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Early Monday morning, millions of users woke up to find much of the internet down. Amazon Web Services (AWS), the world’s largest cloud infrastructure provider, experienced a major outage  that rippled across industries, from fintech to airlines to fast food apps. The disruption, which began around 3 a.m. Eastern , affected major platforms including Facebook, Robinhood, Venmo, Reddit, Lyft, United Airlines, The New York Times , and even McDonald’s mobile app . By 5:30 a.m. , AWS reported that systems were recovering, attributing the issue to a DNS problem tied to its DynamoDB database system  used by countless websites for data storage and computing power. What Happened with AWS AWS engineers identified increased latency and error rates across multiple U.S. East data centers, especially in Northern Virginia , home to some of Amazon’s most critical infrastructure. The company confirmed that the underlying DNS issue was mitigated  within hours, though some throttling persisted during recovery. AWS later said operations had returned to near normal as engineers continued to trace the root cause. Why This Matters The incident underscored just how interconnected today’s digital economy  has become. AWS powers millions of business-critical applications, from fintech systems and payment gateways to logistics software and SMB lender portals. When AWS goes down, so does much of the infrastructure behind eCommerce, payments, and lending. Outages like this serve as a reminder for fintechs and lenders that cloud dependency is a double-edged sword : it enables incredible scalability and cost efficiency, but also creates systemic points of failure when a major provider experiences downtime.

In the small and mid-sized business (SMB) acquisition market, one truth remains constant: financing is often the friction point . A motivated buyer finds the perfect business listed, but the subsequent scramble for capital, particularly the historically complex and lengthy SBA 7(a) process, can derail the deal before closing. That bottleneck is about to narrow significantly. The recent announcement of a partnership between leading lending technology firm iBusiness Funding  and BizBuySell , the internet's largest business-for-sale marketplace, isn't just a corporate handshake; it’s a strategic integration designed to inject liquidity and speed into the market. De-risking the iBusiness Funding and BizBuySell Acquisition Trail The core innovation lies in embedding the financing solution directly into the acquisition search. Prospective entrepreneurs browsing BizBuySell’s database of over 65,000 annual listings will now have a clear, immediate path to prequalification via the newly featured BizBuySell Finance Center . Here’s the critical component: The capital being unlocked is the SBA 7(a) loan . For small business acquisitions, the 7(a) program is often the most advantageous credit product, offering favorable terms, lower down payments, and longer repayment schedules than conventional loans. However, the traditional 7(a) application is notorious for its administrative weight. This is where the tech comes in. iBusiness Funding's proprietary technology, built specifically for business acquisition financing, acts as the streamlining agent. It simplifies the application and prequalification, effectively removing the procedural friction that has long plagued M&A deals for Main Street businesses. Speeding Up the Dream As industry executives note, the availability of financing ranks second only to price in the decision to buy a small business. By tackling this factor head-on, the partnership serves as a crucial accelerator. For buyers, the time saved translates to reduced risk of a deal falling apart and a faster path to ownership. For the brokers and sellers using BizBuySell, it means a pool of buyers who are already pre-qualified for the most essential funding mechanism in their transaction. This integration isn't just about closing more deals; it's about making a typically opaque and arduous process transparent and efficient. In a market where entrepreneurs are increasingly looking to buy established businesses rather than start from scratch, the collaboration between iBusiness Funding and BizBuySell is set to become the standard for how SMB M&A financing should operate. It’s a win for liquidity, efficiency, and the next generation of small business owners.

If you are even somewhat aware of what is happening around the country then you must know that winter is here. No, not that frigid storm expected to bring record low temperatures across the nation, but for those that tried to defraud the government in the PPP and EIDL programs. I wrote about the fraud in the PPP and related financing programs that were supposed to help business owners across the country through the Covid induced lockdowns and beyond. The fraud was almost expected when the PPP program was rolled out because of how quickly it was done with little testing and large dollar amounts being given as incentives. When news started of investigations and actual fraud cases being handed down I offered my opinion that ‘winter is coming’ for the fraudsters, meaning a drastic increase in criminal prosecutions. This wasn’t a secret but many didn't realize the magnitude of what actually was happening. Then more major reports came out. Now here we are over two and a half years after the program rolled out and tens of billions are assumed as fraud with much of it likely never to be recovered. We have had congressional hearings, new laws proposed and passed, new committees formed , major news reports, and even a CNBC American Greed episode detailing one couples story of PPP fraud. One item purchased with PPP money Each week there is a new report on either an indictment or a conviction of someone that tried yet couldn't outrun the feds. Lenders and others fintechs who processed the loans are being investigated. This will go on for years to come. Many won’t bat an eye, they will blame the banks, one side of the government or the other, but ultimately it boils down to the individuals. I’m not even calling them business owners because many didn’t even have a real business. Understanding all of this can help both funding companies and brokers when speaking to merchants who are unwilling to provide certain information, documentation, or other stips to get funding. A simple rebuttal as to why you need this information would be to protect the funding company's interests, “just look at all the PPP fraud”. Most business owners wouldn’t be able to successfully overcome that unless they have something to hide. You aren’t accusing anyone of anything because most business owners have good intentions, however, it is fair to point out the amount of fraud.

Everywhere, we are awash with online ratings and reviews of all kinds from the likes of Google, Yelp, Facebook and so on. We as individuals are always comparing ratings and reviews for similar types of businesses that we are interested in engaging with, from anything from finding the best Italian food, to who can fix my roof, and it’s become second nature on how we choose, especially in the business lending industry, where there are so many business loan brokers and merchant cash advance funders to choose from. How do we choose the right one to work with and how can we use ratings and reviews to stand out from our competitors and rise above the crowd?  How do Ratings and Reviews improve your Bottom line? Now I know we are so big into numbers in the alternative finance industry so let me give you some stats that will drive home how important having good ratings and reviews will improve your success and bottom line: -94% say an online review has convinced them to avoid a business. -93% of consumers say online reviews defiantly influence them in choosing who to do business with.  -92% of Business to Business owners report that they are more likely to do business with a company after reading an excellent and trusted review. 90 percent of consumers read less than ten reviews before forming a belief if they want to do business with someone. -57% of consumers only engage with companies with 4 or more review stars 3.3 is the lowest star rating of a business that people would consider working with -13% of consumers will consider working with a business that has a 1 or 2-star rating. -Just by Improving your review star rating by 1.5 could equal 13,000 more leads.   -The likelihood of someone doing business with five reviews is 270% greater than a product with 0 reviews. -Consumers read an average of 10 online reviews before feeling able to trust a local business.  In plain English, if you like money, then as a business loan broker or an owner of a funding company, you must be just as motivated to get great reviews and ratings as you are in working to convert leads into closed funding’s. A better and more profitable way for you and our industry at large Here at Funder Intel, our mission is to shine a light on the best direct funders and business loan brokers in our industry, by providing a safe and centralized place where members of our industry can connect and work with quality individuals who do things in an honest, fair and straightforward way, while raising our industry to new heights of transparency and success, that will weed out the bad actors which can make things so frustrating for ourselves and the clients that we serve. When you sign up for free as a member and join us in our mission, not only will you be able to contribute ratings and reviews that reward MCA funders and ISO brokers who do things in the right way, but you will benefit as other people and companies give you excellent reviews and ratings for your good work, which will raise your reputation and profitability in the future. At the same time, you will help other people make better decisions in who to do business with and save them from falling into the trap of those predators in our industry, who engage in double funding’s, stacking, and backdoored deals, and who are only in it for themselves and their greed. I know myself as a veteran of this industry that I wish that I had this kind of resource when I was starting on my journey, to know exactly who I could trust and connect with to grow my funding business while helping people get the business funding they needed to improve their lives. It would have saved me a lot of aggravation and headache and I’m sure it would have done the same for you as well. So, let’s all work together to help raise ourselves and our industry to new levels of profitability and success, one rating and review at a time. Sources https://www.reviewtrackers.com/reports/online-reviews-survey/ http://learn.podium.com/rs/841-BRM-380/images/2017-SOOR-Infographic.jpg https://learn.g2.com/consumer-reviews https://www.brightlocal.com/research/local-consumer-review-survey/ https://www.podium.com/resources/podium-state-of-online-reviews/ https://searchengineland.com/87-percent-customers-wont-consider-low-ratings-228607 https://www.location3.com/wp-content/uploads/2018/04/Location3-case-study_PPC-Reviews-Correlation-2018.pdf

Rick Moghadam is the owner of Metromedia Solutions, The Funded Project, and also a couple of news outlets. In this video we discuss: What is he seeing in the industry today What things are working for him now Lead generation, using his other businesses Branding The vision of Metromedia You can reach Rick at rick@metromediafunding.com youtube.com/channel/UC60Lh-SoJBbc-63vKb72BqQ facebook.com/groups/thefundedproject

Legislators are scheduled to cast their votes on Wednesday regarding a bill that would compel the parent company of TikTok, ByteDance , to face the possibility of the app being banned from U.S. App stores. The proposed TikTok ban bill, known as the Protecting Americans from Foreign Adversary Controlled Applications Act , has sparked concerns among business loan brokers who rely on the platform for lead generation. As a popular social media app with over 150 million monthly users in the U.S., TikTok has become a valuable marketing tool for various industries, including the business lending community. Loan brokers have leveraged the platform's vast user base and engaging content to attract potential clients and promote their services. Key Points The bill aims to address national security concerns by forcing ByteDance , TikTok's Beijing-based parent company, to divest from the app within 180 days or face a ban in the U.S. If passed, the legislation could significantly impact business loan brokers who depend on TikTok for lead generation and marketing efforts. While the bill presents ByteDance with a choice to sell TikTok or face a ban, it remains unclear whether a change in ownership would affect the app's user experience and functionality. The legislation also creates a process that lets the executive branch prohibit access to other apps that pose a threat to national security. Senators on both sides of the aisle also raised concerns about the specificity of the House bill, which explicitly targets TikTok. The Bill could stall in the Senate. Supporters of the bill argue that it is necessary to protect Americans' privacy and national security from potential threats posed by foreign adversaries. However, critics argue that it infringes on free speech rights and could harm businesses and creators who rely on the platform. As the House gets set to vote, business loan brokers and others in the lending community are closely monitoring the situation, weighing the potential consequences of a TikTok ban or ownership change on their marketing strategies and lead-generation efforts.

In this video, I speak with Angelo Standriff, VP of Business Development for Triumph Business Capital, about invoice factoring in the transportation industry. We mainly discuss the following: What does Triumph do The latest in the factoring industry Technology changes that have impacted their business Who are the types of referral partners you like to work with What are some of the specifics of a typical deal One of his most memorable deals Contact info for Angelo: Angelo Standriff​ - VP, Business Development Officer​ astandriff@tbcap.com (214) 513‑9600 (Main) (850) 212-0622 (Office) www.triumphbcap.com Or you can direct message him through our member chat feature.

When First Brands Group, a major auto parts supplier, filed for bankruptcy on September 28, 2025, Wall Street expected a messy restructuring. What they got instead was a financial crime thriller involving $2.3 billion in factoring deals that have "simply vanished", according to a court filing from one of the financial firms involved. Furthermore, there is now a DOJ investigation into a multibillion-dollar company failure. First Brands' financing scheme uncovered One of First Brands' financial partners made an emergency court filing calling for an independent investigation into $2.3 billion tied to the company that had "simply vanished". That partner was Raistone , a working capital platform that facilitated First Brands' short-term borrowing and derived 80% of its revenue from First Brands. The sheer scale is staggering. Court filings reveal First Brands Group companies owe around $6.1 billion in on-balance sheet debt, $2.3 billion in off-balance sheet financing, $800 million in supply chain finance liabilities, and a further $2.3 billion in factoring liabilities. It's that last number, $2.3 billion in factoring liabilities, where the alleged fraud lies. First Brands Group, in its Chapter 11 bankruptcy filing, did cite tariffs as one of the factors contributing to its financial distress. The company specifically blamed "geopolitical uncertainty and headwinds from newly imposed tariffs" for unexpected expenses that strained the business. One court filing detailed that new U.S. government tariffs of up to 73% were imposed on certain imported goods in April 2025, leading to an incurred cost of approximately $220 million in total tariff-related costs, which included spending to pre-buy inventory. What is Factoring? To understand the scandal, you need to understand factoring. It's a straightforward financial tool: A company delivers goods and creates invoices for customers Instead of waiting 30-90 days for payment, the company sells these invoices to a "factor" (a lender) The factor pays 70-90% of the invoice value immediately When the customer pays, the factor keeps a fee and returns the remainder It's simple, legal, and widely used for cash flow management. The invoice becomes the lender's property, they own the right to collect that payment. The problem:  What happens when the same invoice gets sold to multiple lenders? Double-Dealing Factoring This is where First Brands allegedly crossed from aggressive financing into potential fraud. An investigation into the company's position is being carried out by a special committee of independent directors to determine whether receivables had been turned over to third-party factors upon receipt, and whether the same receivables may have been factored more than once. Imagine selling your car to three different buyers, collecting payment from all three, and giving the keys to none. That's essentially what investigators suspect happened here, but with billions in customer invoices from companies like Walmart, AutoZone, and NAPA. Jefferies said its Leucadia Asset Management unit has a $715 million exposure to First Brands through its Point Bonita Capital Fund. The $715 million exposure is invested in receivables due from a number of companies, including Walmart, Autozone and NAPA. These lenders believed they owned exclusive rights to collect those payments. But if the same invoices were sold to other lenders, nobody truly owns them. Any funds received from receivables that have been factored will be segregated pending the results of the investigation, meaning whatever money can be recovered is frozen until courts determine who actually owns what. Who Got Burned? The fallout has hit some of Wall Street's biggest names: Jefferies Financial Group:  $715 million exposure through Point Bonita Capital Fund, plus a separate $48 million exposure through its Apex Credit Partners business. The Point Bonita fund had a quarter of its portfolio tied to First Brands. UBS O'Connor:  More than $500 million in overall exposures, with the UBS Working Capital Finance Opportunistic Fund having an estimated 30% exposure through invoice financing. The O'Connor hedge fund unit owned by UBS is facing such significant losses that Cantor Fitzgerald is now trying to renegotiate the terms of its acquisition of the business. Millennium Management:  The $79 billion multi-strategy hedge fund took a $100 million writedown. Raistone:  The company has already cut roughly half of its employees after losing its biggest revenue source. Some of the debt has plunged to around 36 cents on the dollar, with investors facing hundreds of millions in losses. For every dollar lenders thought they'd recover, they might get 36 cents, if they're lucky. The DOJ Steps In The U.S. Department of Justice has launched an inquiry into the collapse of bankrupt auto parts maker First Brands Group, and the company has separately appointed a special committee of independent directors to investigate its off-balance sheet financing arrangements and whether its invoices were factored multiple times. The Department of Justice has opened a probe into the collapse as prosecutors seek to understand how creditors were left with billions in potential losses, and whether crimes were committed. If the double-factoring allegations prove true, this isn't just a bankruptcy, it's wire fraud, bank fraud, and possibly securities fraud on a massive scale. The Man Behind the Curtain At the center sits Patrick James , the elusive owner and CEO. The few public records that mention James indicate that he grew up in Malaysia and came to the US to attend the College of Wooster in Ohio. James operated through a complex web of entities. He began acquiring auto parts manufacturers in Ohio, operating initially through various holding companies. The company, which was then known as Crowne Group, began tapping the syndicated loan market in 2014 with $380 million in loans. In 2020, it was rechristened as First Brands. The company grew through aggressive acquisitions, eventually operating 26,000 employees across six continents with about $5 billion in annual revenue. But much of this growth was fueled by increasingly opaque financing arrangements. Several investors who considered lending decided to stay away after unearthing previous litigation or hitting up against the dearth of information about the CEO. Public records show that James had taken out mortgages for homes in suburban Cleveland and set up a foundation that gave to churches and schools in the area, but he left almost no trace of his involvement on the internet. Lakshmi Ganapathi, the founder of Unicus Research, which conducts forensic investigations of corporate controversies, concluded that the CEO had taken steps to obscure his online footprint and personal residence. "It seems like he went above and beyond to hide himself and his assets. All of this should be a huge red flag for investors". Red Flags Ignored Looking back, warning signs were everywhere: Zoom calls where the owner kept his camera off; angry pushback from his brother when investors asked for invoices to back up their loans; frequent late payments to suppliers; and whispers of large off-the-books financing arrangements In 2011, a unit of Fortress Investment Group sued some of the companies and claimed that they had obscured James' controlling interest and the fact that all the companies "share employees and management, do not have separate books and records, have the same address in Solon, Ohio, and are grossly undercapitalized" First Brands undertook a global refinancing effort ahead of its bankruptcy, but this process was paused in August after potential lenders requested a quality of earnings report The company paid what amounted to an interest rate of around 30% for some of its short-term borrowing, a rate that should have raised immediate red flags about the company's creditworthiness The Collateral Chaos Beyond the missing factoring money, there's another problem: Advisors have recently discovered that inventory pledged as security to Ohio-headquartered Evolution Capital Partners "may have been commingled" with collateral securing a separate asset-backed loan facility. When the same physical inventory is pledged to multiple lenders, bankruptcy becomes a nightmare. Who owns what? Which lender has priority? These questions will take years to resolve in court. Why This Matters Beyond Wall Street The First Brands collapse isn't just about hedge funds losing money, it exposes systemic problems in private credit markets: Lending standards have collapsed.  Orlando Gemes, founding partner and chief investment officer at Fourier Asset Management, warned that "there's very clear evidence that lending standards in the leveraged finance market are the weakest they've ever been". Transparency is gone.  Patrick Ghali, co-founder and managing partner at Sussex Partners, noted: "In public markets, you can look on your screen and see where a company trades. In private markets you don't have that. There are some real risks". This isn't unique.  "This is not a canary in the coal mine, it's not the first, and it's not the last," Gemes said of the First Brands episode. The debacle is already drawing comparisons to both the 2008 blow-up and the Greensill Capital collapse in 2021, owing to the presence of complex financial engineering, high-risk borrowing and trade receivables assets. What Happens Next The DOJ investigation will determine whether criminal charges are warranted. The bankruptcy proceedings will attempt to untangle who owns what among billions in disputed claims. As Ghali warned: "There are a lot of people who probably don't remember 2008 as it was almost 20 years ago, but there are lessons to be learned from it... There is so much money that has gone into that space, and so much money that may still go into that space, and that's a little scary". For now, billions remain missing, lenders are scrambling to recover pennies on the dollar, and federal prosecutors are asking the obvious question: How did so many smart people on Wall Street fund what appears to be one of the largest factoring frauds in history? The answer may reveal uncomfortable truths about an entire corner of modern finance.

In its shareholder letter, Block released its numbers for Square Loans for Q1 and it was impressive. "Square Loans: Excluding revenue from PPP loan forgiveness, Square Loans achieved strong revenue and gross profit growth during the first quarter of 2023, facilitating approximately 113,000 loans totaling $1.10 billion in originations, up 46% year over year. Square Loans benefited from $1 million of PPP loan forgiveness revenue and gross profit during the first quarter of 2023, compared to $51 million in the first quarter of 2022. " The $1.10 billion figure would put them on pace for over $4 billion in loan originations for the year. Many think the alternative to bank financing will pick up due to rising rates so this may also help Square Loans as we move forward. Block stock price has been essentially unaffected by the earnings report so far. It is down about 30% from last year at this time trading at about $60 today. About Block Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

Some new reports published from several sources provide great insight into the state of the business lending landscape, how business owners feel about 2024, financing problems and preferences, and much more data that can help industry stakeholders. These reports include the first such report from  Bluevine, the Pathward "Small Business Credit Habits and Needs" report, and the Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index (MLFI-25) . The following are the key findings from each report. In Bluevine's BOSS, they  “surveyed over 1,100 small businesses nationwide - with annual revenue between $100,000 and $5 million – about the strategies and tactics that contributed most to their success in 2023, along with the decisions and investments they expect to make in 2024 to reach their goals.”  Some of the most notable findings are : More SMBs will seek access to capital this year (45%) compared to 2023 (38%). 72% of Business Owners are First-Time Entrepreneurs More than half (54%) of SMBs sell local/regional, compared to only about one-third (31%) who sell nationwide With a shared sentiment of optimism for the year ahead, nearly double the amount of business owners are projecting revenue gains of 50% or more compared to 2023 74% operate their business with 2-10 full time employees About 26% of SMBs seek and receive the best advice for growing their business from online forums Of those business owners seeking access to capital in 2024, a new credit card tops the list at 55% Asked to rank the main attributes for selecting a business bank, nearly half named “ No Monthly Fees ” - remarkably higher than the second most important attribute, “Unlimited Transactions,” at 28% Of those who borrowed via a business loan, 73% did so via Bank and 39% via SBA Latest Pathward Research 1,000 Nationally Representative US Small Business Owners with 10-200 employees “Based on a survey of 1,000 small business owners and executive decision-makers, the report aims to uncover their financing needs compared to the loan products available to them.” Only 32% of small businesses felt they were knowledgeable enough about asset-based loans to explain them to another person – compared to SBA loans (60%), business line of credit (57%), and equity financing (39%) Four in five small businesses (81%) experienced the consequences of a cash flow issue . For the seven to 12 months of the year preceding the survey, 34% of small businesses reported having just enough cash on hand to stay operational.  70% report their company is in a growth mode While most small businesses describe themselves as growing or steady, 34% report that between 6-12 months of last year, they had just enough cash on hand to remain operational.  As a result of cashflow issues, 18% of those surveyed said they were unable to qualify for financing or loans More than a quarter of companies have had to delay expansion or were unable to capitalize on an opportunity 56% of small businesses believe they will need financing in the next six to 12 months. Expansion of operations is the top reason companies may need financing The Loan Product most feel knowledgeable enough to explain to another person is an SBA loan followed by a Business Line of Credit. The business line of credit and SBA loans are the most common type of financing small businesses have used in the past across the general small business population. Out of these options- Business Line of Credit, SBA, Equity Financing, Commercial Real Estate, Term Loan, Asset Based Loan- Asset Based loans have limited consideration when presented amongst this array of loan options, which can be considered due to lack of awareness and education 47% said they turn to professional influencers like bankers, CPA, and lawyers if they were interested in an asset-based loan Equipment Leasing and Finance Association’s Survey of Economic Activity For the Monthly Leasing and Finance Index: January 2024 , here are the most notable findings. overall new business volume for January was $9.3 billion , up 6% year-over-year from new business volume in January 2023 Charge-offs were 0.5%, up from 0.4% the previous month and up from 0.3% in the year-earlier period. Credit approvals totaled 76% , up from 75% in December Volume was down 26% from $12.5 billion in December following the typical end-of-quarter, end-of-year spike in new business activity. Links to the reports: Bluevine BOSS Report. https://www.bluevine.com/boss-report Equipment Leasing and Finance Association’s Survey of Economic Activity https://finance.yahoo.com/news/equipment-leasing-finance-association-survey-130000382.html

New York, NY — 5/16/2025 — Dragin , the automation engine behind some of the fastest-growing and largest revenue-based financing companies, announces the launch of its latest breakthrough: True AI Web-Based Pre-Underwriting. This powerful new AI tool delivers real-time digital presence analysis to deal teams just before offers are made. Designed for Revenue-Based Financing In an industry where speed, accuracy, trust, and decision confidence drive every dollar moved, Dragin’s new AI functionality equips funders with a clear picture of a merchant’s online credibility and activity, automatically pulled before a human ever touches the file. Here’s what it uncovers: Ownership and business addresses Business website, social media pages, storefront images, and location markers Incorporation information, SOS details, and NAICS codes Legal exposure including lawsuits, arbitration, and personal risk News coverage and media presence Financial signals and business health Registrations and licenses Customer reviews (Google, Yelp, Trustpilot, etc.) Top social media posts and engagement How It Works The moment a deal hits your inbox, Dragin’s proprietary automation stack kicks in, extracting deal info, organizing docs, applying pre-decline logic, and now, launching the AI agent.  In under 30 seconds, it builds a hyperlinked, easy-to-read Digital Presence Report and attaches it directly to the CRM deal view.  No clicks, no searches, no lag . Why It Matters to Funders For revenue-based financing companies, every delay risks a lost deal. Every gap in diligence risks a burned book. Dragin AI closes those loops.  ✔️Cost savings ✔️ Faster pre-qual checks ✔️ Early fraud detection ✔️ Deal confidence pre and post contracts ✔️ Fewer merchant falloffs post contracts ✔️ Streamlined ISO and internal decisioning From Dragin’s Founder “ In the revenue-based financing space, you need to move fast without missing the red flags ,” said Mark Ross, CEO of Dragin. “ This tool gives funders real time signals, whether the merchant is real, active, and viable, before you send an offer. No more hours of review .” Part of a Larger Ecosystem Dragin AI is just one tool in Dragin’s full-stack deal automation platform, which includes: Email parsing and file classification Bank PDF and application extraction Pre-qualification, auto-approve, and pre-decline logic Instant CRM syncing Auto-contract generation Merchant offer portal for real-time negotiation and much more About Dragin Technologies Developed specifically for the revenue-based financing, alternative lending, banking, and insurance spaces, Dragin’s suite of underwriting tools automate deal intake, streamline underwriting, and gives funders a smarter way to scale. With its Machine Learning and AI-driven tech stack and its powerful CRM suite, DraginForce, Dragin is powering the next wave of fast, AI-powered, and compliant funding operations. Learn more about Dragin Schedule Demo

I speak with Marcus Uribe of National Credit Partners in this video. We get into the world of Business Debt Restructuring, which is different than Debt Settlement and he explains how and why. We discuss the following: What does National Credit Partners offer? Difference between restructure/modifications and settlements Myths Market – where is NCP going? We appreciate Marcus taking the time to join us for this critical topic! You can reach him at the below contact information. Marcus Uribe | VP of Sales, National Credit Partners Office: 888.695.2799 fi@nationalcreditpartners.com bizdebtmodification.com