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Revenue-Based Financing/MCA Companies List

Below are Revenue-based financing/MCA companies that directly provide financing to business owners across the country. This is mainly a list of merchant cash advance companies (or sales-based financing), but some also offer business Term Loans and Lines of Credit with amounts to $500,000 or more. This MCA companies list includes the best merchant cash advance companies,s which are very well known and others that are new. This is the most extensive merchant cash advance companies list available publicly.

Other options aside from an MCA are Invoice Factoring, Equipment Leasing, SBA Loans, and Real Estate backed loans.

ISOs/business loan brokers can request to be contacted by any of the MCA companies that have claimed their profile by going to their funding company page.

Revenue-Based Financing/Merchant Cash Advance

What is Revenue-Based Financing aka Merchant Cash Advance?

By definition, a Merchant Cash Advance (revenue-based advance) is a purchase of Future Receivables at a discount. This is where the Buyer is the MCA direct funder(mca lender) and the Seller is the Merchant. An MCA agreement must have an indefinite term for repayment contingencies.

A business owner in need of quick access to capital may be wondering if a merchant cash advance is right for their business.

As opposed to a typical term loan or a line of credit, the approval process for an MCA (also known as working capital or revenue-based financing) is short, can be done online, and the credit requirements are minimal. Although some providers may check your credit, having a lower-than-average credit score or no collateral is generally not a problem. Some MCA companies don't even have a minimum credit score required. Oftentimes referred to as an MCA lender, since this product is not a loan, the correct terminology is MCA funder, not MCA lender.

You can apply for an MCA in minutes through any of the below list of merchant cash advance companies and get an offer within hours if not sooner. Businesses are typically required to provide documentation such as bank statements and if they process credit cards then statements for the last 4 months, among other essential documents.

Terms of the offer enable you to repay the advance to the mca funder as a % of sales, or in a fixed amount, meaning it's set based on an amount that keeps the impact on your cash flow low.

Funding approval could take place within 1-2 days once all contracts are signed and any other documents verified.

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Some criteria for being listed and verified as an MCA Direct Funder:

Proof of contracts and ISO agreement
Funds to the business owner are provided directly from the funder
At least some min% % of business is directly tied to the funder

**Still, no promise or guarantees of service as business practices can change.**

Why get Verified?

So users know that at least a minimum review has been completed.

Want to get verified as a Direct MCA funder?

Click HERE to get verified.

This is not an endorsement for these companies so please perform your own due diligence before working with them.

(*) Denotes a sponsor, "From Our Sponsor", "Sponsored by", "Promoted by", or "By (Sponsor's Name)". Being a Sponsor may affect where they appear on a page.

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	Verified	Funder	File Type	Claimed	Connect w/Funder
		Accord Business Funding*	B-C
		CFG Merchant Solutions*	B-C
		FAC Solutions
		Stafford Business Funding*	C-D
		Thoro Corp*	B-D
		True Advance Funding	B-D
		Viking Funding*	B-D
		Vox Funding*	A-C
		BIG (Blackbridge Invest. Grp)*	B-C
		CapitaWize*	B-D
		Capital Domain*	A-C
		Everest Business Funding*	B-C
		Hunter Caroline*	B-C
		Lendini*	B-D
		Liquidibee*	B-D
		Smart Business Funding*	A-D
		Spartan Capital*	A-D
		WallStreet Funding	B-D
		1st Alliance Group LLC	B-C
		1st Merchant Funding	B-C
		501 Advance	A-C
		APP Funding Beta	B-D
		Advantage Merchant Funding	B-C
		Alfa Advance Funding	B-C
		Alleon Healthcare Capital	A-C
		Alternative Funding Group	B-D
		Alva Advance	B-D
		Aquina Health	A-C
		Arcarius	B-C
		Arsenal Funding	B-C
		Aspire Funding	B-C
		Avanza Capital	B-D
		BHG Financial	A-C
		Backd Business Funding	A
		Birkin Capital	B-D
		Bitty Advance	B-D
		Biz2Credit (Itria Ventures)	A-C
		Blade Funding	B-D
		Bluebridge Funding	B-C
		Boom Funded	A-B
		Bow Apple Capital	B-D
		Bridge Funding Capital	B-D
		Business Capital Providers	A-C
		ByzFunder	B-C
		CAN Capital	A-B
		Cap Fund Now	B-C
		Capback	B-C
		Capitalize Group	C-D
		Capybara Capital	A-B
		Capytal	C-D
		Cashable	C-D
		Cashium Capital	C-D
		Cedar Advance	A
		Central Diligence Group	B-C
		Channel Partners Capital	B-C
		Clarity Advance	B-D
		Clearfund Solutions	B-D
		Coolidge Capital	C-D
		Credibly	A-B
		Delancey Street Lending Inc	B-D
		Elevate Funding	A-C
		Eminent Funding	B-C
		Equita Advance	B-C
		Essential Funding	B-D
		Expansion Capital Group	B-C
		Family Business Fund	A-C
		Finova Capital	A-C
		Fintap	B-D
		Fintegra	A-B
		Flagler Advanc	B-D
		Fora Financial	B-C
		Forward Financing	B-C
		Forward Line	B-D
		Fox Business Funding	B-C
		Fratello Capital	B-D
		Fresh Funding	B-C
		Fund 4 Less	C-D
		FundPro LLC	C-D
		Fundfi Merchant Funding	B-C
		Funding Circle	A-B
		Fundkite	A-B
		Fundr	B-C
		Fundura Capital	A-B
		Fusion Funding	B-C
		G and G Funding	B-D
		GRP Funding	B-C
		Good Funding	B-C
		Granite Merchant Funding	A
		Green Buck Capital	B-C
		IOU Financial	A-B
		Infinity Capital Funding	B-C
		Infusion Capital Group	B-D
		InstaFund Advance	B-C
		InstaFunders	C-D
		Ironwood Finance	B-C
		JRG FUNDING	B-C
		Jett Capital	C-D
		Kalamata Capital Group	A-C
		Kapitus	A-C
		Legend Funding	B-C
		LendSpark	A-B
		Lendbug	B-C
		Lendfi Corp	B-D
		Lending Valley	B-C
		Lendora	B-D
		Lendr	A-B
		Lexio Capital	B-C
		Libertas	B-C
		Lifetime Funding	B-D
		Main Street Cash	B-D
		Mantis Funding	B-D
		Masada Funding	B-C
		Meged Funding	B-D
		Merchant Cash Group	B-D
		Merchant Marketplace	B-D
		Merit Business Funding	B-C
		Mint Funding	B-D
		Monera Capital Group	A-C
		Mulligan Funding	A-C
		National Funding	A-B
		Newco Capital Group	B-C
		Nexi Finance	A-C
		Novo Funding	B-C
		Novus Capital Funding II
		Nulook Capital	A-B
		ONNX Funding	B-D
		Octane Financing	C-D
		Olympus Lending	B-D
		OnDeck	A-B
		OnTap Capital	A-C
		Overnight-Capital LLC	A-D
		PIRS Capital	B-C
		Parkview Advance	B-D
		Paypal Capital	A-B
		Paz Funding Source	B-C
		Pearl Capital	B-C
		Premier Capital Funding	B-D
		QFS Capital	C-D
		Quicksilver Capital	B-C
		Quikstone Capital	C-D
		RBS Funding	B-C
		Rapid Finance	A-C
		Reliable Funding	B-D
		Reliance Financial	B-C
		Reliant Funding	B-C
		Revenued	A-C
		River Advance	B-D
		Riverstrong Capital	C-D
		Rowan Advance	B-D
		SBL Funding	C-D
		SG Credit Partners	A-B
		SPG Advance	B-D
		SRS Capital Funds	C-D
		Samson Funding	B-D
		Secure Funding Source	B-D
		Select Funding	A-C
		Shopify Capital	A-B
		Silver Street Funding	B-C
		Silverline Capital Group	B-C
		Simply Funding	A-C
		Slim Capital	B-C
		Specialty Capital	B-D
		Splash Advance	B-D
		Square Capital	A-B
		Strategic Capital	A-C
		Stripe Capital	A-B
		Super Fast Cap	A-C
		Superior Capital	C-D
		Sutton Funding	B-C
		Swift Funding Source	B-C
		Swiss Fund	C-D
		TMR Now	A-D
		The Fundworks	B-D
		The LCF Group	A-C
		The Smarter Merchant	B-C
		Thor Capital Group	B-C
		Torro	B-D
		Trustify Advance	B-D
		Union Funding Source	B-C
		Unique Funding Solutions	B-D
		United Business Funding	C-D
		United First	C-D
		Upfunding	B-C
		Upsize Capital	C-D
		Uptown Fund	C-D
		Vader Mountain Capital	C-D
		Velocity Capital Group	B-D
		Vital Cap Fund	B-C
		Waterview Capital	B-D
		Wayflyer
		WeFund	B-D
		Wellen	A-B
		Westwood Funding	B-C
		Windgate Capital	A-C
		Wynwood Capital	B-D
		Zinch	B-D
		altbanq	A-C
		eFinancial Tree	B-C

No promises or guarantees as business practices can change.**

Revenue-Based Financing/MCA Companies List

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