people working in or entering the business lending, fintech, and commercial finance space. Exclusive Content Get Deeper Access to the Industry, At No Cost The Funder Intel Exclusive Content Plan gives members access to premium insights, tools, and education designed specifically for people working in or entering the business lending, fintech, and commercial finance space. This is where we publish content that goes beyond surface-level news, helping you understand what’s really happening in the market, sharpen your skills, and stay ahead of trends as the industry evolves. And yes, it’s completely free. Here’s what that includes: Exclusive blogs and industry commentary In-depth reports and original analysis Members-only webinars and sessions Tools and resources released exclusively to subscribers Early and priority access to select events And more Subscribe below Your subscription be automatically renewed each month. You can cancel it at any time in your account settings. Please ensure you manage your subscription accordingly to avoid any unexpected charges. Exclusive Content $0 $ 0 Get access to content that is only for Funder Intel members Valid until canceled Select Exclusive blogs and industry commentary In-depth reports and original analysis Members-only webinars and sessions Tools and resources released exclusively to subscribers Early and priority access to select events Choose your plan Find one that works for you

Discover business lending and fintech resources, network with industry members, grow with Funder Intel. Find business lending solutions, courses, live events, and connect with the community. HOME TOP HOME 3 HOME 2 HOME 4 HOME 5 Sharpen Your Edge in Business Lending The tech, trends, and tools you need. The industry connections you want. Smarter intel. More funding. Subscribe to The Funding Curve Subscribe Thanks for subscribing! Latest Intel Latest Intel AdvanceIQ.ai Launches AIQ Platform for SMB Lending | Analysis F.I. Editorial Team 2 days ago Lightspeed Capital Surges 34%: A Deep Dive into Q3 2026 Results F.I. Editorial Team 3 days ago Sage and Lendio Bring Embedded Financing to the Point of Business Formation F.I. Editorial Team 5 days ago SBA Tightens Eligibility: Green Card Holders Now Barred From SBA 7(a) and 504 Loans Starting March 1, 2026 F.I. Editorial Team 5 days ago Small Business Cash Flow Trends Q4 2025: Confidence Is High, Credit Shifts Steady, and AI Continues to Rise F.I. Editorial Team 5 days ago Alternative Business Funding Year-End 2025 Deep Dive F.I. Editorial Team 5 days ago Ty Crandall, Credit Suite File Ch. 11 Bankruptcy Shane Mahabir 7 days ago Nu Wins Conditional Approval to Become a U.S. Bank F.I. Editorial Team Feb 2 VOX Funding and Cloudsquare Partner to Accelerate API-Driven Capital Automation Press Release Feb 2 The $9 Billion Lie: First Brands Execs Charged & Raistone Collapses F.I. Editorial Team Jan 30 Float Raises Nearly $100M to Expand Business Spending Power in Canada F.I. Editorial Team Jan 30 Covid Loan Fraud Tracker: The "Fake Business" Crackdown Continues in NJ F.I. Editorial Team Jan 28 1 2 3 4 5 View All Posts Providers TERM LOANS ISOs/BROKERS LINE OF CREDIT RBF/MCA FUNDERS SBA LENDERS LENDING SOFTWARE NETWORKING GROUP There are many alternative business finance companies, but not all offer unsecured term loans. We put together a list of lenders that offer a business loan product directly with merchants or through ISO partners and other channels. View Page A list of ISO companies that offer business financing products of all kinds. You can find out if they are a member and then direct message them. View Page Welcome to the most comprehensive list of MCA/Revenue-based funders online! Trusted funding companies that have flexible funding options tailored to you or your client's needs. Over 200 funders. Get personally introduced. View Page Explore our top SBA lenders to find the ideal financing partner for your business. Whether you are a broker seeking new partners or an entrepreneur, our guide offers valuable insights to simplify your decision. View Page Discover leading solutions tailored to improve your lending processes and boost efficiency. Our list includes everything from loan origination systems to management tools, offering various options to meet your needs. Learn how each provider can assist your lending operations. View Page A list of business line of credit lenders. Here, you’ll find trusted institutions offering credit options. Discover essential details like interest rates and maximum amounts to help you choose the right lender for your needs. View Page This group is for all topics surrounding business lending. Ask questions, find partners, get more deals. View Page Services Services Community Engage with industry members in our Networking Group Ask for advice, hear a variety of opinions, get recommendations Exclusive content Attend our live EVENTS Grow Your Brand Find more partners: ISOs, business loan brokers, commercial finance brokers, mca companies, funders, lenders, & other fintech vendors List your company on our site The Funding Curve newsletter Advertise to our audience Learning Center Business Loan Broker Course Tools, data, and in-depth articles Product reviews Underwriting course News from around the globe Testimonials © Copyright Nicole Clinton All around great experience and a great resource. I went through another broker training before I found Funder Intel. I was bumping my head against the wall trying to learn the industry and build my business. This is a very different experience. I highly recommend.

While headlines are currently buzzing with the SBA’s administrative crackdown on 111,000 borrowers, the judicial system is quietly closing the book on some of the largest pandemic fraud rings in the country. The latest case out of the Middle District of Pennsylvania serves as a stark reminder: The "pay and chase" era has shifted entirely into the "catch and convict" era. On February 10, 2026, the fourth and final defendant was sentenced in a massive scheme that siphoned over  $11.5 million  from the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan (EIDL) program. Here is the breakdown of what happened and what it means for the industry. The Scheme: 120 Applications, 18 "Ghost" Businesses This wasn't just a one-off mistake; it was a sophisticated, multi-year conspiracy led by Creed White (67) and his son, Joshua White (44). The Hub:  The fraud centered around a legitimate smelting business, but quickly spiraled into the creation of 18 dormant businesses  that had no operations, no employees, and no purpose other than to act as "shells" for federal funds. The Method:  The group submitted approximately 120 fraudulent applications . They used a mix of knowing and unwitting individuals' identities to claim ownership of these shell companies. The Paper Trail:  To get past bank lenders, employees of the smelting company were tasked with creating fake tax records, banking statements, and business filings  to give the "ghost" companies a thin veneer of legitimacy. The Consequences: Prison and Restitution The court did not go easy on the conspirators. The sentences handed down reflect the federal government's commitment to treating pandemic fraud as a high-level financial crime. Creed White (Leader):  Sentenced to 10 years  in federal prison. Joshua White (Son):  Sentenced to 8 years (96 months)  for bank fraud. Joseph Bailey (Employee):  Sentenced to 46 months  for his role in forging documents. Kester Murray (Employee):  Sentenced to two years of probation. In addition to prison time, the court ordered millions of dollars in restitution . Joshua White, specifically, was ordered to pay back over $2.3 million, a debt that will follow him long after his release.

As the new year dawns a new era of compliance begins. Y ou might be aware of regulations for the commercial finance industry that have been talked about, passed, and will likely have an effect on you, but which ones will go into effect starting the new year? Below we will highlight some of the key laws and provisions that will go into effect on Jan 1, 2024, and if you haven't already made preparations for these you are behind the eight ball. However, there is still time. You should contact your legal counsel for any advice on the below. New laws/provisions Georgia and Florida both have disclosure laws that go into effect Jan 1. Under the new law, funding providers will be obligated to provide borrowers with specific information, including the total amount of funds provided and the cost of capital. Georgia and Florida brokers will be banned from charging an 'advance fee' before successfully obtaining financing for a merchant. 'Advance fee' means any consideration that is assessed or collected prior to the closing of a commercial financing transaction by a broker. In Florida,  brokers will be required to disclose their address and telephone number in all advertisements promoting their services, enhancing transparency and ensuring businesses can make informed decisions. For Georgia, no broker shall "make or use any false or misleading representations or omit any material fact in the offer or sale of the services of a broker or engage, directly or indirectly, in any act that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a broker." Violating these provisions can result in fines starting at $500 per violation in the same transaction levied by the state Attorney General. California will limit fees, such as fees beyond the normal scope of an 'origination fee' or higher cost fees than what it takes to provide a service like filing a UCC. So for example, if it costs $50 to file a UCC then a funding provider cannot charge the merchant $100. In California, the APR disclosure will stay in the disclosure requirements given the win in court by the State of California recently. These are just some of the new laws so please do your own due diligence to find the laws that you need to abide by coming the new year.

SB 1482 passing in California Senate Brace yourselves because California is shaking things up in the world of commercial financing, again. The Golden State just passed a bill in the State Senate and will move on to the Assembly. If it continues to be passed as is, it will make waves across the industry. The Lowdown Senate Bill 1482 sailed through the Senate with a unanimous vote (talk about bipartisanship!), and it's now headed to the Assembly. This bad boy aims to bring a whole new level of regulation to the commercial financing game. Here's the kicker: if this bill becomes law, providers and brokers of certain commercial financing products – think merchant cash advances, factoring, and lease financing – will have to register with the California Department of Financial Protection and Innovation (DFPI) . That's right, no more flying under the radar! Definition of “commercial financing” as defined in California Financial Code Section 22800(d), includes, among other things, closed-end and open-end loans, factoring, and accounts receivable purchase transactions (including merchant cash advances) Double Trouble? Now, here's where things get a little quirky. The bill doesn't seem to exempt companies that are already licensed under the California Financing Law (CFL). So, if you offer both CFL-regulated products and products covered by this new bill, you might have to register twice. Talk about bureaucratic redundancy! The Nitty-Gritty But wait, there's more! This registration process isn't just a formality. Applicants will have to provide detailed information about their business activities, control persons, and even submit their disclosure documents, contracts, and application flows for DFPI's review. And let's not forget the annual registration and assessment fees based on your gross income . Ouch! Article  3. Annual Assessment and Reporting 90040.  (a)  A registrant shall pay to the commissioner an annual registration fee of one hundred dollars ($100) plus an assessment equal to its pro rata share of all costs and expenses... (b) A registrant who reports in its annual report no gross income from subject products during the year or whose reported gross income from subject products results in an assessment amount of less than five hundred dollars ($500) as calculated under subdivision (a) shall pay an assessment of five hundred dollars ($500) for that year. The Bigger Picture This bill is part of a nationwide trend toward tighter regulation of commercial financing providers. California is often a trendsetter so other states might follow suit in the coming months and years but other states like Virginia already have something similar in place. Better keep an eye on those legislative developments, folks! So, there you have it – a sneak peek into California's latest move to shake up the commercial financing world. Whether you love it or hate it, one thing's for sure: SB-1482 is bound to keep things interesting.

Want more coaching to start closing deals? We offer a 1 on 1 Coaching Program for current and aspiring business loan brokers. What you get: Review what is covered in our loan broker training content. Get your questions answered to run your business more efficiently. Access to preferred funders to add to your lineup. Learn what info a funding company is looking for in its underwriting. More templates for sales and marketing. More information is provided depending on the goals of your business loan broker company, like how to grow staff and scale. Your coach: Shane Mahabir Combined 10 years in the business lending industry, 7 for lenders, and 3 as a broker. Founded Funder Intel Has started several other businesses MBA Lead a Mastermind Group of owners of ISO's/Loan Brokerages Seeks to teach more people about succeeding as a business loan broker to help them live the life they desire.

Are you seeking guidance on how to start or grow your funding business? Seeking to onboard more ISOs or get more information on how funding companies operate? We offer 1 on 1 Consulting to help get these questions answered and more. What you get: Get your questions answered to run your funding business more efficiently. How to run an ISO department that produces More information is provided depending on the goals of your company Your consultant: Shane Mahabir Combined 10 years in the business lending industry, 7 for lenders, and 3 as a broker. Founded Funder Intel Has started several other businesses MBA Lead a Mastermind Group of owners of ISO's/Loan Brokerages

Welcome to our Customized Website Design Services. We specialize in creating unique, high-quality websites tailored to your specific needs and goals. From small businesses to large corporations, our experienced team will work with you to deliver a professional website that not only looks great but also drives results. Our process begins with an initial consultation to determine your needs and deliverables. We'll discuss your business, target audience, goals, and any specific features you'd like to include. This helps us ensure that the final product is not only visually appealing but also functional and user-friendly. For a complete new build, our prices start at $1,499, with the timeline for completion typically within a couple of weeks. For customized editing and upgrade of your Wix or WordPress website, the costs will be determined given the time and complexity involved. We pride ourselves on delivering exceptional service and value for money. Plus, we offer ongoing support to ensure your website continues to meet your needs as your business evolves. We build websites using the top platforms in the industry to ensure the best performance and ease of use. By choosing us, you're not just getting a website; you're getting a partner committed to your online success. We look forward to helping you create a powerful online presence that helps your business grow. When booking you will need to pay the deposit amount displayed but that deposit will go towards your invoiced amount for the complete website development. However, it is non-refundable. So if you do not move forward with the website this deposit will not be returned.

Transform yourself from a beginner ISO Rep to an ISO Manager to a Chief Revenue Officer for an MCA/RBF direct funding company! WHO IS THIS COURSE FOR? If you want to be better at your job, improve your value, and earn more money. If you are a direct funder who wants a more effective way to train new ISO reps/Managers If you are seeking a new job and thinking about getting into the alternative business funding industry. If you are already an ISO Rep or Manager who wants to get ahead. WHATS IN THE COURSE? All of the information you need to understand the CRO career path, find out what an ISO is and does, what skills are needed to excel, job prospects, market size, relationship management, performance tracking of ISOs, Underwriting and deal analysis, leadership, and much more. COURSE INSTRUCTOR This course is taught by Shane Mahabir who started as an ISO Rep in 2014. Shane worked for several different funding companies which provided him the experience to see how they operate differently, what worked or didn't work for those particular funders. BY THE NUMBERS 25 Steps 4 Quizzes 4.5 hours of video Access to the course for 8 weeks Group plans of 3 available in the Store 1 Certificate of Completion

CAN BE DONE IN 1-2 DAYS, BUT ACCESS TO COURSE IS 8 WEEKS. If you are a Broker, ISO Manager, Salesperson, switching careers, trying to get into commercial finance, or a business owner, this course is for you! GO AT YOUR OWN PACE, EARN A CERTIFICATE OF COMPLETION AT THE END. If you are interested in a multiuser group plan, please email us. BENEFITS to learning about how the underwriting process for merchant cash advances works: -close more deals as a broker or salesperson -find a new job in underwriting -get promoted in your current company -pick deals better to syndicate on -communicate better with underwriters -improve operations of your ISO shop -manage deals better -negotiate with funders better -onboard and train employees more quickly -understand the latest underwriting strategies -learn about risk models -identify fraud -reduce wasted time -place deals with funders more accurately We will provide the scope of: -what an underwriter does, -the underwriting process from submission to funding, -what's involved in credit models, -how to analyze bank and credit card statements, -review other documents and stipulations required to approve deals like Tax Returns, -information brokers can use to close more deals, -and much more. By The Numbers: 207 minutes of video 22 Steps 38 Quiz Questions Access 8 weeks