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Ramp is in talks for a $750M round at a $40B+ valuation, a 25% jump in six months. Inside the AI-first fintech reshaping corporate finance.

AdvanceIQ.ai launches AIQ Platform with AI-powered risk scoring and portfolio intelligence for merchant cash advance and SMB lending. Read our analysis.

Last month, we hit the floor at the Brokers Expo in New York City to capture what makes this industry tick, the people behind the deals, the platforms, and the ideas shaping the future of business lending.

For those unfamiliar, Ualett provides fast cash advances to rideshare drivers, delivery couriers, and other independent contractors. What makes the platform stand out is its focus on flexibility. There are no credit checks, no personal guarantees, and no traditional loan structures. Instead, Ualett verifies a worker’s earnings in real-time and offers advances based on actual performance.

LendOS, a rising fintech platform, has secured its Series A funding round with a major backer, Blackstone. This investment marks a major milestone for the company, signaling strong confidence from institutional capital in its business model and market potential.

As Stripe continues its expansion into new markets with its broader suite of tools, this move signals that capital access is becoming a core offering in the global fintech playbook.

A chat with Boris Mendes, CEO of B2 Systems, about all things business lending and fintech, as he recently launched the B2 software platform for business loan brokers. With more than 10 years in alternative business funding, Boris shares valuable insights with new entrants and veterans alike.

Reis, aged 47 and residing in Puerto Rico after relocating from Arizona, admitted to conspiring to commit wire fraud, orchestrating fake Paycheck Protection Program (PPP) loan applications through Blueacorn.

GoDaddy’s Q2 2025 Earnings; Louisiana Mandates New Disclosures for Revenue-Based Financing; Shopify’s Q2 2025; Bankruptcy Court Ruling Redefines Merchant Cash Advances; BlackRock’s $1 Billion Bet on LendingClub’s Marketplace; Lenders Remain Bullish on Manufacturing & Construction Equipment

Fintech giant Revolut is reportedly considering the acquisition of a U.S. bank, a strategic move to accelerate its American ambitions without waiting years for a bank charter approval. By purchasing a bank with a national license, Revolut could vastly expand its financial services, including the addition of business lending to its suite of corporate credit cards.

The timing is fraught: the Consumer Financial Protection Bureau (CFPB) is close to finalizing new rules meant to secure people’s access to their own financial data. Many see JPMorgan’s move as an attempt to undercut those reforms and cement control over the digital rails of American banking.

A recent PYMNTS Intelligence report reveals that over half of SMBs use both personal and business credit cards. Younger firms frequently carry balances, signaling cash flow pressure. While high limits attract larger SMBs, smaller ones want credit-building tools and relevant perks.

Banks argue that prohibiting charging fees for data access prevents them from recouping these expenses and managing related risks. Conversely, fintech firms advocate for the rule, emphasizing the benefits of seamless data sharing for developing innovative financial products and services.

Governor Youngkin’s decision to veto SB 1252 protects access to safe, responsible credit for hundreds of thousands of Virginians.

"Small businesses are the backbone of the U.S. economy, yet traditional banks often overlook their banking needs. We are building a bank...

"Payment apps like PayPal, Stripe, Cash App, those sorts of things, they would get close to a free ride at the federal level," said David...