SMB trends: Increases in AI use and non-traditional funding amid economic uncertainty
Ocrolus and OnDeck recently unveiled the latest installment of the Small Business Cash Flow Trend Report, delivering valuable insights on U.S. small business trends and sentiment from Q1 2025.
The report is based on responses from 437 small businesses with working capital loans from OnDeck and draws from cash flow data across more than 2 million small business financing applications processed by Ocrolus. While optimism for future growth remains strong overall, tariff uncertainty and shifting credit access are beginning to shape small business behavior.