The MCA Calculator you need to close deals
- F.I. Editorial Team
- 32 minutes ago
- 1 min read

As a broker in the alternative business finance space, your value isn't just finding capital, it's explaining it.
When you present a merchant cash advance/revenue-based/sales-based financing offer to a client, the immediate pushback is almost always on price. Merchants that are used to bank APRs often experience "sticker shock" when they see the total payback amount of sales-based financing.
Your job is to move the conversation from "cost" to "value" and "ROI." The best way to do that is with radical transparency and clear math.
Stop Scribbling on Napkins
Trying to explain daily remittances and factor rates over the phone is a recipe for confusion and lost deals. You need a professional, centralized tool to walk your merchant through the numbers.
We built the Funder Intel MCA Calculator to be that resource.
Use it during your consultation calls. Plug in the funded amount, the buy rate, and the estimated term with your client. Show them exactly how the payment is derived.
If you need to compare multiple offers or play around with the numbers from an underwriter's perspective, you can use our advanced Underwriting Calculator.
When a merchant can visualize the numbers clearly, trust increases. They stop fixating on the "rate" and start focusing on what the capital will do for their business. Use the calculator to help them determine the ROI: "If this $50k advance costs you $15k, but allows you to buy inventory that generates $100k in profit, the math works."
Equip yourself with better tools. Bookmark our merchant cash advance calculator and use it to close more deals with confidence.

