Search Results

Software for lenders comes in many shapes and sizes. Some financial institutions develop their own or customize software that is on a platform like salesforce, or purchase one to run their lending business. The software may include features such as automated credit scoring, financial analysis Lending Solutions Software Lending software for funders, lenders, or brokers comes in many shapes and sizes and there are many options. Some financial institutions develop their own, others have customized software that is on a platform like Salesforce, or they may purchase one to run their lending business. Fully secure to the latest technologies, most are customizable to credit policies and are some of the leading names in the alternative finance industry. Commercial lending companies typically use specialized software for credit decisioning and customer relationship management. This type of software is designed to help lenders assess the creditworthiness of potential borrowers and manage the customer relationship throughout the loan process. The software may include features such as automated credit scoring, financial analysis tools, and customer relationship management (CRM) capabilities. This allows lenders to quickly and accurately evaluate loan applications and make informed credit decisions, while also providing a central platform for managing customer interactions and tracking the status of loans. By using this type of software, commercial lending companies can streamline their operations and improve the efficiency of their lending process. This is not an endorsement for these companies so please perform your own due diligence before working with them. Advertising Disclosure Cloudsquare Cloudsquare, is a premier Salesforce consulting partner specializing in solutions tailored for financial services. We pride ourselves on being the provider of choice for ambitious, forward-thinking organizations aiming to elevate their operations to the next level. Cloudsquare's excellence has been recognized by industry leaders, is listed on the Inc. 5000 as one of America’s fastest-growing companies and is consistently rated as a top service provider on platforms like Salesforce AppExchange, G2, Clutch and Manifest. Cloudsquare's Software Products built on Salesforce: - Cloudsquare Broker: Merchant Cash Advance CRM - Cloudsquare Lend: End-to-end lending platform for the Small Business Lending Sector - Cloudsquare Submit: Intuitive Submissions Channel Visit Site Dragin We make underwriting efficient, precise, and scalable. Thei AI-driven system automatically uploads, renames, and extracts data points from emails with attachments. Automate data entry, process documentation, and analyze critical data — with proprietary machine learning technology. Designed to optimize your data workflow and accelerate revenue growth. Email Automation Application & Bank Processing DraginForce CRM Withholding Management Offer Generation & Customization Visit Site Centrex Software Loan Origination Software Platform A loan origination software platform that performs for both you and your team members. Centrex offers an end-to-end loan origination software platform that can be built the way you run your business. Web & Lead Integration Easily integrate your lead and web applications directly into the Centrex LOS with triggers and team notifications. Customized Workflow Customize your stages and statuses and their colors to build a workflow that follows your business's lifecycle. Lender Matchmaking Manage all lenders and create custom profiles for each lender. Submit to multiple lenders based on filters. Client Portal Give your clients a secure portal to log into to see loan status, upload documents, see tasks, and much more. Visit Site B2 Systems B2 Systems: Broker Automated Submission Platform For brokers who have outgrown manual processing. We handle the scrubbing and funder-matching so your team can focus on closing. You started brokering to fund more deals, not to get buried in paperwork and funder criteria. B2 Systems turns hours of manual effort into seconds of automation. Instant Funder Matching: 70+ funders mapped out for you to instantly activate your existing partners and match your files to the right funders in seconds. Automatic deal Protection: Our system automatically strips out contact info and adds unique IDs to each applications before it reaches a funder. Precision Bank reading: See the same data the funders see to avoid surprises and declines. Start in Minutes, Not Weeks: No setup fees or complex onboarding. Get started today and submit your first 10 deals for free. Visit Site SmartMCA SmartMCA is the premier end-to-end software solution built specifically for the Merchant Cash Advance industry. SmartMCA enables funders, brokers, and syndicators to manage their deal flow with precision and speed. Their platform combines automation, AI, and intuitive UI to power every step of the funding lifecycle, from first touch to final repayment. SmartMCA is a fully automated Loan Management System along with a seamless merchant onboarding and application pipeline. Additionally, SmartMCA provides an automated submissions and an automated file scrubbing tool, and contract generation with e-signing to expedite loan processing. The platform also offers syndication and broker portals, real-time reporting and reconciliation, accompanied by refinance management tools. Offering white label customization options, SmartMCA tailors to your needs. Visit Site MCA Track The Very Best in Funding Automation Smash your goals with the most reliable and complete solution in the industry. Easy automation and deal management add unmatched leverage to any funding environment. MCA Track is the trusted and hassle-free way to grow your Merchant Cash Advance company now. Lightning fast decision-making, streamlined workflows and the effortless payment integrations are a click away. MCA Track manages billions of dollars in transactions every year. Scale up your Merchant Cash Advance company with total confidence while you partner with the pioneer of funding technology! Visit Site Intrepid Finance With Intrepid’s tech platform, every opportunity, contact, and client file is easy to track from start to finish. Brokers have access to a network of lenders and also get to keep 100% of their commissions! They offer: Branded Applications Automated Workflows Real-Time Deal Tracking Team Collaboration Tools Centralized Deal Management Unified Client Portal Instant Deal Assessment Visit Site MCA Suite Whether you are a broker or a funder, MCA Suite is a merchant cash advance CRM with all the components necessary to improve your operations and to support your merchant cash advance business. Deal Tracking Track deals from leads, to underwriting, through collection. Supports refinancing of existing funded deals and syndication of deals with individual investors and other funders. Integrations & API’s MCA Suite integrates with ACH partners for automatic payment tracking. Run credit checks from within the application. Secured Document Storage Documents are stored in the cloud and accessible from anywhere. Redistribute documents to business partners with ease. Pre-populate your custom documents with fields from within the system. And much more. Visit Site Biz2X Intelligent decisioning configured to your needs. Biz2X is the leading digital lending platform, enabling financial providers to power growth with a modern omni-channel experience and best-in-class risk tools. Developed and built from over a decade of Biz2Credit’s trusted online lending experience. Use Cases: Term Loans,Card Opening, Trade Finance, Line of Credit, Small Business Administration, Commercial Real Estate Effective at reducing processing times and lowering overall cost. Can increase application rates with customer acquisition digitally Configurable and customizable modules set to your rules, procedures and policies. Protected with SOC 2 and ISO-27001 certified. Responsive to regulatory demands Credit analytics tool suite Explore your options today! Visit Site Onyx IQ Onyx IQ is a digital lending platform that enables you to automate every aspect of your business. Originate, underwrite, and close more deals — with ease. With ready-made workflows, configurable scorecards, and an ecosystem of integrations at your fingertips, we offer a one-stop shop for B2B lenders. Underwriting Portfolio View all of your underwriting functions in one prebuilt and data-intelligent interface that drives better decision-making. Broker Portal House your pipeline and dedicated processes under a single login. As the only point of contact you will need to manage your lending ecosystem, Onyx IQ's broker portal makes workflows more efficient and data more accessible. Syndication Gain greater visibility and better control over syndicated deals as a Funder or Syndicator. Automate syndicator payments, repayments, and reports. Give your syndicators the autonomy to operate on their own Syndicator Portal. Customizable Decision Engine Create your own scorecards according to your business rules. Weight scoring rule sets by importance and based on your unique customer base. Generate unique scores or render unique offers automatically. Visit Site

Within the business lending industry managing relationships might be the most important part of running a business. A lot can happen between the time someone first hears about your business and when they eventually become a customer. Best CRM Software For Small Business Within the business lending industry managing relationships might be the most important part of running a business. A lot can happen between the time someone first hears about your business and when they eventually become a customer. Customer relationship management (CRM) software helps make this crucial process possible. Without CRM software, there are too many shifting pieces to remember without something or someone falling through the cracks. But because CRMs can perform so many different functions, finding the right one can feel overwhelming. Here are a few of the most used CRM software programs in the loan broker industry. You will notice several offer other services or all in one marketing systems. This is not an endorsement for these companies so please perform your own due diligence before working with them. Advertising Disclosure Centrex Software* CRM and LOS for brokers, lenders, and fintechs A platform designed and architected for a finance and/or fintech company. Finance products are not simple and can be difficult to track. Centrex CRM takes everything you need and puts it one organized place for you and your team to manage. Business Loans Build amortization schedules, document management, multiple offers, mobile app, track commissions and fees. Merchant Cash Advance Track advances, submit deals to multiple funders, factor rate calculator, track commissions, monitor renewals, syndicates. Fintech Track customers, email and SMS, calendar, esign, doc mgmt, task mgmt, client portal, payment processing. Sales Pipeline management Loan and advance management List building with filters Website integration SMS and email communication Client portal Google maps integration Call Tracking and notes Visit Site B2 Systems B2 Systems: Broker Automated Submission Platform For brokers who have outgrown manual processing. We handle the scrubbing and funder-matching so your team can focus on closing. You started brokering to fund more deals, not to get buried in paperwork and funder criteria. B2 Systems turns hours of manual effort into seconds of automation. Instant Funder Matching: 70+ funders mapped out for you to instantly activate your existing partners and match your files to the right funders in seconds. Automatic deal Protection: Our system automatically strips out contact info and adds unique IDs to each applications before it reaches a funder. Precision Bank reading: See the same data the funders see to avoid surprises and declines. Start in Minutes, Not Weeks: No setup fees or complex onboarding. Get started today and submit your first 10 deals for free. Visit Site Hubspot Think CRM software is just about contact management? Think again. HubSpot CRM has free tools for everyone on your team, and it’s 100% free. HubSpot CRM for Sales Leaders With the easy-to-use HubSpot CRM, you’ll never have to manually update reports or wonder how your team is tracking toward quota. Because you have more important things to do. Track and analyze sales activity in real-time. Get a real-time view of your entire sales pipeline on a visual dashboard. Access detailed reports on sales activity, productivity, and individual performance. Then use those insights to track team performance and spot opportunities for growth. Enjoy unlimited users, data, and up to 1,000,000 contacts with no time limit or expiration date — whether you're a team of 1 or 1,000. Arm your sales team with time-saving tools they’ll actually use. Close more deals with less work using tools that remove friction from the sales process. Visit Site HighLevel* HighLevel Helps Agencies & Marketers Thrive With Our All-In-One Sales & Marketing Platform All the tools you need in one platform without having to "duct-tape" multiple platforms together! CAPTURE Capture leads using our landing pages, surveys, forms, calendars, inbound phone system & more! NURTURE Automatically message leads via voicemail, forced calls, SMS, emails, FB Messenger & more! CLOSE Use our built-in tools to collect payments, schedule appointments, and track analytics! Close More Deals Our thriving community of the most successful and visionary digital marketers on the planet. Get all the training and resources you need to start or grow your digital agency. *We are partnered with companies like HighLevel to bring you valuable content and we can earn a commission if you click on the link and become a customer with them. Visit Site MCA Track The Very Best in Funding Automation Smash your goals with the most reliable and complete solution in the industry. Easy automation and deal management add unmatched leverage to any funding environment. MCA Track is the trusted and hassle-free way to grow your Merchant Cash Advance company now! Visit Site Keap Absolutely everything an entrepreneur needs to win More of what you need to manage your business efficiently. Keap is your all-in-one CRM, sales and marketing automation software to help you consistently win more business. All your client information, accessible on all your devices. Collect new leads with minimal effort Collect more leads, convert them to clients, and turn those clients into fans with Keap’s powerful CRM and sales and marketing automation. Messages that your audience actually wants to read Write emails and texts using Keap’s curated templates, send them to segmented lists in your CRM, and watch the results roll in. Business stays business, personal stays personal Keap Business Line gives you access to work calls and texts on your smartphone, while keeping your personal conversations separate. 14-day free trial. No credit card required. Visit Site Pipedrive Founded in 2010, Pipedrive is an easy and effective sales CRM that drives small business growth. Today, Pipedrive is used by revenue teams at more than 100,000 companies worldwide. Sales pipeline and deals When looking for a CRM solution, start by exploring its core functionality. Pipelines and deals are the foundation of every professional sales CRM. These features allow you to visualize your sales process and move your deals to won. With Pipedrive, you can add deals, their value, win probability and expected close date, then organize and track them by your pipeline stages. Customize the stages to suit your sales cycle, create team pipelines and filter results by team member or stage. Colored cues draw your attention to deals about to go cold, so you know what to tackle first. Kick your sales into gear In sales, spreadsheets and email tools are only a baseline. To drive sales consistently, you need more advanced software solutions. Sales software – or a sales platform – is a centralized sales hub that’s designed to empower salespeople to collaborate, optimize their sales process and forecast sales cycles. And that’s not all – a sales platform is excellent for enhancing the customer journey and customer experience, generating new business and reducing overall costs. Want to see what a sales platform looks and feels like? Visit Site Dominate Sales Sales Domination Systems was created, designed and built to empower salespeople by saving them time and dramatically reducing the friction created by a ‘CRM’. We handle data entry, prospecting, lead generation, contact data enrichment and pipeline organization so you don’t have to. Visit Site Converge Hub ConvergeHub is the all-in-one Customer Relationship Management software that lets you take charge of business growth and manage your Sales, Marketing, Service and Billing from one platform. Visit Site Insightly Customers today want relationships, not transactions. If customers feel poorly treated, they’ll leave you. Insightly gives you everything you need to build a complete view of your customers across the entire buying experience, and deliver exactly what they want—from the first ‘hello’ to delivery and beyond. Visit site Salesforce Connect to your customers in a whole new way with the world’s #1 CRM platform. Over 150,000 companies, both big and small, are growing their business with Salesforce. It's one integrated CRM platform that gives all your departments — including marketing, sales, commerce, and service — a single, shared view of every customer Visit Site

Discover business lending and fintech resources, network with industry members, grow with Funder Intel. Find business lending solutions, courses, live events, and connect with the community. HOME TOP HOME 3 HOME 2 HOME 4 HOME 5 Sharpen Your Edge in Business Lending The tech, trends, and tools you need. The industry connections you want. Smarter intel. More funding. Subscribe to The Funding Curve Subscribe Thanks for subscribing! Latest Intel Latest Intel Newtek Just Made 7 Day Loans the New Standard F.I. Editorial Team 6 hours ago The Last Guilty Plea: Par Funding Is Finally Over F.I. Editorial Team 1 day ago The Funders Forum & Brokers Expo 2026: Survival, Strategy, and the 20-Yard Line F.I. Editorial Team 1 day ago Advantex Revenue Climbs on MCA Growth: The Credit Risk Shadow Julie Wohlberg 1 day ago Update on SBA loans with Chris Tomlinson from Optimum Bank F.I. Editorial Team 2 days ago The Bank Never Showed Up. So YouLend Did. F.I. Editorial Team 4 days ago Fora Financial Hits $5B: The Quiet Heavyweight of Main Street Capital F.I. Editorial Team Mar 3 PayPal Business Loan Application Data Breach F.I. Editorial Team Mar 3 Unlocking Successful Lead Generation Strategies with Nick De Jesus Shane Mahabir Mar 3 The Rebound: Plaid Hits $8B Valuation as it Pivots to Lending & AI F.I. Editorial Team Mar 2 Block Layoffs: Jack Dorsey Cuts 4,000 Jobs & AI Is Why F.I. Editorial Team Feb 27 Stripe Eyes Potential Acquisition of PayPal — A Mega Shakeup in Digital Payments F.I. Editorial Team Feb 26 1 2 3 4 5 View All Posts Providers TERM LOANS ISOs/BROKERS LINE OF CREDIT RBF/MCA FUNDERS SBA LENDERS LENDING SOFTWARE NETWORKING GROUP There are many alternative business finance companies, but not all offer unsecured term loans. We put together a list of lenders that offer a business loan product directly with merchants or through ISO partners and other channels. View Page A list of ISO companies that offer business financing products of all kinds. You can find out if they are a member and then direct message them. View Page Welcome to the most comprehensive list of MCA/Revenue-based funders online! Trusted funding companies that have flexible funding options tailored to you or your client's needs. Over 200 funders. Get personally introduced. View Page Explore our top SBA lenders to find the ideal financing partner for your business. Whether you are a broker seeking new partners or an entrepreneur, our guide offers valuable insights to simplify your decision. View Page Discover leading solutions tailored to improve your lending processes and boost efficiency. Our list includes everything from loan origination systems to management tools, offering various options to meet your needs. Learn how each provider can assist your lending operations. View Page A list of business line of credit lenders. Here, you’ll find trusted institutions offering credit options. Discover essential details like interest rates and maximum amounts to help you choose the right lender for your needs. View Page This group is for all topics surrounding business lending. Ask questions, find partners, get more deals. View Page Services Services Community Engage with industry members in our Networking Group Ask for advice, hear a variety of opinions, get recommendations Exclusive content Attend our live EVENTS Grow Your Brand Find more partners: ISOs, business loan brokers, commercial finance brokers, mca companies, funders, lenders, & other fintech vendors List your company on our site The Funding Curve newsletter Advertise to our audience Learning Center Business Loan Broker Course Tools, data, and in-depth articles Product reviews Underwriting course News from around the globe Testimonials © Copyright Nicole Clinton All around great experience and a great resource. I went through another broker training before I found Funder Intel. I was bumping my head against the wall trying to learn the industry and build my business. This is a very different experience. I highly recommend.

Newtek Bank is funding business loans of up to $350,000 in a week, explicitly targeting MCA borrowers, undercutting SBA Express timelines, and doing so without adding headcount. There's a small business owner somewhere right now who needs $200,000 to make payroll, buy inventory, or bridge a gap before a big contract pays out. Her options, until recently, have been: wait two months for a bank loan, take an SBA Express loan that promises speed but still takes 25 to 60 days in practice, or sign a merchant cash advance and accept rates that can run into triple digits on an annualized basis. Newtek Bank just announced a fourth option, and it's gunning directly at all three. On March 10, NewtekOne, Inc. ( NASDAQ: NEWT ) announced the Newtek Seven Day Business Loan™ : term loans up to $350,000, funded within seven calendar days of a complete application, structured over ten years with no balloon payment. The company didn't hedge its ambitions. CEO Barry Sloane said plainly that creditworthy borrowers can now avoid 'less attractive options such as MCAs or daily debit financing, which typically carry extremely high rates of interest and short repayment schedules.' (Note there is no interest on MCAs since they are not a loan) Seven Days. Ten Years. No Balloon. The product design is deliberate. The $350,000 ceiling isn't arbitrary; it's the size range that defines SBA Express (max $500K after 10/1/21) and other bank loans, and historically the segment that has fallen through the cracks: too large for a microloan, too small for banks to prioritize with their standard underwriting apparatus. The ten-year repayment term and absence of a balloon payment address a structural problem that MCA (revenue based financing) and short-term products create. A merchant cash advance of $150,000 will require daily or weekly debits for 3 to 18 months, and if not careful, can strain cash flow. Newtek's product spreads the same obligation over a decade at what the company describes as materially lower total cost. "Creditworthy borrowers can avoid less attractive options such as MCAs or daily debit financing, which typically carry extremely high rates of interest and short repayment schedules."— Barry Sloane, CEO, NewtekOne, March 10, 2026 The SBA Express Reality Check SBA Express loans have a reputation for speed that their actual funding timeline doesn't always support. The SBA does respond to Express applications within 36 hours; that part is real. But the SBA's response is just a loan number. What follows is still lender underwriting, document collection, collateral review, closing, and disbursement. Most sources put the realistic window at 25 to 60 days from complete application to funded. LendingTree puts the range at 25 to 60 days. Nav says to expect up to two months, though efficient lenders can close in 30. SoFi's published guidance gives a floor of five days but notes it can stretch to 60 depending on the lender. How AI Gets It to Seven Days - and What It Costs in Jobs The speed comes from Newtek's internally built NewTracker® system, which deploys AI across the entire origination stack. The system analyzes historical financials, projects future cash flows, takes liens on assets, reviews corporate documents, and assembles the credit package for the bank's human credit committee. The final decision is still made by Newtek's professionals, AI handles the data gathering, integration, and presentation; people make the call. But Sloane was candid about what this means for staffing. He noted that AI-powered processes have tripled the number of loans closed over the last three years, without adding headcount. That's not a footnote. That's the business model. You scale loan volume by deploying AI, not by hiring loan officers, processors, and closers. The technology doesn't just compress time-to-funding. It permanently restructures the economics of origination. And as noted by Mr. Sloane, shareholders benefit from improved profitability. "Incorporating AI into the underwriting process partially explains why we have tripled the number of loans closed over the last three years without adding headcount to loan closing staff."- Barry Sloane, CEO, NewtekOne AI Is Restructuring the Lending Workforce Newtek isn't alone in this dynamic. The fintech industry is moving through a broad AI-driven labor contraction that's accelerating in 2026. Block, Inc., parent of Square and Cash App, announced recently that it was cutting approximately 4,000 employees, roughly 40% of its entire workforce, with CEO Jack Dorsey explicitly citing AI productivity gains as a central driver. Block's AI coding tool, dubbed Block Goose, was already handling an estimated 40% of code written across the company before the cuts were announced. The stock rose more than 20% on the news. The pattern is consistent across the sector: AI investment increases throughput, throughput increases per-employee output, and that math eventually produces a smaller headcount at the same or higher volume. For banks and lenders, the implication is structural. The loan origination workforce that has traditionally been a fixed cost, processors, underwriters, analysts, and closers, is becoming a variable one, with AI absorbing the tasks that required human volume. For independent business owners and MCA borrowers, the near-term effect is positive: faster funding, lower fees, better products. For the origination labor market, it's a different story. What This Means for MCA Funders and ISOs Newtek's announcement is a direct acknowledgment that the MCA industry has captured a customer segment that banks have failed to serve. The press release names MCA by product category, not as competitive shade, but as the specific alternative its borrowers have been forced to use. That's a notable concession from a bank. The relevant question for funders and ISOs is which portion of their book is creditworthy enough to qualify for Newtek's product. MCA serves a broad spectrum, from strong businesses with temporary timing needs to distressed borrowers that traditional credit would never touch. The Seven Day Business Loan doesn't compete for the latter. It competes for the former: businesses with clean books, real collateral, and a cash flow story that underwrites, businesses that have historically ended up in MCA simply because the bank was too slow. That's a genuine threat to the high-quality end of MCA deal flow. And if Newtek's AI-driven model continues to scale, loan volume tripling over three years is a meaningful data point, it puts pressure on every other bank, SBA preferred lender, and online lender to ask why their own sub-$350,000 underwriting still takes a month. Newtek Just Moved the Benchmark Newtek has been the top dollar-volume SBA 7(a) lender in the country. They know how to originate at scale. The Seven Day Business Loan is what happens when that institutional knowledge gets rebuilt from the ground up around AI underwriting, not bolted on top of a legacy process, but integrated into how the credit decision gets made. Whether the product performs as advertised will be the story to watch over the next 12 months. But the announcement alone reframes what 'fast' should mean for sub-$350,000 business loans, and what it will cost in labor to get there.

If you’ve been following the flow lately, you know the narrative: AI is going to replace the underwriter, speed up collecting "stips," and fund deals before the merchant even finishes their coffee. But while the fintech world is busy celebrating 30-second approvals, Goldman Sachs just dropped a massive reality check. In a recent Reuters report , Goldman executives warned that AI disruption is going to "challenge" lending decisions in the coming years. For those of us in the alternative lending space, that isn't just a headline: it’s a warning shot about the durability of our capital. The "New" Risk: Why Speed Might Be Killing Your Portfolio In the Revenue-Based Financing/MCA world, most pride themselves on being faster than the banks. But there’s a massive difference between efficiency  and intelligence . The 'Ghost' Merchant:  As AI tools become more common for small business owners, it’s becoming easier to "game" the algorithm. From AI-generated revenue projections to synthetic bank activity, the "data" we’re feeding into our models is getting noisier. If your AI isn't built to spot other  AI, you're funding ghosts. Model Drift is Real:  Most AI models are "historical". They look at what happened yesterday to predict tomorrow. But Goldman is pointing out that we are entering a period of "unprecedented disruption." If a merchant’s entire industry is being upended by AI (think coding agencies, copy shops, or basic data entry), their 2024 tax returns mean zero  for their 2026 survival. The Compliance Trap:  We’re already seeing the CFPB and state regulators sniff around "algorithmic bias." If your "Black Box" declines a file and you can’t give the ISO a straight answer as to why , you’re not just losing a deal; you’re inviting a lawsuit. The Funder Intel 'Pro' Strategy It’s not all doom and gloom. If you’re a funder or a high-volume ISO, the right AI stack is still your greatest weapon if you use it as a filter, not a replacement. Deep-Tier Discovery:  The real money in 2026 isn't in the 'A-Paper' files everyone is fighting over. It’s in using AI to find the "diamonds in the rough": merchants with lower credit scores but hyper-resilient digital footprints (strong social sentiment, high recurring payment stickiness, and low refund rates). The 'Anti-Fraud' Shield:  The best tech right now isn't underwriting the deal; it’s protecting the house. We’re seeing funders use AI to run real-time "behavioral biometrics" on how a merchant interacts with a funding portal. If the behavior looks "robotic," the file gets flagged instantly. Don't Let the Tech Outrun the Logic At the end of the day, we are in the risk business. Goldman is telling the world what we’ve always said at Funder Intel: You cannot automate common sense. The winners in this next cycle will be the 'hybrid shops': the ones using high-speed AI to clear the junk, but keeping a seasoned human eye on the trigger for the big-ticket funding. Don't let a slick interface blind you to a bad deal.

National Funding has reported record originations for 2025, surpassing the $2.5 billion mark in total small business financing. The milestone is an important data point for the alternative lending sector, signaling that despite, or perhaps because of, a high-interest-rate environment and tightened bank credit, the appetite for non-bank capital has never been higher. The San Diego-based lender attributed the surge to a "perfect storm" of economic variables: persistent inflation, more aggressive bank de-risking, and a structural shift in how SMBs value speed over the cost of capital. For operators across the ecosystem, National Funding’s performance validates a core thesis: the "gap" in small business funding is no longer a niche, it’s the market. The Velocity Premium: Why SMBs are Bypassing Banks While traditional institutions still hold the lion’s share of deposits, their underwriting "moats", timelines, documentation, and rigid risk appetites continue to alienate the modern operator. National Funding’s growth suggests that a "Velocity Premium" now exists. SMBs are increasingly willing to pay for capital that arrives in days rather than months. According to the company, this growth isn't siloed; it spans a broad vertical range, from construction to retail, where businesses are using capital not just for survival, but to capture market share while competitors are sidelined by credit freezes. Data-Driven Underwriting as a Competitive Moat The $2.5 billion figure is as much a tech story as it is a finance story. The sector’s scaling is being driven by the "Agentic" shift in underwriting, leveraging real-time bank transaction data and automated risk modeling to replace the antiquated paper trail. For funders and fintech leaders, this trend represents a permanent shift in the competitive landscape. National Funding noted that its investment in proprietary tech has been the primary lever for streamlining the funnel for both brokers and direct applicants. In 2026, the "winners" are those who can maintain risk discipline while removing the friction that defines traditional banking. National Fundings Broker Network Despite the rise of direct-to-consumer digital channels, National Funding’s record year reinforces a fundamental industry truth: The ISO and broker network is the lifeblood of distribution. As competition for high-quality paper intensifies, the relationship between funders and ISOs has become more sophisticated. Strategic partnerships are no longer just about commission structures; they are about integration and reliability. For National Funding, the ability to scale originations was inextricably linked to its ability to serve the broker channel with consistent, predictable outcomes.

Want to start funding deals? This 3 hour coaching can be broker down into 1 hour increments. We offer a 1 on 1 Coaching Program for current and aspiring business loan brokers. What you get: We will review what we have covered in our loan broker training content. Get your questions answered to run your business more efficiently. Add more funders to your lineup with preferred funding companies. Understand what a funding company is looking for in its underwriting. Some more templates for sales and marketing. More information is provided depending on the goals of your business loan broker company, like how to grow staff and scale. Your coach: Shane Mahabir Combined 10 years in the business lending industry, 7 for lenders, and 3 as a broker. Founded Funder Intel Has started several other businesses MBA Seeks to teach more people about succeeding as a business loan broker to help them live the life they desire

Are you seeking guidance on how to start or grow your funding business? Seeking to onboard more ISOs or get more information on how funding companies operate? We offer 1 on 1 Consulting to help get these questions answered and more. What you get: Get your questions answered to run your funding business more efficiently. How to run an ISO department that produces More information is provided depending on the goals of your company Your consultant: Shane Mahabir Combined 10 years in the business lending industry, 7 for lenders, and 3 as a broker. Founded Funder Intel Has started several other businesses MBA Lead a Mastermind Group of owners of ISO's/Loan Brokerages

Welcome to our Customized Website Design Services. We specialize in creating unique, high-quality websites tailored to your specific needs and goals. From small businesses to large corporations, our experienced team will work with you to deliver a professional website that not only looks great but also drives results. Our process begins with an initial consultation to determine your needs and deliverables. We'll discuss your business, target audience, goals, and any specific features you'd like to include. This helps us ensure that the final product is not only visually appealing but also functional and user-friendly. For a complete new build, our prices start at $1,499, with the timeline for completion typically within a couple of weeks. For customized editing and upgrade of your Wix or WordPress website, the costs will be determined given the time and complexity involved. We pride ourselves on delivering exceptional service and value for money. Plus, we offer ongoing support to ensure your website continues to meet your needs as your business evolves. We build websites using the top platforms in the industry to ensure the best performance and ease of use. By choosing us, you're not just getting a website; you're getting a partner committed to your online success. We look forward to helping you create a powerful online presence that helps your business grow. When booking you will need to pay the deposit amount displayed but that deposit will go towards your invoiced amount for the complete website development. However, it is non-refundable. So if you do not move forward with the website this deposit will not be returned.

Transform yourself from a beginner ISO Rep to an ISO Manager to a Chief Revenue Officer for an MCA/RBF direct funding company! WHO IS THIS COURSE FOR? If you want to be better at your job, improve your value, and earn more money. If you are a direct funder who wants a more effective way to train new ISO reps/Managers If you are seeking a new job and thinking about getting into the alternative business funding industry. If you are already an ISO Rep or Manager who wants to get ahead. WHATS IN THE COURSE? All of the information you need to understand the CRO career path, find out what an ISO is and does, what skills are needed to excel, job prospects, market size, relationship management, performance tracking of ISOs, Underwriting and deal analysis, leadership, and much more. COURSE INSTRUCTOR This course is taught by Shane Mahabir who started as an ISO Rep in 2014. Shane worked for several different funding companies which provided him the experience to see how they operate differently, what worked or didn't work for those particular funders. BY THE NUMBERS 25 Steps 4 Quizzes 4.5 hours of video Access to the course for 8 weeks Group plans of 3 available in the Store 1 Certificate of Completion

CAN BE DONE IN 1-2 DAYS, BUT ACCESS TO COURSE IS 8 WEEKS. If you are a Broker, ISO Manager, Salesperson, switching careers, trying to get into commercial finance, or a business owner, this course is for you! GO AT YOUR OWN PACE, EARN A CERTIFICATE OF COMPLETION AT THE END. If you are interested in a multiuser group plan, please email us. BENEFITS to learning about how the underwriting process for merchant cash advances works: -close more deals as a broker or salesperson -find a new job in underwriting -get promoted in your current company -pick deals better to syndicate on -communicate better with underwriters -improve operations of your ISO shop -manage deals better -negotiate with funders better -onboard and train employees more quickly -understand the latest underwriting strategies -learn about risk models -identify fraud -reduce wasted time -place deals with funders more accurately We will provide the scope of: -what an underwriter does, -the underwriting process from submission to funding, -what's involved in credit models, -how to analyze bank and credit card statements, -review other documents and stipulations required to approve deals like Tax Returns, -information brokers can use to close more deals, -and much more. By The Numbers: 207 minutes of video 22 Steps 38 Quiz Questions Access 8 weeks