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Business loan brokers may need state licenses, registrations, bonds, or filings. See the 2026 rules for MCA, sales-based financing, commercial loans, and broker fees.

Senators Markey and Wyden accuse the SBA of trapping small businesses in MCA debt after a June 2025 rule change eliminated SBA refinancing of merchant cash advances. But the $20B MCA industry, led by Square, PayPal, and Shopify, tells a different story.

Connecticut’s HB 5211 defines commercial financing to include sales-based financing and would require APR disclosures.

Discussing current regulatory news, including the important bill HB 700 in Texas and the 7(a) Loan Agent Oversight Act (H.R. 1804), the tech business loan brokers need to know about, and other best practices for brokers with Jerry Cocuzzo of FundAll Capital and John DiCanio of Fund My Biz.

The lawsuit involves over 30 companies and individuals, including Yellowstone Capital and its founder David Glass, and Delta Bridge Funding,

Georgia and Florida brokers will be banned from charging an 'advance fee' before successfully obtaining financing for a merchant.

In this video we discuss his background, what hes working on and seeing in Congress, what the Revenue Based Finance Coalition is doing...

Broker requirements prohibit advance fee assessments, false or deceptive representations, and mandate third-party payments for actual servic

Many feel it's too restrictive to financial institutions which will cause a slowdown in the funding process.