Five Free SBA Loan Tools for Brokers — Here's What They Do
- F.I. Editorial Team
- 2 days ago
- 3 min read
If you place SBA deals, you already know the frustration. You're bouncing between lender websites, digging through outdated PDFs, and doing manual math just to figure out whether a deal is worth submitting. There's no single place that gives you current rates, lender intel, and a way to pressure-test a deal before you pick up the phone.
That's the problem we built these tools to solve.
Funder Intel now has five free SBA loan tools live at funderintel.com/sba-loan-tools. They're built on real SBA FOIA data and updated regularly, no login required, no spreadsheets, no guesswork.
Here's what each one does and why it matters for your workflow.
1. SBA Loan Market Dashboard
This is the big picture tool. It pulls from official SBA FOIA data covering FY2022 through FY2025 and shows you where the money is actually going, by program (7(a) vs. 504), by industry, by loan size, and by approval trends over time.
Why does this matter to a broker?
Because market context closes deals. When a borrower asks why their rate feels high, or a lender tells you they're pulling back from a certain industry, this dashboard gives you the numbers to back up your read of the market. It's also useful for spotting where volume is growing, which industries and loan sizes are seeing increased approval activity.
FY2025 was a record year. The SBA guaranteed approximately $45 billion in 7(a) and 504 loans to over 85,000 small businesses, the most in the agency's 72-year history. That context belongs in your deals.
2. SBA Loan Rate Tracker
The Fed held rates steady at the June 17, 2026 meeting. Prime Rate stays at 6.75%. Maximum 7(a) rates by loan tier are unchanged.
The Rate Tracker keeps all of this current, Prime Rate, maximum 7(a) caps by loan size, 504 fixed rates, and the full FOMC history going back through the rate cycle. We update it manually after every Fed meeting.
This one is simple but genuinely useful on active deals. When a borrower is comparing a 7(a) variable rate against a 504 fixed rate, the tracker gives you the exact numbers to walk them through the comparison clearly.
3. SBA Lender Intelligence Database
This is the one most brokers bookmark immediately.
It ranks the top 100 SBA 7(a) lenders by CY2025 approval volume, with broker intelligence notes on each one, their sweet spots, PLP status, rate positioning relative to market, and what types of deals they actually want to see. Fully searchable and filterable by lender type, geographic reach, average loan size, and rate tier.
The difference between a funded deal and a wasted submission is often knowing which lender to call first. That's what this tool is built around.
4. SBA Deal Qualification Scorecard
Enter the deal basics, credit score, estimated DSCR, industry, time in business, down payment, and the scorecard runs an 8-factor weighted analysis and spits out a 0–100 fundability score.
It tells you which SBA program the deal fits (7(a), 504, or Express), breaks down each factor, flags hard stops for ineligible industries or federal debt issues, and gives you a broker action plan with lender tier recommendations. There's also a print-to-PDF button so you can document your pre-screening.
This is what due diligence looks like before you ever call a lender.
5. SBA Loan Payment Calculator
Three modes: standard payment calculation, side-by-side rate comparison, and a full amortization schedule. It also includes a built-in FY2026 SBA guarantee fee estimator with the manufacturer fee waiver logic for NAICS 31–33 businesses.
Most brokers have a spreadsheet doing this job. This is cleaner, faster, and shareable.
A Note on Access
All five tools are free right now with no login required. In the near future, some of SBA loan tools for brokers will move behind the Funder Intel Pro member wall, still free for members, but you'll need an account. We haven't finalized which tools will require membership yet, but if you want guaranteed long-term access to everything, a Pro membership is the move.
Use them while they're fully open.
SBA Loan Tools for Brokers - Start Here
The easiest way to get oriented is the hub page: funderintel.com/sba-loan-tools. All five tools are linked there with descriptions of what each one does.
If you have feedback, something's off, a lender note is wrong, or a tool is missing something you actually need, reach out. These tools are built for how brokers actually work, and that means they should evolve based on how you use them.
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