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Analysis & Data
Original analysis, data trackers, survey breakdowns and research on small business lending, alternative finance and the broker channel.


Teya and finmid Report an NPS of 86. Are Funders Asking Their Customers?
Teya and finmid report an NPS of 86. Here’s why Net Promoter Score deserves more attention from funders, brokers and business-lending software providers.
2 min read


The Seven-Figure Working Capital Desert: Why Non-Bank Credit Lines and $1M Term Loans Are Still Wide Open
MidOcean and Idea Financial just launched a $225M push into $1M term loans. We break down the massive market hole for non-bank lines of credit and middle SMB debt.
3 min read


Embedded Lending Is Shrinking Your Lead Funnel. Here's the Math.
Stripe's Parafin acquisition puts embedded lending in front of 5M+ businesses. What it means for brokers, lead buyers, and anyone competing on the open market.
4 min read


The Case for Merchant Cash Advances
Explore the benefits of merchant cash advances and revenue-based financing, including speed, access, flexible underwriting and opportunity cost.
15 min read


How intense is the competition in alternative business lending?
An updated Porter's Five Forces analysis of alternative business lending, capital supplier power collapsed, embedded platforms reshaped rivalry, and consolidation arrived.
8 min read


Inflation Just Passed Cash Flow at the Top of the Worry List, New Report Shows
Inflation reclaimed the top small business concern at 34%, passing cash flow at 30%. What the Q2 2026 shift means for how brokers pitch working capital.
3 min read


Top Alternative Financing Companies 2026: CNBC List Cut
CNBC and Statista released the fourth edition of their World's Top Fintech Companies list, and we pulled out the top alternative financing companies that matter to you.
3 min read


One Chart to Commercial Finance Data: Track Factoring, Equipment Finance & ABL
One interactive chart for commercial finance data: U.S. factoring volume, equipment finance originations, and ABL activity through Q1 2026
2 min read


Commercial Finance Capital Raises 2023–2026: $15.3B Tracked
46 commercial finance capital raises and 9 acquisitions across MCA/RBF, embedded lending, factoring, ABL and equipment finance. See who got the money.
4 min read


When the Banks Get Fast: How AI Is Collapsing Small-Dollar SBA Loan Times
AI origination is cutting small-dollar SBA loan times from 90 days to 7. Casca now powers Live Oak, Huntington & Celtic, and the alt-finance speed moat narrows.
4 min read


Debt Relief Goes Upstream: How MCA Negotiators Are Targeting Merchants Earlier
Discover how third-party debt relief firms are shaping the MCA market and why direct communication with funders may lead to better borrower outcomes.
3 min read


What Biz2Credit's Latest Data Says About Small Business Lending in 2026
Biz2Credit's Q1 2026 report shows SMB profits tripled and debt coverage surged. See which industries and regions are winning in a selective lending market.
2 min read


There's a Business in Your City That Banks Won't Touch. This Revenue Based Financing Fund Exists to Change That.
Founders First Capital Partners just closed $12M of a $50M fund targeting diverse-led service businesses that traditional lenders pass over. Here's why their revenue-based financing model is working
4 min read


ABL and Factoring Closed 2025 Strong — Here's What the Data Actually Shows
SFNet's 2025 year-end survey data shows factoring volume up 16.6%, non-bank ABL outstandings surging 12.6% in Q4, and lender sentiment holding firmly positive
4 min read


SBA Loan Market Data & Trends: FY2022–FY2024 Dashboard
Explore SBA 7(a) and 504 loan market data including annual volume, average interest rates, default rates, and program trends from FY2022 through FY2024. Interactive dashboard updated April 2026.
1 min read


Top 5 Takeaways From Fintech Meetup
Fintech Meetup took place this past week, from March 30th to April 1st, in Las Vegas. It's a large conference, thousands of people, among them the who's who in Fintech...
2 min read


Debbie Kemp, of Biz2Credit, talks about women-led businesses’ access to capital and hiring practices
Debbie Kemp, of Biz2Credit, talks about their latest report that studied women-led businesses’ access to capital, the gaps that still exist, and differences in the approach to hiring and growth in 2026.
1 min read


The $80M NYC Future Fund: When a Loan Wears an MCA's Clothing
Mayor Mamdani launched an $80M revenue-based loan program at 7.5% interest. Here's exactly how it differs from a factor-rate MCA, and what it costs on $100K.
5 min read


The AI "Black Box" Warning: Is Your Underwriting Built on Sand?
In a recent Reuters report, Goldman executives warned that AI disruption is going to "challenge" lending decisions in the coming years.
2 min read


The Funders Forum & Brokers Expo 2026: Survival, Strategy, and the 20-Yard Line
From legal insights to Dan Marino’s powerful keynote, Funders Forum & Brokers Expo 2026 delivered sharp industry discussion, networking, and unforgettable moments.
3 min read
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