RBF and MCA Funders Directory: Research Before You Submit
Finding a funding company is easy. Finding one whose current appetite fits the merchant in front of you takes more work. Funder Intel’s RBF and MCA funders directory brings that research into one place, with company profiles and member-only underwriting details to help brokers and ISOs narrow a search before submitting a file.
What you can research in the directory
The directory focuses on direct merchant cash advance and revenue-based financing providers. Search by company name, browse cards or the table view, and look for the information relevant to the deal rather than assuming every funder serves the same type of business.
Deal size and revenue requirements
Credit profile and time in business
Industries served or restricted
Existing positions and other underwriting criteria
Detailed underwriting filters and information are available to members. Guidelines can change, so treat a profile as a starting point and confirm current requirements with the funding company.
Build a shortlist before sending the file
Start with the merchant’s needs, not the biggest advertised funding amount. Establish the use of funds, cash-flow pattern, existing obligations and a realistic amount of financing. Then compare those facts with the funders’ stated criteria.
Members can also explore the Funder Matching Tool and Compare Funders resources linked from the directory. Where a profile offers an introduction request, use it to begin a conversation about fit and onboarding. An introduction is not an approval or a commitment to fund.
Compare the offer, not just the factor rate
MCA providers are often called “MCA lenders,” but these transactions are commonly structured as purchases of future receivables. Revenue-based financing is a broader label, and the name alone does not tell you how an agreement works. Review the actual contract, remittance mechanism and applicable rules.
Once offers arrive, examine the total amount to be remitted, fees, remittance frequency, reconciliation provisions and cash-flow impact. The RBF/MCA calculator can help model the numbers under stated assumptions. Its estimates do not replace the contract or professional advice.
A funder’s willingness to consider an additional position does not establish that adding another obligation is appropriate. Existing payments and the merchant’s ability to sustain them belong in the assessment.
Understand the labels and find the right list
A directory entry is not an endorsement or a guarantee. Read how Funder Intel verifies listings to understand the scope of those checks. Sponsored placements and paid membership features are distinct from whether a particular offer is suitable.
Looking for term loans, lines of credit, equipment finance or factoring instead? Use the separate Business Lender Directory. SBA lenders have their own directory.
If your funding company is missing or its information needs updating, submit the details through Add Your Business for review.
Funder Intel is a media and information company, not a lender, funder or broker. It does not make credit decisions or arrange financing.