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How intense is the competition in alternative business lending?
An updated Porter's Five Forces analysis of alternative business lending, capital supplier power collapsed, embedded platforms reshaped rivalry, and consolidation arrived.
8 min read
Texas just closed a HB 700 workaround
The OCCC's finalized rules for HB 700 (7 TAC §86.313, effective July 9) settled the two questions everyone in sales-based financing was asking.
1 min read
Alternative Business Funding Year-End 2025 Deep Dive
The alternative business funding industry closed 2025 in a position of strength, capturing unprecedented market share as traditional banks continued their multi-year retreat from small business lending.
1 min read
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