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Banking vs. Fintech: CFPB Review Puts Open Banking Back in the Spotlight
Banks argue that prohibiting charging fees for data access prevents them from recouping these expenses and managing related risks. Conversely, fintech firms advocate for the rule, emphasizing the benefits of seamless data sharing for developing innovative financial products and services.
Staff Writer
May 132 min read
Governor Youngkin Vetoes Virginia SB 1252: A Win for Fintech or a Missed Opportunity for Reform?
Governor Youngkin’s decision to veto SB 1252 protects access to safe, responsible credit for hundreds of thousands of Virginians.
Staff Writer
Mar 263 min read
SmartBiz Acquisition of Centrust Bank: A New Era for Fintech and Banking
"Small businesses are the backbone of the U.S. economy, yet traditional banks often overlook their banking needs. We are building a bank...
Staff Writer
Mar 192 min read
The Wild West: What banks are saying about the CFPB, fintech, & non-bank lenders
“Payment apps like PayPal, Stripe, Cash App, those sorts of things, they would get close to a free ride at the federal level,” said David...
Shane Mahabir
Mar 121 min read
How Embedded Lending Impacts MCA
If you’re still thinking about lending in the traditional way—advertising to business owners, hoping they fill out an application, and then
Staff Writer
Feb 213 min read
FinTechs Increasing Ad Spend to Reach Broader Audiences Amid Growing Popularity
And keep in mind Stripe has Stripe Capital which offers business loans among their products.
Staff Writer
Jan 62 min read
Small Business Earnings Report: Insights for Business Lenders and Fintechs
The Biz2Credit Small Business Earnings Report highlights significant challenges for small businesses, but it also offers a roadmap for...
Staff Writer
Dec 23, 20244 min read
The Impact of a Government Shutdown on Banks and Lenders: What You Need to Know
Fintech platforms offering alternative lending could see increased demand from furloughed workers or small businesses unable to secure...
Staff Writer
Dec 20, 20242 min read
FDIC Proposes Tighter Rules for Bank-FinTech Partnerships
The Federal Deposit Insurance Corporation (FDIC) has intensified its regulatory efforts to address the complexities of partnerships between
Staff Writer
Dec 14, 20242 min read
Pipe Makes a Push into the UK Market with GoCardless
Pipe, a provider of financing solutions for businesses, has recently announced a strategic partnership with GoCardless, a leading fintech...
Staff Writer
Oct 23, 20242 min read
Lemon Launches Innovative SaaS Financing Solutions for UK SMBs
This initiative by Lemon aims to alleviate the financial burden on small-to-medium-sized businesses (SMBs) by allowing them to manage...
Staff Writer
Oct 11, 20242 min read
Interview with MoneyThumb CEO Ryan Campbell; whats next for them
In this video, I talk to CEO Ryan Campbell about the recent acquisition of MoneyThumb, the company's history, its future, and where the...
Shane Mahabir
Sep 18, 20241 min read
Lobbying Surge in Fintech Industry Amid Regulatory Uncertainty
According to data from Open Secrets, PayPal, Block, and Early Warning Services are leading a surge in fintech lobbying expenditures in...
Staff Writer
Aug 10, 20242 min read
Paypal down $200 million in merchant receivables from 2023
A key performance indicator of how its portfolio is doing would be looking at its Charge-off rate. The report says, "The decrease in charge-
Staff Writer
Jul 31, 20241 min read
The Proliferation of Credit Card Stacking Services: Opportunity or Pitfall for Business Funding?
Proponents of credit card stacking often highlight the perceived ease of obtaining approvals compared to traditional small business loans...
Shane Mahabir
May 22, 20244 min read
How to improve MCA portfolio performance with Rodrigo Fritis, CEO of Niso
Exclusive interview with Rodrigo Fritis, the CEO of Niso, a leading provider of strategic portfolio solutions using AI & Data Science.
Shane Mahabir
May 6, 20241 min read
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