Keo World’s $680M Merger Ignites New Era in Global B2B Credit

Stockholm-listed Maha Capital acquired Keo World’s credit subsidiaries in Mexico, Brazil, Canada, and the U.S., instantly expanding the company’s reach and giving Keo access to $1 billion in lending capacity for business customers. CEO Paolo Fidanza’s vision for seamless, customizable B2B credit now has the financial backing to compete not just regionally but worldwide.​

What Makes Keo World Stand Out?

• Custom Credit Lines, Not Just Cards: Keo’s “Workeo” technology utilizes American Express rails to issue real-time, transaction-specific credit lines, offering better terms, flexibility, and transparency for mid-to-large enterprises. Instead of one-size-fits-all lending, each client gets a tailored financing arrangement that can beat traditional card rates.​

• Multi-Country Footprint: The merger brings Keo World’s platform to new markets, notably Brazil and Mexico, where demand for faster, smarter B2B payments is soaring. Strategic alliances with local banks, like BTG Pactual in Brazil, let Keo share risk and scale up quickly while collaborating with established financial institutions, rather than competing head-to-head.​

• Tech-Driven Partnerships: With blockchain, AI, and American Express’s payment ecosystem, Keo World is building what may be a blueprint for future fintech-bank cooperation: faster payments, more integration, safer credit for businesses, and global reach.​

Growth By the Numbers: The Keo World Momentum

• Keo World processed over $500 million in transactions in 2024 and is on track for $700 million by the end of 2025, aiming for a billion in the U.S. alone.​

• Business customers benefit from up to 90 days to hedge currency risk, customized payment terms, and discounted invoice settlements, features that directly impact working capital and margin.​

• Miami’s role as a fintech hub is more than hype. With a team set to double in size, Keo World shows how proximity to Latin America and top talent is fueling real progress in financial inclusion across markets often ignored by traditional banks.​

Not Just Another Fintech Merger

Keo World’s latest move isn’t just another “big number” headline; this is a sign of how the B2B credit market is evolving. The future of business lending will be digital, collaborative, and global, powered by platforms that can innovate, integrate, and deliver real solutions to the payment and credit gaps plaguing mid-size and large enterprises. The Keo-Maha deal sets a new standard for scale and cross-border financial innovation in the fintech space.